Moda Health Insurance Review & Ratings (2023)
This Moda Health Insurance Review will cover Moda Health Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Moda Health Insurance A.M. Best rating is B++. To compare insurance rates from the best companies in your area, enter your ZIP code below.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
|
Written by
Chris Tepedino |
|
Reviewed by
Laura Walker
|
UPDATED: Mar 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Moda Health Insurance, a company that provides health insurance coverage to individuals and families in select states. We will delve into the company’s history, mission, products and services, as well as the cost of those services.
We will also take a closer look at the different types of discounts available to customers and customer reviews of the company. Moda Health Insurance is an Oregon-based company that offers health insurance coverage to individuals and families in select states. The company is committed to providing quality healthcare services to its customers at an affordable cost.
Interesting Attributes of Moda Health Insurance:
- Moda Health Insurance offers a range of health insurance plans, including individual and family plans, Medicare Advantage plans, and employer-sponsored plans.
- The company has a strong focus on wellness and offers various wellness programs and resources to its customers.
- Moda Health Insurance has received accreditation from the National Committee for Quality Assurance (NCQA) for its commercial HMO and PPO plans.
Health insurance is an essential aspect of our lives, and it is important to choose a provider that offers reliable coverage at an affordable cost. Moda Health Insurance is a company that offers health insurance coverage to individuals and families in select states.
In this review, we will take a closer look at Moda Health Insurance and its products and services, as well as customer reviews of the company. We will also explore the different types of discounts available to customers.
Moda Health Insurance History and Mission
Moda Health Insurance was founded in 1955 as ODS Companies, a dental insurance company. Over the years, the company expanded its offerings to include health insurance plans. Today, Moda Health Insurance is based in Oregon and offers a range of health insurance plans to individuals and families in select states.
The mission of Moda Health Insurance is to provide quality healthcare services to its customers at an affordable cost. The company is committed to promoting wellness and disease prevention, and it offers various wellness programs and resources to its customers.
Moda Health Insurance also strives to provide excellent customer service and to make the healthcare experience as easy and stress-free as possible for its customers. The company believes in being transparent and providing clear information about its plans and services, so that customers can make informed decisions about their healthcare coverage.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Products and Services Offered by Moda Health Insurance
Moda Health Insurance offers a range of health insurance plans to individuals and families in select states. Here are the main products and services offered by the company:
- Individual and family plans: Moda Health Insurance offers individual and family plans that provide coverage for essential health benefits, such as doctor visits, prescription drugs, and hospital stays. These plans are available in Oregon and Alaska.
- Medicare advantage plans: Moda Health Insurance offers Medicare Advantage plans that provide comprehensive healthcare coverage to Medicare beneficiaries. These plans are available in Oregon and Washington.
- Employer-sponsored plans: Moda Health Insurance offers employer-sponsored plans to businesses in Oregon and Alaska. These plans provide comprehensive coverage for employees and their families.
- Dental plans: Moda Health Insurance offers dental plans that provide coverage for preventive care, restorative care, and major services. These plans are available in Oregon and Alaska.
- Vision plans: Moda Health Insurance offers vision plans that provide coverage for eye exams, glasses, and contact lenses. These plans are available in Oregon and Alaska.
- Pharmacy benefits management: Moda Health Insurance offers pharmacy benefits management services to help customers manage their prescription drug costs.
- Wellness programs: Moda Health Insurance offers various wellness programs and resources to its customers, including smoking cessation programs, weight management programs, fitness programs, and more.
How much does Moda Health insurance cost?
The cost of Moda Health Insurance varies depending on the type of plan and the state in which you live. In general, the cost of health insurance plans can be affected by a number of factors, including your age, location, health status, and the level of coverage you choose.
- Individual and family plans: Moda Health Insurance offers a variety of plan options with different levels of coverage and pricing. Premiums can range from a few hundred dollars to over a thousand dollars per month, depending on the plan and location.
- Medicare advantage plans: The cost can also vary depending on the plan and location. Some plans may have no monthly premium, while others may have a monthly premium that can range from less than $50 to over $200 per month.
- Employer-sponsored plans: The cost can vary depending on the size of the business, the plan selected, and the location of the business.
In what parts of the U.S. is Moda Health insurance offered?
Moda Health Insurance is currently offered in select states in the Pacific Northwest region of the United States. Here is a list of the states where Moda Health Insurance is available:
- Oregon: Moda Health Insurance is based in Oregon and offers individual and family plans, Medicare Advantage plans, and employer-sponsored plans in the state.
- Alaska: Moda Health Insurance offers individual and family plans, dental plans, vision plans, and employer-sponsored plans in Alaska.
- Washington: Moda Health Insurance offers Medicare Advantage plans in select counties in Washington.
If you’re interested in finding out if Moda Health Insurance is available in your state, here are the four steps you can take:
- Visit the Moda Health insurance website: The first step is to visit the Moda Health Insurance website. From there, you can navigate to the “Plans & Benefits” section of the website.
- Select your state: On the “Plans & Benefits” page, select your state from the dropdown menu. If your state is not listed, then Moda Health Insurance may not be available in your area.
- Browse available plans: Once you’ve selected your state, you can browse the available health insurance plans offered by Moda Health Insurance in your area. You can also view plan details, compare plan options, and get a quote for coverage.
- Contact Moda Health insurance or a licensed insurance agent: If you have additional questions or need help finding a plan that meets your needs, you can contact Moda Health Insurance directly or speak with a licensed insurance agent in your area.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Moda Health Insurance Discounts Available
Moda Health Insurance offers a variety of discounts and cost-saving options to help make healthcare more affordable for its customers. Here are some of the discounts available:
- Multi-plan discount: If you enroll in more than one Moda Health Insurance plan, you may be eligible for a discount on your premiums.
- Wellness program discounts: Moda Health Insurance offers a variety of wellness programs to help customers maintain a healthy lifestyle. By participating in these programs, you may be eligible for discounts on your premiums.
- Provider network discounts: Moda Health Insurance has a network of preferred healthcare providers. If you choose to receive care from a provider in the network, you may be eligible for discounted rates.
- Healthy pregnancy program: Moda Health Insurance offers a Healthy Pregnancy Program to help expectant mothers have a healthy pregnancy. By participating in this program, you may be eligible for discounts on your premiums.
- Member discounts: Moda Health Insurance partners with various businesses and organizations to offer discounts to its members. These discounts can include everything from fitness club memberships to healthy food delivery services.
Customer Reviews of Moda Health Insurance
Customer reviews of Moda Health Insurance are mixed, with some customers reporting positive experiences and others reporting negative experiences. Here is an overview of what customers are saying about Moda Health Insurance:
Strengths:
- Customer service: Many customers have reported positive experiences with Moda Health Insurance’s customer service team, noting that representatives are knowledgeable and helpful.
- Provider network: Moda Health Insurance has a large network of healthcare providers, which many customers appreciate for its convenience and flexibility.
- Plan options: Moda Health Insurance offers a variety of plan options to meet the needs of different customers, including individual and family plans, Medicare Advantage plans, and employer-sponsored plans.
Weaknesses:
- Cost: Some customers have reported that Moda Health Insurance’s premiums and deductibles can be high, making it difficult to afford healthcare coverage.
- Claims processing: A number of customers have reported difficulties with claims processing, including delays in reimbursement and disputes over coverage.
- Limited availability: Moda Health Insurance is only available in select states in the Pacific Northwest region of the United States, which can be a disadvantage for customers in other areas.
In Review: Moda Health Insurance
Moda Health Insurance is a health insurance provider that has been serving customers in the Pacific Northwest region of the United States since 1955. The company’s mission is to improve the health of the communities it serves by providing high-quality, affordable healthcare coverage.
Moda Health Insurance offers a variety of plans, including individual and family plans, Medicare Advantage plans, and employer-sponsored plans. Customers can choose from a range of options to find the plan that best fits their needs and budget.
While Moda Health Insurance has a strong provider network and offers a variety of plan options, customer reviews are mixed. Some customers report positive experiences with the company’s customer service team, while others have reported difficulties with claims processing and high costs.
Moda Health Insurance offers several discounts and cost-saving options to help make healthcare more affordable for its customers, including a multi-plan discount, wellness program discounts, and provider network discounts.