PacificSource Insurance Review & Ratings (2023)
This PacificSource Insurance Review will cover PacificSource Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The PacificSource Insurance A.M. Best rating is B++. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Mar 6, 2023
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PacificSource Insurance is a regional health insurance company that offers a range of healthcare plans to individuals and businesses across the Pacific Northwest.
Here are three interesting attributes of this company:
- PacificSource Insurance has received an “A” rating from A.M. Best, which is a credit rating agency that specializes in the insurance industry. This rating indicates that the company has a strong financial position and is likely to be able to pay out claims to its customers.
- The company offers a range of healthcare plans that are designed to meet the needs of different individuals and businesses. These plans include health savings account (HSA) plans, high-deductible health plans (HDHPs), and traditional health plans.
- PacificSource Insurance is committed to promoting wellness and prevention. The company offers a range of wellness programs and services, including health coaching, disease management, and fitness and nutrition resources.
The company’s mission is to provide high-quality, affordable healthcare coverage to individuals, families, and businesses.
History and Mission of PacificSource Insurance
PacificSource Insurance was founded in 1933 in Eugene, Oregon as a non-profit health insurance company. Over the years, the company has grown and expanded its services to include a range of healthcare plans for individuals and businesses.
Today, PacificSource Insurance is a regional health insurance company serving Oregon, Idaho, Montana, and Washington.
The company’s mission is to improve the health and well-being of the people they serve by providing high-quality, affordable healthcare solutions.
PacificSource Insurance is committed to working with its members to promote wellness and prevention, and the company offers a range of programs and services designed to support healthy lifestyles.
These programs include health coaching, disease management, and fitness and nutrition resources.
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States Offering PacificSource Insurance
PacificSource Insurance currently offers health insurance plans in four states in the Pacific Northwest region of the United States: Oregon, Idaho, Montana, and Washington. The company has a strong presence in each of these states and is recognized as one of the leading health insurance providers in the region.
In Oregon, PacificSource Insurance serves individuals and businesses in all counties throughout the state. The company offers a range of healthcare plans, including health savings account (HSA) plans, high-deductible health plans (HDHPs), and traditional health plans.
In Idaho, PacificSource Insurance serves individuals and businesses in the southern part of the state, including the Boise metropolitan area. The company offers a range of healthcare plans, including HSA plans, HDHPs, and traditional health plans.
In Montana, PacificSource Insurance serves individuals and businesses in the western part of the state, including Missoula, Helena, and Kalispell. The company offers a range of healthcare plans, including HSA plans, HDHPs, and traditional health plans.
In Washington, PacificSource Insurance serves individuals and businesses in the eastern part of the state, including Spokane, Yakima, and Tri-Cities. The company offers a range of healthcare plans, including HSA plans, HDHPs, and traditional health plans.
Overall, PacificSource Insurance is a trusted health insurance provider throughout the Pacific Northwest region and is known for its commitment to providing high-quality, affordable healthcare solutions to its members.
Coverage Options: PacificSource Insurance
PacificSource Insurance offers a range of health insurance products and services to individuals, families, and businesses in the Pacific Northwest region of the United States.
Here are some of the main products and services offered by the company:
- Health insurance plans: PacificSource Insurance offers a range of health insurance plans, including health savings account (HSA) plans, high-deductible health plans (HDHPs), and traditional health plans. These plans provide coverage for medical services, prescription drugs, and other healthcare-related expenses.
- Dental insurance plans: PacificSource Insurance also offers dental insurance plans, which provide coverage for preventative care, basic services like fillings and extractions, and major services like crowns and bridges.
- Vision insurance plans: PacificSource Insurance offers vision insurance plans, which provide coverage for eye exams, glasses, and contact lenses.
- Wellness and prevention programs: PacificSource Insurance is committed to promoting wellness and prevention among its members. The company offers a range of programs and resources designed to support healthy lifestyles, including health coaching, disease management, and fitness and nutrition resources.
- Employee benefits plans: PacificSource Insurance offers a range of employee benefits plans for businesses of all sizes. These plans include group health insurance, dental insurance, vision insurance, and other benefits like life insurance and disability insurance.
PacificSource Insurance is known for offering competitive pricing on its health insurance plans and for working with its members to find the right plan for their needs and budget.
Cost of PacificSource Insurance
The cost of insurance through PacificSource Insurance varies depending on some factors, including the type of plan, the level of coverage, and the location of the policyholder.
As with most health insurance providers, premiums and out-of-pocket costs can be affected by many variables such as age, gender, health history, and tobacco use.
PacificSource Insurance is known for offering competitive pricing on its health insurance plans, and the company works with its members to find the right plan for their needs and budget.
The cost of premiums can be influenced by several factors, such as the deductible amount, the coinsurance percentage, and the out-of-pocket maximum.
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Discounts Available at PacificSource Insurance
PacificSource Insurance offers a variety of discounts to its members to help them save money on their insurance premiums. Here are some of the available discounts:
- Multi-plan discounts: Members who enroll in more than one plan, such as a health insurance plan and a dental insurance plan, may be eligible for a multi-plan discount.
- Healthy lifestyle discounts: PacificSource Insurance rewards members who engage in healthy behaviors such as exercise, nutrition, and smoking cessation. Members can earn discounts on their premiums by completing wellness programs, health risk assessments, or participating in fitness challenges.
- Group discounts: Employers who offer health insurance to their employees through PacificSource Insurance may be eligible for group discounts.
- Student discounts: Students who enroll in a health insurance plan through PacificSource Insurance may be eligible for a discount.
- Family discounts: PacificSource Insurance offers discounts to families who enroll multiple family members in the same health insurance plan.
It’s important to note that the availability and amount of discounts can vary depending on the plan and the state in which the member resides. To find out more about the discounts that are available in your area, it’s recommended to speak with a PacificSource Insurance representative or visit their website.
Customer Feedback for PacificSource Insurance
Customer reviews of PacificSource Insurance are generally positive, with many members praising the company’s customer service and the quality of its health insurance plans. Here are some key takeaways from customer reviews:
- Quality of service: Many members report being happy with the level of service they receive from PacificSource Insurance. Customers praise the company’s knowledgeable and helpful representatives, as well as the ease of navigating the website and finding information.
- Affordable plans: Several customers report being satisfied with the affordability of PacificSource Insurance plans. Members appreciate that the company offers a variety of plans to fit different budgets and that it works with members to find a plan that meets their needs.
- Convenient access to care: Customers appreciate the broad network of healthcare providers that PacificSource Insurance works with, making it easy to find a doctor or specialist who is covered by their plan.
- Claims processing: Many members report that claims are processed quickly and efficiently by PacificSource Insurance, with few delays or complications.
Overall, customer reviews suggest that PacificSource Insurance is a reputable and customer-focused health insurance provider. While there are some negative reviews, these are generally outweighed by positive feedback from satisfied customers.
In Summary: PacificSource Insurance
In conclusion, PacificSource Insurance offers a range of healthcare plans to individuals and businesses in the Pacific Northwest.
The company has a strong financial position and is committed to promoting wellness and prevention.
With a range of discounts available to customers, PacificSource Insurance is a good choice for those looking for comprehensive coverage at an affordable price.