Farm Vehicle Car Insurance Discount

A farm vehicle car insurance discount offers savings to those who use their vehicle primarily for a farm or other agriculture business. You may be able to save up to 12 percent with a farm vehicle insurance discount. Additional discounts, such as the Farmers affinity discount, could also save you around 10 percent.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Mar 31, 2021

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The Rundown

  • A farm vehicle car insurance discount offers savings to policyholders who use their vehicle primarily for their farm or other agriculture business.
  • You may be able to save up to 12 percent with a farm vehicle car insurance discount.
  • Other savings options include multi-car discounts, multi-policy discounts, good driver discounts, good student discounts, and more.

If you’re wondering how to save money on your car insurance, you may want to learn about car insurance discounts and which ones you qualify for. A farm vehicle car insurance discount may save you up to 12 percent.

Read more below to see if you qualify for farm vehicle car insurance discounts. Don’t forget to enter your ZIP code into our free quote comparison tool above to compare farm vehicle car insurance discount quotes from companies in your area today.

What is a farm vehicle car insurance discount?

A farm vehicle car insurance discount offers savings to those who use their vehicle primarily for their farm or other agriculture business. Insurance companies may require that the vehicle be licensed as a farm vehicle, but it always.

Some companies also offer farm auto coverage, supplemental coverage that you can add to your insurance policy.

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How much can I save with a farm vehicle car insurance discount?

How much you’ll save with a farm vehicle car insurance discount will depend mainly on the insurance company you choose.

Many top car insurance companies don’t advertise a farm vehicle car insurance discount, but you may be able to receive one if you ask for it.

You may be able to save up to 12 percent with farm vehicle car insurance discount rates.

Other than a farm vehicle discount, are there other ways to lower rates?

There are plenty of other car insurance discounts offered by many different companies. Some of the most popular discounts include multi-car discounts, multi-policy discounts, good driver discounts, good student discounts, and discounts based on the safety features installed in your vehicle.

Some companies also offer discounts for policyholders associated with specific organizations. For example, the Farmers insurance member discounts, or the Farmers affinity discount, gives savings to those who work or worked for specific businesses or belong to a certain profession.

The average savings for a car insurance discount is around 10 percent.

You may also be able to save on your car insurance rates by increasing your deductible. However, you would need to be able to afford this deductible in case of an accident.

One of the easiest ways to make sure you’re saving as much as possible is to speak with a car insurance agent who can help you understand which discounts you qualify for.

It’s also best to compare car insurance quotes from multiple companies with farm vehicle car insurance discounts. Enter your ZIP code into our free quote comparison tool below to find affordable car insurance today.

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