Home Alarm Systems: Family Security, Insurance Savings and More

Home insurance carriers offer homeowners a lot of ways to save money on their home insurance premiums. Yet, many policyholders are unaware of these fantastic savings opportunities. For example, many insurance companies provide cheaper home insurance rates when living in areas with less natural disasters or having a home that can withstand a natural disaster. Homeowners can also save between 5 and 20 percent on their premiums by making changes to their… Continue Reading

Protection Against Fire

Fire plays no favorites when it comes to home owners. Regardless of where you live or how secure you think it is, fire can intrude into your life. On a positive note, standard homeowners insurance is also fire insurance. On the negative side, no amount of insurance can restore a lost family heirloom or relieve the trauma of seeing all that you own burning up. There are proactive steps that you can… Continue Reading

What is renters insurance?

If you do not own your home, you probably do not have to insure the dwelling and other structures, but you still need insurance for your own property. There is a special type of home insurance available for renters, designed to protect the things that are important to you without the added expense of insuring things that are not your concern. Continue Reading

Renters Insurance for Pet Owners

Renters insurance can be a blessing for pet owners, but it is important to make sure that your policy includes coverage for your particular pet or breed. Some insurance companies exclude pets, while others limit or exclude coverage for certain breeds, such as pit bulls. Pets can be challenging to include in a renters policy, but individual pet policies are available that will serve your needs. Continue Reading

What Does Renters Insurance Cover?

Renters insurance is a special type of home insurance designed to protect the interests of someone who rents a home but does not own the dwelling itself. A common misconception is that renters insurance only provides personal property protection, when the policy actually includes coverage for damages and injuries as well as the well-known personal property coverage. Continue Reading

Free Insurance Quotes Online

Being properly insured is an important part of your family's financial stability. Continue Reading

Cheap Renters Insurance

Before you can begin looking for cheap renters insurance, you have to define what you need. The amount of personal property and liability coverage you need will vary depending on the size of your family, your financial situation and other personal details, which means that the amount of coverage needed will be different for any two people. Here are some suggestions for getting cheap renters insurance without sacrificing your family's security. Continue Reading

Does Your Insurance Agent Have Your Best Interests in Mind?

If you are serious about your insurance needs, you should probably speak with an agent directly over the phone rather than by just looking at your computer screen. But it is important to have an agent who cares about your needs and has the knowledge and resources to get you the policies you should have at a price you can afford. Here are a few tips to help you know whether your… Continue Reading

How Much Renters Insurance Should You Buy?

There is not a specific amount of renters insurance that is right for every person or family. To determine how much coverage you need, it is important to inventory your possessions and consider the possible liabilities you face in association with the home. Armed with a home inventory, you can then shop for renters insurance online to find a price that fits within your budget from a company you can put your… Continue Reading

Insuring Your Gadgets

It is becoming more and more common for people to own and sometimes carry multiple electronic devices. From a new droid cellphone or iPhone to an Amazon Kindle, straight up through mobile computing tablets and all of the accessories that make them perform better and define who you are. Since the value of those gadgets is also relatively high, it is important that you insure them properly, or you could be forced… Continue Reading

Can I find a cheap renters insurance quote online?

When you’re renting an apartment or house, you want to ensure that your belongings are protected against theft, fire, water damage, and other events. Getting rental insurance is the first step in having the protection every renter needs. Renters insurance coverage is similar to homeowners insurance, except that it does not cover the dwelling, other structures, and liability related to those structures. Renters insurance is not the same as landlord insurance. Renters insurance allows people who rent homes to insure their possessions and have the liability insurance necessary for any claims against them that are not covered by the landlord’s insurance. Without renters insurance, you are gambling everything you own against the perils of life, and that is not a chance you need to take.

When you rent a home, the insurance policy of the homeowner does not extend to your personal belongings. For that, you need to have a renters insurance policy designed specifically for your family’s needs. Renters insurance covers your family’s clothing, appliances, furniture, tools, recreational equipment, and protects you against lawsuits in the event someone in your family accidentally knocks s baseball over the fence and through a neighbor’s window.

Affordable renters insurance rates are a lot easier if you start with online an renters insurance quote. Getting quotes online will allow you to design a custom policy, and then compare the rates for coverage between several leading insurers. This means you can use one form to find out what your rates would be from a number of companies, and that translates into saving time and money.

Keep in mind that not all insurance companies are3 the same. Even when a company offers the lowest rates, the coverage you receive may not be as good as with another company. To make sure that you are getting the best deal from a reputable insurance company, be sure to check the financial rating of potential insurers before you take out a policy. The A.M. Best Company is one such rating company, providing the public with a simple Letter grade that describes the financial stability of the company. You can also read insurance company reviews to see how a company’s customers rate the insurance company.