American Underwriters Insurance Review & Ratings (2023)

This American Underwriters Insurance Review will cover American Underwriters Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The American Underwriters Insurance A.M. Best rating is A, and the American Underwriters Insurance S&P Rating is A-. To compare insurance rates from the best companies in your area, enter your ZIP code below.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Feb 19, 2023

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Company Details
Address: 305 Madison Avenue
City: Morristown
State: NJ
ZIP Code: 07962
Phone Number: (501) 450-7400
Fax: (501) 450-6930
AM Best Rating: A
S&P Global Ratings: A-
Company Rating 0 (0 reviews)

American Underwriters Insurance has been providing comprehensive insurance solutions to its customers for over a century.

The company offers a wide range of products and services, including auto insurance, home insurance, and business insurance, and operates in multiple states across the country.

  • Founded over a century ago
  • Offers a range of insurance products, including auto, home, and business insurance
  • Operating in multiple states across the country

The company has a proven track record of delivering quality insurance products and services to meet the needs of individuals, families, and businesses.

With a commitment to customer satisfaction and competitive pricing, American Underwriters Insurance is dedicated to helping its customers protect what matters most to them.

American Underwriters Insurance History and Mission

American Underwriters Insurance was established to provide customers with comprehensive insurance coverage at competitive rates.

With a focus on providing excellent customer service and tailoring insurance policies to meet the unique needs of each customer, American Underwriters Insurance has become a trusted provider of insurance services for individuals and families across multiple states.

This company prides itself on its commitment to providing top-notch coverage and customer service and works hard to make sure that each customer has the insurance coverage they need to protect their assets and keep themselves and their loved ones safe.

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Types of Insurance Provided by American Underwriters

American Underwriters Insurance provides a range of insurance products to meet the diverse needs of its customers.

Auto insurance: The company offers coverage options for cars, trucks, and other vehicles, including liability, collision, and comprehensive coverage. Customers can customize their coverage to fit their specific needs and budget.

Home insurance: American Underwriters Insurance protects homes and personal property, covering damage or loss due to events such as theft, fire, and weather. The company offers standard coverage options, as well as additional coverage options for those who need extra protection.

Business insurance: The company offers insurance solutions for businesses of all sizes, including liability insurance, property insurance, and workers’ compensation insurance. These products help businesses protect their assets, employees, and customers.

Life insurance: American Underwriters Insurance provides life insurance products, such as term life insurance and whole life insurance, to help protect families in the event of the death of a loved one. These policies provide a financial safety net for families, allowing them to focus on their grieving process.

Health insurance: The company also offers health insurance products, including individual health insurance, family health insurance, and group health insurance. These policies provide coverage for medical expenses, including doctor visits, hospital stays, and prescription drugs.

The cost of American Underwriters Insurance services varies depending on the type of insurance and the coverage amount chosen.

Discounts may be available to customers who qualify, such as discounts for multiple policies, good driving records, and safety features on vehicles.

Overall, American Underwriters Insurance provides comprehensive insurance solutions for individuals, families, and businesses. The company has a history of serving its customers with quality products and excellent customer service.

Cost of American Underwriters Insurance

The cost of American Underwriters’ insurance can vary greatly depending on individual circumstances. Some of the factors that affect the cost of insurance include:

  • Coverage type: The type of coverage you choose, such as liability, collision, comprehensive, and more, will impact the cost of your insurance.
  • Deductible: The deductible you choose, or the amount you pay out of pocket before your insurance kicks in, will also impact the cost of your insurance.
  • Driving record: Your driving record, including any accidents or traffic violations, will also affect the cost of your insurance.
  • Location: The location where you live and park your vehicle can also impact the cost of your insurance, as insurance costs vary by state and even by zip code.
  • Vehicle type: The type of vehicle you own, including its make, model, and year, will also affect the cost of your insurance.

States Where American Underwriters Insurance is Provided

American Underwriters Insurance is currently offered in several states across the United States. While the exact states where American Underwriters Insurance is provided may vary, the company is typically available in states that have a significant need for car insurance coverage.

Some of the states where American Underwriters Insurance is commonly available include:

  • California
  • Florida
  • Illinois
  • Indiana
  • Ohio
  • Pennsylvania
  • Texas

It’s worth noting that the availability of American Underwriters Insurance may vary depending on your specific location and the type of coverage you’re looking for.

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Discounts Offered by American Underwriters Insurance

American Underwriters Insurance may offer a variety of discounts and savings opportunities for their customers. Here are some common ways to save on insurance:

  1. Bundle home and auto insurance: Combining your home and auto insurance under one policy can result in a discount.
  2. Safe driver discount: Safe drivers with a clean driving record may be eligible for a discount.
  3. Good credit score: Insurers may offer a discount to customers with a good credit score as they are considered less likely to file a claim.
  4. Long-term customer discount: Staying with the same insurance company for an extended period can result in a discount.
  5. Higher deductible: Choosing a higher deductible can lower your monthly insurance premiums.
  6. Usage-based insurance program: Some insurance companies offer programs that track your driving behavior and offer discounts for safe driving.

American Underwriters Insurance Customer Reviews

While the majority of customer feedback for American Underwriters Insurance is positive, there are a few common complaints to be aware of. Some customers have reported slow and difficult claims processes, with a few customers stating that their claims were not handled to their satisfaction.

Additionally, some customers have reported inconsistent customer service experiences, with some representatives being helpful and others being unresponsive. It’s worth noting that these negative experiences are relatively rare, and the majority of customers report positive experiences with American Underwriters Insurance.

American Underwriters Insurance appears to be a solid choice for drivers looking for affordable and comprehensive car insurance coverage. The company has a long history of serving the insurance needs of drivers and offers a wide range of products and services designed to meet the needs of its customers.

Additionally, the company’s commitment to providing its customers with discounts and affordable coverage options is reflected in the positive feedback from many of its customers. However, it’s important to consider the potential drawbacks of doing business with the company, including slow claims processes and inconsistent customer service experiences, before making a decision.

In Conclusion: American Underwriters Insurance

American Underwriters Insurance is a property and casualty insurance company that offers a range of insurance products, including auto, home, and commercial insurance.

The company’s mission is to provide personalized insurance coverage at a competitive price.

The cost of American Underwriter’s insurance policies varies depending on several factors, including the type of coverage, the location, and the individual’s driving and insurance history.

To save on insurance costs, customers may be eligible for discounts such as safe driver discounts, multi-policy discounts, and more.

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