MVP Health Care Insurance Review & Ratings (2024)
Benefit from extensive provider networks, allowing you to access top-notch healthcare professionals and facilities. Enjoy the convenience of online tools and resources, simplifying the management of your health plan and claims. Take control of your well-being with personalized options that prioritize your health and financial stability.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Oct 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Oct 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Welcome to our comprehensive guide on MVP Health Care Insurance and how it can meet your healthcare needs. In this article, we will explore the key features and benefits of MVP Health Care Insurance, including its coverage options, provider networks, and online resources.
- MVP Health Care offers various plans and customization options within those plans to fit most budgets
- Its online customer service portal named “Gia” can help save time when requesting or managing services
- The company’s number of plans and options can become confusing when trying to compare prices
Whether you’re seeking flexible health plans, comprehensive medical coverage, or reliable preventive care, MVP Health Care Insurance has you covered. To find the best insurance providers and compare rates in your area, simply enter your zip code below and take the first step towards securing affordable and reliable healthcare coverage.
Plans Offered by MVP Health Care
MVP Health Care’s plans consist of four metal-theme categories, ranging from bronze to platinum. There are tiers within these plans to customize the coverage level and rates further.
Bronze Plan
Six tiers are available in the bronze plans designated as levels one through six, with level six having the highest out-of-pocket expenses.
For example, Premier Plus HDHP Bronze 6 has a $6,500 deductible for individuals and $13,050 for families. By comparison, Premier Plus Bronze 1 offers deductibles of $3,800 for individuals and $7,800 for families.
Currently, there are no options in the bronze plans for out-of-network coverage.
Silver Plan
MVP’s silver plans have a similar structure to its bronze plans, consisting of six tiers.
The highest deductible levels in its silver plans are $4,000 for individuals and $8,000 for families. Moving up to the highest level — Premier Plus Silver 1 — deductibles are $1,800 for individuals and $3,600 for families.
Like the bronze plan, there is no coverage for out-of-network care.
Gold Plan
Not surprisingly, the gold plan also breaks down into six tiers. It offers tiers with $0 deductibles, such as Premier Plus Gold 4. Other plans within the gold plan range from a $0 deductible to $3,200.
Platinum Plan
The platinum plans break from the three lower levels in the platinum only has three tiers to choose from instead of the six. All platinum level plans have $0 deductibles.
Visits for primary care range from $5 to $15 within the platinum level. A visit to a specialist ranges from $35 to $45.
Overall, MVP Health Care offers many options so customers can find a plan that best suits their needs and budget. With many tiers to choose from, it can become confusing when shopping and comparing prices to get free insurance quotes online. However, we admire having the choice to tailor a health insurance plan, even if at the expense of complexity.
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MVP Health Care Customer Service
MVP Health Care has primarily positive reviews regarding its customer service.
U.S. News & World Report rates the company as one of the top Medicare Advantage insurance companies in New York. It also received a commendable accredited status for service and clinical quality from the National Committee for Quality Assurance. Medicare Advantage covers cataract surgery for those who need it, therefore it’s helpful for a covering a variety of health issues.
The Better Business Bureau gives them an A+ rating, and a search of the site shows low negative reviews relative to MVP Health Care’s large size of customers, over 700,000.
Most of the negative reviews were regarding coverage denial or issues with specific providers within the network.
How do the rates for MVP Health Care compare to other providers?
MVP Health Care mainly provides coverage for residents of New York, which has some of the highest insurance premiums in the nation, so MVP’s rates fall in line with New York’s. Compared to other insurance companies, some of its plans lean towards the expensive side, so the price comparisons highly depend on what plans you choose.
The MVP Health Care site does an excellent job of allowing you to set your preferences as you search for plans. You can enter a budget or range per month you would like to spend, and the website offers plans within that range. It’s a nice feature and helps alleviate some of the confusion when shopping for insurance on MVP’s site.
As for rates, the lowest rates we could find were approximately $370 per month for an individual and $1,060 for a family. Premier Plus Bronze 2 offers both rates.
The most expensive plan is the premier platinum plan, costing approximately $664 for individuals and $1,900 for families.
A Smooth Journey Through MVP Health Care Insurance Claims
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
MVP Health Care Insurance offers a user-friendly claims process, providing multiple convenient options for policyholders to file their claims. Whether you prefer the ease of online submissions, the convenience of a phone call, or the mobility of mobile apps, MVP Health Care has you covered.
Their online customer portal, Gia, serves as a versatile tool for managing claims and other healthcare needs. With MVP Health Care, you can easily initiate and track your claims, ensuring a hassle-free experience.
Average Claim Processing Time
One crucial aspect of any insurance provider is the speed at which they process claims. MVP Health Care stands out with its efficient claims processing. Being a Health Maintenance Organization (HMO) provider, most claims are handled promptly, as the insurance is closely connected within the network.
This means that policyholders can expect quick and hassle-free claim processing, reducing the stress associated with medical expenses.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback plays a vital role in evaluating an insurance provider. MVP Health Care has received positive reviews regarding its customer service and claims resolution. U.S. News & World Report has rated the company as one of the top Medicare Advantage insurance providers in New York.
Furthermore, the National Committee for Quality Assurance has accredited MVP Health Care for its service and clinical quality. While some negative reviews exist, primarily related to coverage denial or specific provider issues, MVP Health Care generally maintains a strong reputation for resolving claims and ensuring payouts.
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The Future of Insurance: MVP Health Care Insurance Digital Features
Mobile App Features and Functionality
MVP Health Care Insurance understands the importance of digital convenience in today’s fast-paced world. Their mobile app offers a wide range of features and functionalities to enhance your healthcare experience. Whether you need to schedule appointments, track lab work, or request prescription refills, the MVP Health Care app, Gia, provides a user-friendly interface to manage your healthcare on the go.
This mobile app empowers policyholders to take control of their health and well-being right at their fingertips.
Online Account Management Capabilities
Managing your health plan should be simple and accessible. MVP Health Care Insurance offers robust online account management capabilities through their website and Gia app. From setting up virtual care appointments to tracking lab results, MVP Health Care’s online portal streamlines the entire process.
Whether you prefer using a computer or smartphone, you can easily access and manage your account, making it convenient to stay on top of your healthcare needs.
Digital Tools and Resources
In addition to the mobile app and online account management, MVP Health Care provides a wealth of digital tools and resources to assist policyholders in maintaining their well-being. From wellness programs to discounts on gym memberships and weight loss programs, MVP Health Care encourages a healthy lifestyle.
These digital resources contribute to a holistic approach to healthcare, ensuring that policyholders have access to the support and information they need to lead healthier lives.
Overall Review
Based on various costs and services provided, MVP Health Care ranks as a strong choice for those looking for health insurance in New York or Vermont. Finding New York insurance agents and Vermont insurance agents is possible online.
The different plans offer many options for individuals and families to tailor coverage that fits their budget and healthcare needs,
While MVP’s plans offer many options for individuals and families to tailor coverage, it comes at a price of being somewhat confusing when first viewing them. However, there is a tool to help narrow the plans within your range, helping ease the process.
With over 17,000 providers, there should be no problem finding care near you, one of the benefits of going with a large insurance company.
The addition of the Gia online system to handle most customer interactions is a significant plus for those who prefer to use a smartphone to help manage their lives. However, MVP offers full phone support for those who prefer not to use smartphones but only during regular business hours.
MVP Health Care’s rates are comparable to other insurance plans in the area, and the breadth of coverage options helps you find a plan that fits your budget. However, specific plans can quickly raise your monthly costs, so be careful to select the right level of coverage from each plan. Using a financial planning calculator at home may help you figure out what policies you can afford.
If you live in New York or Vermont and are looking for a health insurance company, MVP Health Care is a strong choice if one of its many plans fits your needs and budget.
Frequently Asked Questions
What is MVP Health Care Insurance?
MVP Health Care Insurance is a health insurance company based in New York. They offer a range of insurance products, including plans for individuals, families, and businesses.
How can I get a quote for MVP Health Care Insurance?
You can get a quote for MVP Health Care Insurance by visiting their website or calling their customer service hotline. You will need to provide information about yourself, such as your age, location, and health history.
What types of plans does MVP Health Care Insurance offer?
MVP Health Care Insurance offers a variety of plans, including HMOs, PPOs, and POS plans. They also offer Medicare Advantage plans, dental plans, and vision plans.
Is MVP Health Care Insurance available in my state?
MVP Health Care Insurance is available in several states, including New York, Vermont, and New Hampshire. You can check their website or contact their customer service department to see if they offer plans in your state.
How are MVP Health Care Insurance’s customer reviews?
MVP Health Care Insurance has mixed customer reviews. Some customers praise their customer service and affordable rates, while others complain about long wait times and difficulty navigating the claims process.
Does MVP Health Care Insurance cover pre-existing conditions?
Yes, MVP Health Care Insurance covers pre-existing conditions. However, coverage for pre-existing conditions may be subject to waiting periods or other restrictions, depending on the plan you choose.
Can I keep my doctor if I enroll in an MVP Health Care Insurance plan?
It depends on the plan you choose. Some MVP Health Care Insurance plans offer a broad network of providers, while others may have a more limited network. You should check with your doctor and MVP Health Care Insurance to see if your doctor is in-network.
How much does MVP Health Care Insurance cost?
The cost of MVP Health Care Insurance varies depending on several factors, including your age, location, and the type of plan you choose. You can get a quote from MVP Health Care Insurance to see how much their plans would cost for you.
Does MVP Health Care Insurance offer any wellness programs?
Yes, MVP Health Care Insurance offers several wellness programs to help members improve their health and well-being. These programs may include discounts on gym memberships, weight loss programs, and smoking cessation programs.
How can I enroll in MVP Health Care Insurance?
You can enroll in MVP Health Care Insurance by visiting their website or calling their customer service hotline. You may also be able to enroll through your employer if they offer MVP Health Care Insurance as a benefit.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.