MVP Health Care Insurance Review & Ratings (2023)

This MVP Health Care Insurance Review will cover MVP Health Care Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The MVP Health Care Insurance A.M. Best rating is B. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Mar 6, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Mar 6, 2023

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Company Details
Address: 625 State Street
City: Schenectady
State: NY
ZIP Code: 12305
Phone Number: (518) 689-1400
Fax: (518) 689-1499
AM Best Rating: B
Company Rating 3.3 (20 reviews)

Finding the right health insurance provider can be overwhelming, but MVP Health Care aims to make the process easier with its comprehensive range of health plans and personalized care management programs.

Founded in 1983, MVP Health Care is a non-profit health insurer that serves more than 700,000 members across New York, Vermont, and New Hampshire.

  • Offers a range of health plans including Medicare Advantage, Medicaid Managed Care, and Qualified Health Plans.
  • Provides personalized care management programs for chronic conditions like diabetes and heart disease.
  • Recognized for its commitment to improving community health through various initiatives and programs.

This article will explore MVP Health Care’s history, mission, products and services, pricing, discounts, and customer reviews.

History of MVP Health Care Insurance

MVP Health Care was founded in 1983 as a joint venture between Blue Cross Blue Shield of Central New York and Latham-based Preferred Care.

At the time, the company was known as Mohawk Valley Plan and it primarily served businesses and individuals in the Mohawk Valley region of New York.

In the years that followed, the company expanded its offerings and its service area to become a major health insurer in New York, Vermont, and New Hampshire.

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Mission of MVP Health Care Insurance

The mission of MVP Health Care is to provide high-quality, affordable health care to its members while improving the health of the communities it serves. To achieve this mission, the company focuses on several key areas:

  • Member-centered care: MVP Health Care is committed to providing personalized, compassionate care to its members. The company offers a range of health plans and services that are designed to meet the unique needs of each member.
  • Community health: MVP Health Care believes that healthy communities are essential for overall health and well-being. The company works to improve community health through initiatives like the MVP Health Care Community Grant Program and the MVP Health Care Charitable Giving Program.
  • Innovation: MVP Health Care is dedicated to using innovative technology and practices to improve the quality and efficiency of health care. The company invests in research and development to identify new ways to deliver high-quality care to its members.
  • Collaboration: MVP Health Care believes that collaboration is essential for improving health care. The company partners with healthcare providers, community organizations, and other stakeholders to develop innovative solutions to complex healthcare challenges.

In summary, MVP Health Care’s history is rooted in the Mohawk Valley region of New York, but the company has since grown to become a major health insurer in several states.

Insurance Plans Available With MVP Health Care

MVP Health Care offers a wide range of health plans and services to its members. Here is a more detailed overview of the company’s products and services:

  • Medicare advantage plans: MVP Health Care offers several Medicare Advantage plans that provide comprehensive coverage for medical and prescription drug costs. These plans come with additional benefits like dental, vision, and hearing coverage, as well as wellness programs and care management services.
  • Medicaid managed care plans: MVP Health Care provides Medicaid Managed Care plans that offer a range of services to eligible members. These plans provide coverage for medical services, prescription drugs, and behavioral health services, as well as wellness programs and care management services.
  • Qualified health plans: MVP Health Care offers Qualified Health Plans (QHPs) through the New York State of Health Marketplace. These plans provide essential health benefits, such as preventive care, emergency services, and prescription drug coverage.
  • Care management services: MVP Health Care provides personalized care management services to members with chronic conditions like diabetes, heart disease, and asthma. These services are designed to help members manage their conditions and improve their overall health.
  • Wellness programs: MVP Health Care offers a range of wellness programs and services to help members stay healthy and prevent illness. These programs include fitness and nutrition classes, weight management programs, and smoking cessation programs.
  • Behavioral health services: MVP Health Care provides access to mental health and substance abuse services through its network of providers. Members can receive counseling and therapy services, as well as access to medication-assisted treatment programs.
  • Telemedicine services: MVP Health Care offers telemedicine services that allow members to receive medical care from the comfort of their own homes. These services include virtual consultations with healthcare providers and remote monitoring for chronic conditions.

The cost of MVP Health Care’s products and services varies depending on the plan and the state in which you live. The company’s website provides a convenient tool for getting personalized quotes.

Coverage Rates: MVP Health Care Insurance

The cost of insurance with MVP Health Care varies depending on several factors, including the type of plan, the coverage level, and the state in which you live. Here are some additional details on the cost of insurance with MVP Health Care:

  • Medicare advantage plans: The cost of MVP Health Care’s Medicare Advantage plans varies based on the level of coverage and the state in which you live. In general, Medicare Advantage plans have a monthly premium, which can range from $0 to over $100 per month. Some plans also have a deductible and copayments for certain services.
  • Medicaid managed care plans: MVP Health Care’s Medicaid Managed Care plans are available at no cost to eligible members. However, some services may have copayments or other cost-sharing requirements.
  • Qualified health plans: The cost of MVP Health Care’s Qualified Health Plans (QHPs) depends on several factors, including the level of coverage (bronze, silver, gold, or platinum), the state in which you live, and your income level. The company’s website provides a tool for estimating the cost of QHPs based on these factors.
  • Care management services: MVP Health Care’s care management services are available to eligible members at no additional cost.
  • Wellness programs: MVP Health Care’s wellness programs are also available to eligible members at no additional cost.
  • Behavioral health services: The cost of behavioral health services with MVP Health Care varies depending on the plan and the state in which you live. Some plans may have copayments or other cost-sharing requirements for mental health and substance abuse services.
  • Telemedicine services: MVP Health Care’s telemedicine services are available at no additional cost to eligible members.

In addition to the costs associated with specific plans and services, MVP Health Care offers several discounts and cost-saving programs to its members.

These include discounts for gym memberships, weight loss programs, and smoking cessation programs, as well as a mail-order pharmacy program that can help members save money on prescription drugs. The company’s website provides additional details on these programs and discounts.

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States Where MVP Health Care Insurance Offers Service

MVP Health Care is a regional health insurance company that primarily operates in the Northeastern United States. The company offers health insurance products and services in the following states:

  • New York
  • Vermont
  • New Hampshire
  • Maine

In addition to these states, MVP Health Care also provides Medicare Advantage plans in some counties in Pennsylvania. The company’s network of healthcare providers includes over 28,000 doctors and specialists, as well as more than 200 hospitals and other healthcare facilities.

It’s worth noting that the specific products and services offered by MVP Health Care may vary depending on the state in which you live.

To find out which plans and services are available in your area, you can visit the company’s website or contact their customer service department for more information.

Customer Feedback for MVP Health Care Insurance

Customer reviews of MVP Health Care are generally mixed, with some customers reporting positive experiences and others reporting negative experiences. Here’s a summary of some common themes found in customer reviews:

Positive Reviews:

  • Many customers praise MVP Health Care for its comprehensive coverage options and affordable prices.
  • Several customers have reported positive experiences with the company’s customer service department, citing fast response times and helpful representatives.
  • Some customers have also reported positive experiences with the company’s wellness programs, noting that they have helped them improve their overall health and well-being.

Negative Reviews:

  • Some customers have reported difficulty with the claims process, including delays in reimbursement and confusion over coverage.
  • Some customers have also reported frustration with the company’s provider network, noting that some doctors and specialists are not covered under MVP Health Care plans.
  • Several customers have expressed disappointment with the company’s communication, citing difficulty in getting clear and consistent information about their coverage and benefits.

It’s worth noting that customer experiences with MVP Health Care may vary depending on the specific plan and state in which they live.

If you’re considering signing up for MVP Health Care, it’s a good idea to do your research and read customer reviews from other customers in your area to get a better sense of the company’s strengths and weaknesses.

In Summary: MVP Health Care Insurance

Overall, MVP Health Care is a regional health insurance company that offers a variety of health insurance products and services primarily in the Northeastern United States.

The company has a strong history of providing quality healthcare coverage to its members, with a mission of improving the health and well-being of the communities it serves.

MVP Health Care’s products and services are priced competitively with other health insurance companies, although the specific costs can vary depending on the state and plan you choose.

The company offers a range of discounts and cost-saving programs to help members save money on health care expenses.

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