Hungry Howie’s Pizza Car Insurance (2021)

Hungry Howie’s Pizza doesn’t offer or sell Hungry Howie’s Pizza car insurance to its delivery drivers. Delivery drivers also aren’t required to meet specific Hungry Howie’s Pizza car insurance requirements. However, because drivers use personal vehicles while delivering, buying food delivery car insurance is a must. A Hungry Howie’s Pizza auto insurance policy for delivery drivers should include both personal and commercial coverage, which could mean a pizza delivery insurance program.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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The Rundown

  • Hungry Howie’s Pizza delivery drivers use their personal vehicles while out on delivery
  • There are no Hungry Howie’s Pizza car insurance requirements, but you’ll need at least minimum liability coverage to drive legally
  • A minimum liability policy will keep you legal on the road but probably won’t cover you while you’re out on delivery; you’ll also need commercial coverage

As a Hungry Howie’s Pizza delivery driver, you probably have questions about car insurance requirements, who is responsible in the event of an accident when you’re out on delivery for Hungry Howie’s Pizza, average Hungry Howie’s Pizza car insurance rates, whether there are pizza delivery insurance programs, the best Hungry Howie’s Pizza car insurance company, and more.

We know this can seem overwhelming, but not to worry, you’ve come to the right place. Read this article to answer your Hungry Howie’s Pizza car insurance questions.

Before reading this Hungry Howie’s Pizza auto insurance overview, use your ZIP code in the free tool on this page to compare car insurance rates for Hungry Howie’s pizza delivery drivers right now.

What kind of car insurance do you need as a Hungry Howie’s Pizza delivery driver?

Hungry Howie’s Pizza doesn’t insure its delivery drivers, and it doesn’t sell car insurance coverage either. The company also doesn’t have any specific car insurance requirements you’re expected to meet as a delivery driver. But that doesn’t mean you can skip out on an auto insurance policy.

You’ll need at least minimum liability car insurance coverage to legally drive, but that won’t be enough to protect you when you’re out on delivery. Why? Because most personal car insurance policies don’t include coverage for when you’re using your vehicle for business purposes (and some actively exclude coverage in this case).

So what are your options? Can you buy pizza delivery car insurance? Your best bet is to get commercial car insurance to protect you and your vehicle when you’re delivering for Hungry Howie’s Pizza.

So why is this coverage so important? Crosley Law reports that delivery drivers face higher accident and vehicle fatality rates than drivers in most other occupations, so you want to have the right coverage when you’re out on delivery.

Keep reading for more on where you buy can buy Hungry Howie’s Pizza car insurance and ways to save on delivery driver insurance costs.

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Where can you get Hungry Howie’s delivery driver car insurance?

When you shop for commercial coverage, you’ll find that most major insurance companies offer policies, so all you need to do is speak with your insurer about adding it to your existing policy. However, don’t be surprised if your rates increase significantly; the average commercial policy will mean a rate increase of $150 per month.

We know this can get expensive, but don’t worry, there are ways to save on your food delivery car insurance. One option for more affordable Hungry Howie’s Pizza car insurance is the delivery driver add-on. You can ask your insurance company if this option is available to you. Companies that currently offer this include:

  • Crump Property & Casualty
  • GEICO
  • International Property & Casualty
  • Progressive
  • State Farm
  • Sunderland Insurance

Another way to save on your rates is to compare Hungry Howie’s Pizza car insurance quotes from multiple companies (we recommend getting at least three different quotes) to ensure you’re getting the best rates for your coverage.

Hungry Howie’s Pizza Car Insurance: The Bottom Line

Hungry Howie’s Pizza delivery drivers aren’t required to meet specific car insurance coverage thresholds. However, to drive legally, you’ll need at least minimum liability coverage, and to make sure you’re covered while out on delivery for Hungry Howie’s Pizza, you’ll also need commercial coverage.

Rates for commercial coverage can get expensive, but there are ways to save. You can ask about a delivery driver add-on, and you can also compare rates from multiple companies to save on your Hungry Howie’s Pizza auto insurance.

Before you go, why not enter your ZIP code in our free tool to start comparing car insurance rates for Hungry Howie’s Pizza delivery drivers today?

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