Unitrin Insurance Review & Ratings (2026)
The average annual expense for liability coverage with Unitrin Insurance is approximately $42 monthly while the average annual expense for collision coverage is approximately $29 per month. Our Unitrin Insurance review highlights the company's affordable rates and overall excellent customer service.
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Professor of Nutrition & Kinesiology
Melissa Morris has a BS and MS in exercise science and a doctorate in educational leadership. She is an ACSM certified exercise physiologist and an ISSN certified sports nutritionist. She teaches nutrition and applied kinesiology at the University of Tampa. She has been featured on Yahoo, HuffPost, Eat This, Bulletproof, LIVESTRONG, Toast Fried, The Trusty Spotter, Best Company, Healthl...
Melissa Morris
Sr. Director of Content
Sara Routhier, Senior Director of Content, has professional experience as an educator, SEO specialist, and content marketer. She has over 10 years of experience in the insurance industry. As a researcher, data nerd, writer, and editor, she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance....
Sara Routhier
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Schimri Yoyo
Updated January 2025
Unitrin is a full-service insurance company, providing life, home, auto, health and commercial coverage. The company was founded in 1990 and prospered through the 90s, acquiring a major competitor in 2002 to become the corporation it is today. Unitrin is operated in 6 distinct groups, each group handling a particular type of insurance or financial function.
Unitrin Insurance is a subsidiary of Kemper Auto, offering car insurance coverage to customers in several states across the US. The company’s mission is to provide affordable, reliable coverage and excellent customer service to its policyholders. Customers can choose from several coverage options, including liability, collision, and comprehensive coverage, with discounts available for safe driving, multiple vehicles, and other factors. While the company has received mixed reviews on its claims process and coverage options, many customers report positive experiences with its competitive rates and helpful customer service representatives. If you’re interested in getting a quote for car insurance coverage from Unitrin Insurance (under the Kemper Auto brand), you can visit the Kemper Auto website and enter your ZIP code to see coverage options and pricing for your state.What You Should Know About Unitrin Insurance
- Liability coverage costs about $42 per month on average annually.
- Collision coverage costs about $29 monthly on average annually.
- Provides budget-friendly rates and outstanding customer service.
Unitrin Insurance History and Mission
Unitrin Insurance has a long history in the insurance industry, dating back to 1900 when it was founded as the United Insurance Company of America. Over the years, the company has undergone several changes, including a merger with Trinity Universal Insurance Company in 1990 to form Unitrin Inc. In 2010, Unitrin Inc. was acquired by Kemper Corporation, a leading provider of property and casualty insurance, and today, Unitrin Insurance operates under the Kemper Auto brand. Read more: Kemper Car Insurance Discounts The mission of Unitrin Insurance is to provide affordable and reliable coverage to their customers. They aim to make the car insurance process as simple and straightforward as possible, offering a wide range of coverage options to meet the needs of different drivers. They also strive to provide excellent customer service, with 24/7 claims reporting and customer service hotline, as well as an online portal for policy management and payments. Overall, Unitrin Insurance aims to be a trusted and accessible provider of car insurance coverage.Unitrin Insurance Coverage Options
Unitrin Insurance offers a range of coverage options to meet the needs of different drivers. These options include:- Mixed reviews on claims process: While some customers report positive experiences with the claims process, others have had difficulty getting claims approved or getting timely responses from the company.
- Limited coverage options: Some customers report that Unitrin Insurance’s coverage options are limited, particularly when compared to larger insurance providers.
- Difficulty cancelling policies: A few customers report difficulties cancelling policies or receiving refunds for unused coverage.
