Family Plan Car Insurance Discount

A family plan car insurance discount, also known as a multi-car insurance discount, offers savings to policyholders insuring more than one vehicle. Some of the top car insurance companies offer savings of up to 25 percent. Using a family plan discount could help couples with more than one car or families with multiple drivers save money on their premiums.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Mar 26, 2021

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The Rundown

  • A family plan car insurance, also known as a multi-car insurance discount, offers savings to policyholders insuring more than one vehicle.
  • Depending on which car insurance company you get your insurance from, you may be able to save up to 25 percent with a multi-car or family plan car insurance discount.
  • Other popular car insurance discounts include multi-policy discounts, good driver discounts, good student discounts, and discounts based on the safety features installed in your vehicle.

Car insurance can be expensive, so knowing which car insurance discounts you qualify for could be the key to saving you some money. Below, we’ll discuss the family plan car insurance discount (also known as the multi-car insurance discount) and other ways to save.

Enter your ZIP code into our free quote comparison tool above to get affordable family plan car insurance discount rates from companies in your area.

What is a family plan car insurance discount?

A family plan discount is also known as a multi-car insurance discount. It offers savings to policyholders who insure more than one vehicle. However, there are other family plan discounts such as a family legacy discount for members whose family members also have insurance from the company.

A family plan car insurance discount could be good for couples with more than one vehicle, a family with teen drivers, or families with many adult relatives in the same household.

In some cases, when there are multiple adults in the household, a family plan discount can help everyone save money versus getting individual policies.

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How much can I save on a family plan car insurance discount?

How much you’d be able to save with a family plan car insurance discount will depend on the car insurance company. Many of the car insurance companies that are top-ranked according to the Insurance Information Institute offer a multi-car insurance discount.

However, many insurance companies don’t specify how much you’ll be able to save by looking at their websites. The best way to find out how much you’ll save is to get a multi-car insurance quote.

The companies that do specify their savings boast pretty high percentages. Travelers gives up to 8 percent savings. Progressive gives 10 percent savings. State Farm gives up to 20 percent savings. Finally, GEICO gives up to 25 percent savings.

In what other ways can I save on my car insurance?

There are many other discounts available from different car insurance companies. Some of the most popular discounts include multi-policy discounts, good driver discounts, good student discounts, and discounts based on the safety features installed in your vehicle.

Other car insurance policies use telematics devices to price your policy based on your driving behaviors. You may also reduce your premiums by increasing your deductible.

One of the best ways to know which discounts you qualify for is to speak with an insurance agent.

If you need help finding a family plan car insurance discount in your quote, enter your ZIP code into our free quote comparison tool below.

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