Summit Insurance Review & Ratings (2023)
This Summit Insurance Review will cover Summit Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Mar 6, 2023
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When it comes to car insurance, Summit Insurance has become a trusted name among consumers across the United States.
As an insurer that prioritizes customer satisfaction and personalized service, Summit Insurance offers a wide range of products and services to fit the unique needs of each customer.
- Provides customizable coverage options to fit individual needs.
- Offers a user-friendly online platform for managing policies and claims.
- Provides competitive pricing with the potential for significant discounts.
With competitive pricing, a user-friendly online platform, and a commitment to excellent customer service, Summit Insurance has become a popular choice for drivers across the country.
History and Mission: Summit Insurance
Summit Insurance was founded in 1971 by a group of insurance professionals who recognized the need for a new kind of insurance company – one that provided quality insurance products and services to customers in a personalized, professional, and efficient manner. Since then, the company has grown to become a leader in providing affordable and reliable insurance coverage.
The company’s mission is to provide quality insurance products and services that meet the unique needs of each customer. Summit Insurance places a strong emphasis on customer service and is committed to building long-lasting relationships with its customers.
The company prides itself on offering customizable coverage options to fit each customer’s needs, as well as competitive pricing and user-friendly online tools for managing policies and claims.
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States Where Summit Insurance Is Offered
Summit Insurance is currently available in several states across the United States.
- Arizona
- Colorado
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Michigan
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- New Mexico
- North Dakota
It’s important to note that the availability of specific products and services may vary depending on the state in which the customer resides. Additionally, the cost of these services may vary based on a variety of factors, such as the customer’s driving record, age, and the type of vehicle being insured.
Customers should contact Summit Insurance directly or visit their website for more information about the availability of services in their specific state and to receive a personalized quote.
Summit Insurance Products and Services
Summit Insurance offers a range of car insurance products and services to its customers. These include:
- Liability coverage: This type of coverage is required in most states and covers damages or injuries you may cause to other people and their property while driving your vehicle.
- Collision coverage: This type of coverage pays for damage to your vehicle in the event of an accident, regardless of who is at fault.
- Comprehensive coverage: This type of coverage pays for damage to your vehicle caused by non-collision incidents, such as theft, vandalism, or natural disasters.
- Personal injury protection: This type of coverage provides medical expenses, lost wages, and other related expenses if you or your passengers are injured in an accident, regardless of who is at fault.
- Uninsured/Underinsured motorist coverage: This type of coverage protects if you are involved in an accident with a driver who has no insurance or insufficient insurance coverage to pay for the damages.
- Roadside assistance: This optional coverage provides help if your car breaks down on the road. It may include services like towing, battery jump-starts, and fuel delivery.
It’s important to note that the availability of specific products and services may vary depending on the state in which the customer resides.
Additionally, the cost of these services may vary based on a variety of factors, such as the customer’s driving record, age, and the type of vehicle being insured. Customers should contact Summit Insurance directly or visit their website for more information about the availability of services in their specific state and to receive a personalized quote
Cost of Coverage at Summit Insurance
The cost of insurance with Summit Insurance can vary based on several factors, including the customer’s driving record, age, the type of vehicle being insured, and the state in which the customer resides.
Additionally, the level of coverage selected and any optional features or riders can also impact the cost of insurance.
However, Summit Insurance is known for providing affordable insurance coverage and offering competitive pricing to its customers.
They offer customizable coverage options to fit each customer’s needs, which allows customers to select the coverage and features they need at a price point that works for them.
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Discounts Offered by Summit Insurance
Summit Insurance offers a variety of discounts to help customers save on their insurance premiums. These discounts may vary based on the state in which the customer resides and the specific coverage options selected. Some of the discounts offered by Summit Insurance include:
- Safe driver discount: Customers who maintain a safe driving record and avoid accidents and traffic violations can be eligible for a safe driver discount.
- Multi-car discount: Customers who insure multiple vehicles with Summit Insurance may be eligible for a discount on their premiums.
- Bundling discount: Customers who bundle multiple insurance products with Summit Insurance, such as car and home insurance, may be eligible for a discount on their premiums.
- Good student discount: Full-time high school or college students who maintain a certain grade point average can be eligible for a good student discount.
- Military discount: Active duty military members, veterans, and their families may be eligible for a discount on their insurance premiums.
- Paid in full discount: Customers who pay their insurance premiums in full at the start of the policy term may be eligible for a discount.
Customers should inquire about available discounts when obtaining a quote or speaking with a representative. Additionally, the availability of specific discounts may vary based on the state in which the customer resides and the specific coverage options selected.
Customer Feedback for Summit Insurance
Customer reviews of Summit Insurance are generally positive, with many customers praising the company for its affordable pricing, helpful customer service, and customizable coverage options. Here are some key points from customer reviews of Summit Insurance:
- Affordable pricing: Many customers have noted that Summit Insurance offers competitive pricing and affordable coverage options, which can be a major factor for those on a budget.
- Helpful customer service: Several customers have praised Summit Insurance for its helpful and responsive customer service. Representatives are said to be knowledgeable and helpful, making it easy to get questions answered and issues resolved.
- Customizable coverage options: Customers appreciate that Summit Insurance offers customizable coverage options, which allow them to select the level of coverage that fits their specific needs and budget.
- Quick claims processing: Several customers have noted that claims processing with Summit Insurance is fast and efficient, with claims being processed and paid out quickly.
- Discounts and incentives: Customers appreciate the variety of discounts and incentives offered by Summit Insurance, such as safe driver discounts and bundling discounts, which can help them save money on their premiums.
- Limited availability: Some customers have noted that Summit Insurance is only available in certain states, which can be a limitation for those who do not live in these areas.
Overall, Summit Insurance appears to have a strong reputation among its customers, with many citing the company’s affordability, helpful customer service, and customizable coverage options as key factors that make it a good choice for car insurance.
In Summary: Summit Insurance
In conclusion, Summit Insurance is a reputable car insurance company that has been in business for over 25 years. The company’s mission is to provide affordable and customizable insurance coverage to customers across a select number of states.
They offer a variety of coverage options, including liability, collision, and comprehensive coverage, and provide a range of discounts and incentives to help customers save on their premiums.
Overall, Summit Insurance appears to be a solid choice for customers looking for affordable and customizable car insurance coverage with a reputable company.