Daytime Running Lights Car Insurance Discount

Most car insurance companies offer a daytime running lights discount of up to five percent, although discounts will vary by provider. DRLs in cars increase visibility leading to fewer accidents and lower auto insurance rates. Bundle your discount for daytime running lights with other safety feature discounts to save even more on your car insurance rates.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Jul 16, 2021

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The Rundown

  • Daytime running lights turn on automatically and make your car more visible
  • Most car insurance companies offer a small discount for daytime running lights
  • You will have to tell your agent you have daytime running lights to get up to a five percent discount on car insurance

A daytime running lights discount on car insurance is pretty easy to find, although the discount is usually less than five percent. However, when you bundle that discount with other car insurance discounts, the savings can really add up.

To find the most affordable car insurance with a daytime running lights discount, shop around and compare quotes from multiple companies.

Enter your ZIP code now to start comparing car insurance rates with a daytime running lights discount.

What are daytime running lights?

Daytime running lights (DRL) come on automatically when you start your vehicle. In the same way that brake lights and headlights make your car more visible at night, DRLs in cars make you more visible during the day.

The daytime running lights are usually not as bright as your headlights but still add to your visibility. This helps other cars and pedestrians see you better, leading to fewer accidents.

Better visibility is especially important in inclement weather like fog and rain where daytime running lights may save you from an accident. Statistics are still out on just how much help DRLs are, but anything that can make you safer is important.

Not to mention, fewer accidents lead to lower car insurance rates. Filing accident claims will raise your rates significantly. It’s cheaper for car insurance companies to offer a discount for safety features than to pay an accident claim.

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Can you get a daytime running lights car insurance discount?

Most car insurance companies offer some sort of discount for daytime running lights, although the amount of the discount will vary by company. Major auto insurance companies, including Allstate, GEICO, and Liberty Mutual, offer a discount for daytime running lights.

Instead of offering a specific DRL car insurance discount, some companies offer an all-inclusive auto insurance discount for safety features. These types of discounts generally include daytime running lights as well as other safety features such as anti-lock brakes.

It’s also important to note that each company will offer the discount differently. For example, GEICO only offers a daytime running lights discount in Louisana and New York.

Since car insurance companies offering daytime running lights discounts will vary the actual amount of the discount, you should compare car insurance quotes to see who has the best offer for you.

Daytime Running Lights Car Insurance Discount: The Bottom Line

Most car insurance companies offer a discount for daytime running lights, although the discount is usually small. However, bundling your auto insurance discounts will save even more money.

Before you buy car insurance with a daytime running lights discount, shop around to see who offers you the best discount and the cheapest rates.

Enter your ZIP code now to get car insurance quotes with a daytime running lights discount.

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