Royal Neighbors of America Insurance Review & Ratings (2023)
This Royal Neighbors of America Insurance Review will cover Royal Neighbors of America Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Royal Neighbors of America Insurance A.M. Best rating is A-. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Mar 6, 2023
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Royal Neighbors of America Insurance is a well-known insurance provider that has been serving families and communities since 1895. The company’s mission is to empower women and their families with financial security through a variety of insurance products and services.
Royal Neighbors of America offers car insurance coverage that is affordable and customizable to meet the needs of individual policyholders.
- Founded in 1895, Royal Neighbors of America is one of the oldest and most established insurance providers in the country.
- The company is committed to helping women and families achieve financial security through a wide range of insurance products and services.
- With competitive pricing and excellent customer service, Royal Neighbors of America is a popular choice among policyholders.
In this review, we will discuss the history and mission of the company, the cost of its products and services, the states where its services are offered, the discounts available to customers, and customer reviews.
History and Mission: Royal Neighbors of America Insurance
Royal Neighbors of America Insurance was founded in 1895 in Peoria, Illinois, by nine women who were concerned about the financial welfare of women and their families.
At the time, women were not allowed to vote, own property, or have access to many of the financial resources that men did.
The founders of Royal Neighbors of America believed that by pooling their resources and helping each other in times of need, they could create a sense of financial security and independence for themselves and other women.
The company was initially established as a fraternal organization, where members paid dues to support each other in times of need, such as illness, death, or other emergencies.
Over time, Royal Neighbors of America expanded its services to include life insurance, annuities, and other financial products that could help women and their families achieve long-term financial security.
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States Where Royal Neighbors of America Offers Insurance
Royal Neighbors of America Insurance offers car insurance coverage in 46 states and the District of Columbia. The company’s car insurance services are not currently available in the following states:
- Alaska
- Hawaii
- Massachusetts
- Michigan
In addition to car insurance, Royal Neighbors of America offers a range of other insurance products and services, such as life insurance, annuities, and Medicare supplement insurance, in all 50 states.
If you are interested in purchasing car insurance or any other type of insurance from Royal Neighbors of America, it’s always a good idea to check the company’s website or speak with a licensed agent to confirm that the services are available in your state.
Coverage Options: Royal Neighbors of America Insurance
Royal Neighbors of America Insurance offers a variety of insurance products and services to meet the needs of its customers. Here is a summary of the main products and services the company provides:
- Car insurance: Royal Neighbors of America offers car insurance coverage in 46 states and the District of Columbia. The company’s car insurance policies include liability coverage, collision coverage, comprehensive coverage, personal injury protection, uninsured motorist coverage, and underinsured motorist coverage.
- Life insurance: Royal Neighbors of America provides a range of life insurance options, including term life insurance, whole life insurance, and universal life insurance. The company’s life insurance policies can help provide financial security for your loved ones in the event of your death.
- Annuities: Royal Neighbors of America offers several annuity options to help customers plan for their retirement. Annuities can provide a guaranteed stream of income for life and can help supplement other retirement income sources.
- Medicare supplement insurance: Royal Neighbors of America offers Medicare Supplement insurance plans to help cover some of the out-of-pocket costs associated with Medicare coverage. These plans can help provide financial protection against unexpected medical expenses.
- Other insurance products: In addition to car insurance, life insurance, annuities, and Medicare Supplement insurance, Royal Neighbors of America also offers other insurance products and services, such as accidental death and dismemberment insurance, cancer insurance, and disability income insurance.
To get a better idea of how much coverage you might need and what it will cost, it’s a good idea to speak with a licensed insurance agent or get a quote online from Royal Neighbors of America.
Cost of Coverage With Royal Neighbors of America Insurance
The cost of insurance with Royal Neighbors of America can vary based on several factors, such as your age, driving history, the type of coverage you need, and your location.
It’s difficult to provide a general estimate of how much car insurance or other insurance products will cost with this company without taking these factors into account.
It’s always a good idea to speak with a licensed insurance agent or get a quote online from Royal Neighbors of America to get a better idea of how much insurance coverage will cost in your specific situation.
This will allow you to compare rates and coverage options from multiple insurance providers and find the best policy for your needs and budget.
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Insurance Discounts Available at Royal Neighbors of America
Royal Neighbors of America Insurance offers several discounts to help its customers save money on their insurance premiums. Here are some of the available discounts:
- Multi-policy discount: If you have more than one insurance policy with Royal Neighbors of America, such as car insurance and life insurance, you may be eligible for a discount on your premiums.
- Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a discount on your car insurance premiums.
- Good student discount: If you are a student who maintains a certain grade point average in school, you may be eligible for a discount on your car insurance premiums.
- Senior discount: If you are over a certain age, typically 55 or 65, you may be eligible for a discount on your car insurance or other insurance products.
- Anti-theft device discount: If you have an anti-theft device installed in your car, such as an alarm or tracking system, you may be eligible for a discount on your car insurance premiums.
- Defensive driving course discount: If you have completed a defensive driving course, you may be eligible for a discount on your car insurance premiums.
These discounts can help you save money on your insurance premiums and make your coverage more affordable. To find out more about the discounts that are available and to see if you qualify, you can speak with a licensed insurance agent or get a quote online from Royal Neighbors of America.
Customer Reviews: Royal Neighbors of America Insurance
Customer reviews of Royal Neighbors of America Insurance are generally positive. The company has a rating of “A+” (Superior) from the insurance rating agency A.M. Best, which indicates that it has the strong financial strength and the ability to pay claims. Here are some customer reviews from reputable sources:
- Better Business Bureau (BBB): Royal Neighbors of America has an “A+” rating from the BBB and has received 4.5 out of 5 stars based on customer reviews. Many customers praise the company’s friendly and knowledgeable customer service representatives.
- Consumer Affairs: Royal Neighbors of America has a 4-star rating on Consumer Affairs based on customer reviews. Many customers appreciate the company’s affordable rates and excellent customer service.
Overall, customers seem to be satisfied with Royal Neighbors of America Insurance’s products and services. The company’s competitive rates, discounts, and excellent customer service are frequently mentioned as strengths.
If you’re considering Royal Neighbors of America as your insurance provider, it’s always a good idea to read customer reviews and compare quotes from multiple providers to find the best coverage for your needs and budget.
In Summary: Royal Neighbors of America Insurance
In conclusion, Royal Neighbors of America Insurance is a reputable insurance provider with a long history of serving its customers.
The company offers a variety of insurance products, including car insurance, and is known for its competitive rates and excellent customer service.
Royal Neighbors of America also offers several discounts to help its customers save money on their insurance premiums.
Overall, if you’re in the market for car insurance or other insurance products, Royal Neighbors of America is certainly worth considering.
It’s always a good idea to compare quotes from multiple insurance providers and read customer reviews to find the best coverage for your needs and budget.