Preferred Abstainers Insurance Review & Ratings (2023)

Preferred Abstainers insurance is an innovative insurance company that has been providing quality insurance products to customers for years. The company is known for its unique approach to insurance, which includes a focus on safe driving habits and responsible behavior.

In this review, we will provide a detailed overview of the company’s history, mission, products, and services. We will also cover the cost of their services, the states where they operate, the discounts they offer, and customer reviews.

Interesting Attributes of Preferred Abstainers Insurance:

• Focus on safe driving habits and responsible behavior.
• Offers a variety of discounts for customers who exhibit good driving behavior.
• Provides excellent customer service.

Preferred Abstainers insurance is a company that offers insurance products and services to customers who are looking for high-quality coverage at an affordable price. The company has been in business for several years and has built a reputation for providing exceptional service to its customers.

One of the unique things about Preferred Abstainers insurance is their focus on safe driving habits and responsible behavior. They offer a variety of discounts to customers who exhibit good driving behavior, which helps to incentivize responsible behavior on the road.

Preferred Abstainers Insurance History and Mission

Preferred Abstainers Insurance was founded several years ago with a mission to provide high-quality insurance products and services to customers. The company has always had a focus on safe driving habits and responsible behavior, which has helped them to stand out from other insurance companies.

They believe that safe driving habits are not only good for their customers but also society as a whole. Preferred Abstainers Insurance’s mission is to continue to provide innovative and affordable insurance products to customers while promoting safe driving habits and responsible behavior.

They believe that by offering discounts to customers who exhibit good driving behavior, they can incentivize responsible behavior on the road and create a safer driving environment for everyone.

The company is committed to providing exceptional customer service to its customers, and they are constantly looking for ways to improve their products and services. They have a team of experienced professionals who are dedicated to helping customers find the right insurance products for their needs and budget.

Coverage Available From Preferred Abstainers Insurance

Preferred Abstainers Insurance offers a range of coverage options tailored to individuals who do not smoke or drink alcohol. Here are some of the coverage options available from the company:

• Health insurance: Preferred Abstainers Insurance provides health insurance coverage for individuals and families. Their health insurance policies cover medical expenses such as doctor visits, hospitalizations, prescription drugs, and medical procedures.
• Life insurance: The company offers several types of life insurance policies, including term life insurance, whole life insurance, and universal life insurance. These policies provide a payout to your beneficiaries in the event of your death.
• Disability insurance: Preferred Abstainers Insurance also provides disability insurance coverage, which provides income replacement if you become disabled and are unable to work.
• Long-term care insurance: Long-term care insurance covers the cost of care for chronic illnesses, disabilities, and other conditions that require ongoing assistance.
• Dental and vision insurance: Preferred Abstainers Insurance offers dental and vision insurance coverage. Dental insurance policies cover dental expenses such as routine checkups, cleanings, and fillings, while vision insurance covers eye exams, glasses, and contact lenses.
• Medicare supplement insurance: The company also provides Medicare Supplement insurance, which covers the costs that Medicare does not cover, such as copayments, coinsurance, and deductibles.

Cost of Preferred Abstainers Insurance

The cost of Preferred Abstainers Insurance policies can vary depending on several factors, including the type of coverage you select, your age, your health status, your location, and other factors. Here are some of the possible costs associated with Preferred Abstainers Insurance:

• Health insurance: The cost of health insurance policies from Preferred Abstainers Insurance will vary depending on the specific coverage options you select, your age, and other factors.
• Life insurance: The cost of life insurance from Preferred Abstainers Insurance will depend on several factors, including the type of policy you select, the amount of coverage you need, and your age and health status.
• Disability insurance: The cost of disability insurance from Preferred Abstainers Insurance will depend on several factors, including the amount of coverage you need, your occupation, and your age and health status. According to Policygenius, the average cost of disability insurance is around 1-3% of your annual income.
• Long-term care insurance: The cost of long-term care insurance from Preferred Abstainers Insurance will depend on several factors, including the type of policy you select, the amount of coverage you need, and your age and health status.
• Dental and vision insurance: The cost of dental and vision insurance from Preferred Abstainers Insurance will depend on the specific coverage options you select.

States Where Preferred Abstainers Insurance is Available

Preferred Abstainers Insurance is currently available in several states across the United States. The following is a list of states where the company offers its insurance products and services:

• California
• Texas
• Florida
• Illinois
• Indiana
• Ohio
• Michigan
• Georgia
• South Carolina
• North Carolina
• Virginia
• Pennsylvania
• New Jersey
• New York

If you are interested in finding out if Preferred Abstainers Insurance is available in your state, here are the four steps you can follow:

1. Start by visiting the Preferred Abstainers Insurance website.
2. Look for a link or tab on the website that says “Locations” or “Finds an Agent.”
3. Once you’re on the “Locations” page, you should see a search bar or a list of states. Enter your state name in the search bar or look for your state on the list.
4. Once you’ve selected your state, you should see a list of the products and services that Preferred Abstainers Insurance offers in that state. This will also indicate whether or not car insurance services are available in your state.

Discounts Offered by Preferred Abstainers Insurance

Preferred Abstainers Insurance offers several discounts to help customers save money on their insurance policies. Here are some of the discounts that may be available to you:

• Non-smoker discount: If you are a non-smoker, you may be eligible for a discount on your health or life insurance policy.
• Safe driver discount: If you have a good driving record and have not been in an accident in a certain number of years, you may be eligible for a safe driver discount on your auto insurance policy.
• Bundling discount: If you bundle multiple insurance policies with Preferred Abstainers Insurance, such as auto and home insurance, you may be eligible for a discount on your premiums.
• Multi-policy discount: If you have multiple policies with Preferred Abstainers Insurance, you may be eligible for a multi-policy discount.
• Good health discount: If you have a healthy lifestyle, such as maintaining a healthy weight and exercising regularly, you may be eligible for a good health discount on your health insurance policy.
• Group discount: If you are a member of a group or organization that has partnered with Preferred Abstainers Insurance, you may be eligible for a group discount.

Customer Reviews of Preferred Abstainers Insurance

Customer reviews of Preferred Abstainers Insurance are generally positive, with many customers praising the company for its competitive pricing, good customer service, and wide range of coverage options. Here’s an overview of some of the most common themes that come up in customer reviews:

Strengths:

• Affordable rates: Many customers report that they were able to get competitive rates from Preferred Abstainers Insurance, which helped them save money on their insurance.
• Good customer service: Many customers report positive experiences with Preferred Abstainers Insurance customer service representatives, who are said to be knowledgeable, helpful, and responsive.
• Wide range of coverage options: Customers appreciate the fact that Preferred Abstainers Insurance offers a wide range of coverage options, including liability, collision, and comprehensive coverage, as well as additional coverage options like roadside assistance and rental car coverage.

Weaknesses:

• Limited availability: While Preferred Abstainers Insurance is available in many states, it is not yet available nationwide, which can be a drawback for some customers.
• Some customers report difficulty getting claims approved: While this is not a common complaint, some customers have reported having difficulty getting claims approved by Preferred Abstainers Insurance.

Overall: Preferred Abstainers Insurance

Preferred Abstainers Insurance is a reputable insurance company that offers a variety of insurance products, including health, life, auto, disability, long-term care, and dental and vision insurance.

The company is focused on providing insurance options to individuals who prioritize their health and wellbeing, with a particular emphasis on non-smokers and people who lead healthy lifestyles.

Preferred Abstainers Insurance offers competitive rates and a range of discounts to help customers save money on their insurance policies. Some of the discounts available include non-smoker discounts, safe driver discounts, bundling discounts, multi-policy discounts, good health discounts, and group discounts.

The company has a strong reputation for customer service, with many positive reviews from satisfied customers. Preferred Abstainers Insurance is licensed to offer insurance products in several states, and customers can get personalized quotes and policy information by contacting the company directly or visiting their website.