Brotherhood Mutual Insurance Review (2022)

Churches, just like homes and businesses, need to be protected from disasters. Luckily, there are plenty of insurance companies in today’s market that can provide protection for your religious organization, but trying to find the perfect policy can be a bit difficult. While you should always compare insurance quotes from at least three different companies,... Continue Reading

What is a certificate of insurance?

Whether you are the contractor or the contractee, verifying your assets with a certificate of insurance will help you have peace of mind for the duration of your work projects. These documents are usually shared by the construction company for proof of business insurance. However, a certificate of insurance may be required whenever you’re a... Continue Reading

Insurance for Restaurants and Bars

Many people who want to start a small business choose to open a restaurant or bar. After choosing what they will serve and where the location of their new business will be the next item on the agenda should be getting the insurance on the business in order. Restaurants and bars are unique from other types of businesses because many of them serve alcohol unlike any other business which is its own… Continue Reading

Why is teamwork important in a work environment? (2022 Update)

We all know teamwork in business is important for a successful, productive work environment. It’s kind of a no-brainer, right? We know it’s just as essential to good business as having a good business insurance policy. But if someone asked you to tell them why teamwork is so important for your work environment, what would... Continue Reading

Insurance for a Home-Based Business

Running a business out of your home is a popular choice in the United States. It is estimated that there are approximately 32 million home based businesses which include people operating their business on a part-time and full-time basis. There are a number of insurance issues that arise from running a business out of home including the business property in the home as well as liability issues. There are other insurance issues… Continue Reading

What Every Business Owner Needs To Know About Commercial Insurance

All businesses are going to need commercial insurance of one type or another. Whether it's to cover their liability, their property, or life insurance, having the proper insurance and coverage limits is vital to running an effective company and protecting the business owners assets and interests. There are several lines of commercial insurance policies in order to cover all types of business activity. Continue Reading

Commercial Liability Insurance

A Commercial General Liability policy protects a business against financial loss if it is held legally liable for third parties who suffered bodily injury and/or property damage due to the business’s operations, employees, products, or location. Every business needs to have this coverage in order to protect the company’s assets in the event of a large claim. Some businesses are required to have this coverage by the state in which they operate,… Continue Reading

Professional Liability Insurance: Errors & Omissions (2022 Update)

A professional liability policy is a type of insurance policy which provides coverage if a professional provides a service or advice to a client which the client feels didn’t meet what they were led to expect or if the professional makes a mistake that others in their profession wouldn’t ordinarily make. These are also called errors and omissions (E&O) policies because the professional that is covered by the policy either made a… Continue Reading

Landlord Insurance – A Complete Guide to Rental Property Insurance

Landlord insurance is a type of personal lines insurance policy that people who own rental homes need to purchase in order to insure them. The policies provide coverage in case the home is damaged in a number of different ways such as by fire, hail, water, vandalism, and more. The policies also provide other coverages such as liability and loss of rents if the home can not be lived in for a… Continue Reading

Insurance for Barber Shops, Salons and Spas

With more than 400,000 beauty salons, barber shops, and spas being run as small businesses across the United States, these types of businesses are a popular choice for entrepreneurs. Having the right commercial insurance policies in place is a very important part of running any type of business and these are no exception. In addition to property coverage, general liability, workers compensation, and business interruption insurance these types of businesses also need… Continue Reading