Assurant Mobile Home Insurance Review & Ratings (2023)

Secure peace of mind for your beloved mobile home with Assurant Mobile Home Insurance. Benefit from a wide array of comprehensive coverage options, meticulously designed to cater to your specific needs. Our expert insights enable you to make informed decisions, ensuring you have the right protection in place. With a steadfast commitment to exceptional customer service, Assurant Mobile Home Insurance provides personalized support throughout your insurance journey.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Chris Tepedino

Insurance Feature Writer

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

Insurance Feature Writer

Laura Walker

Former Licensed Agent

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Former Licensed Agent

UPDATED: May 23, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Company Details
Address: 55 Broadway, Suite 2901
City: New York
State: NY
ZIP Code: 10006
Phone Number: (212) 859-7000
Year Founded: 1892
AM Best Rating: bbb+

Welcome to our comprehensive guide on Assurant Mobile Home Insurance. As a mobile home owner, ensuring the protection of your valuable asset is of utmost importance. We provide you with in-depth insights into Assurant Mobile Home Insurance, covering a range of crucial topics. We explore the diverse coverage options available, including property coverage, liability protection, and additional endorsements. Our guide also delves into the benefits of choosing Assurant, such as their exceptional customer service and hassle-free claims process.

Furthermore, we offer valuable tips on how to select the right insurance coverage for your specific needs and budget. To simplify your insurance shopping experience, we encourage you to enter your zip code below. By doing so, you can easily compare rates from the best insurance providers in your area, allowing you to make an informed decision and secure the ideal protection for your beloved mobile home. Protect your investment with Assurant Mobile Home Insurance and gain peace of mind today.

What does Assurant mobile home insurance cover?

Assurant mobile home insurance, or Assurant manufactured home insurance, includes comprehensive protection, liability coverage, stated value loss settlement, and personal property coverage. However, it is not clear whether these options are automatically included in all policies or if you must pay extra for some or all of them.

Mobile home insurance is typically similar to homeowners insurance. According to the Insurance Information Institute, the two main parts of mobile home insurance cover physical damage to the property and personal liability claims.

Coverage for physical damage would likely cover your home, other structures on your property, such as a garage, patio, or shed, and personal property. Damage may be covered for events such as hail, theft or vandalism, fire, and more. However, some policies will only cover your property for specific named perils, so be sure to check your policy to see when you are covered.

Personal liability is meant to provide coverage for damages that you make to another person’s property or if someone is injured on your property. However, it doesn’t typically cover damages to your own property or injuries to anyone living in the house.

Mobile home insurance is unlikely to cover your mobile home while it is in transit or if it is damaged due to flooding. In some cases, your policy may not even cover damage caused by water leaks in your pipes.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

How much does Assurant mobile home insurance cost?

Unfortunately, we weren’t able to find Assurant mobile home rates online. However, Assurant does discuss what factors contribute to its pricing.

Mobile homes are typically cheaper and quicker to build than traditional homes. However, mobile home insurance is more expensive than regular homeowners insurance because mobile homes usually sustain more damage more easily.

Since mobile homes are not as securely anchored like traditional homes, and they are lighter than traditional homes, they are more susceptible to damage caused by floods and high winds. In addition, fires can spread throughout a mobile home faster than other homes. Repairs, such as those needed for broken pipes, may also cost more for mobile homes.

Therefore, the increased vulnerability of mobile homes make them more expensive to insure. Let’s look at the average rates for mobile home insurance to see what you might pay for Assurant mobile home insurance:

Average Mobile Home Insurance Rates by Coverage Level
Coverage LevelAverage Annual Rates

Compare RatesStart Now →

We will also show you the average rates for homeowners insurance to show you how the rates compare for different levels of coverage.

Average Homeowners Insurance Rates by Coverage Level
Coverage LevelAverage Annual RatesAverage Monthly Rates

Compare RatesStart Now →

As you can see from the tables above, homeowners insurance can give you higher levels of coverage for relatively better rates.

How is the Assurant mobile home insurance company rated?

Assurant is rated A+ from the BBB and has one of the better customer review ratings (3.67 out of 5 stars) compared to other companies on the BBB website.

Assurant has a long-term issuer credit rating of BBB+ from A.M. Best, which means that it has a good ability to repay its long-term debt. It also has a short-term issuer credit rating of AMB-1, which means that it has an outstanding ability to repay short-term debt.

Unfortunately, Assurant has an NAIC complaint index of 2.16. Compared to the national average of 1.00, this indicates that Assurant receives more complaints than companies of a similar size. In addition, Assurant insurance reviews online complain of poor customer service.

How do I get a quote or file claims?

Assurant mobile home insurance quotes are available online from SkyBlue Insurance. You can visit to receive online quotes. You will need to include information, such as where your home is located and more to get an accurate Assurant mobile home insurance quote. You can also call (800) 203-1419 to receive a quote and get more information about Assurant’s policies.

To begin filing an Assurant mobile home insurance claim, you can call (800) 358-0600. You will need your policy number, address, and police report number if you filed a police report.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

How do I contact Assurant?

If you do not already have an Assurant mobile home insurance policy, you can learn about these policies by calling the Assurant mobile home insurance phone number at (800) 203-1419.

If you do have a policy, the company that underwrites your policy may vary based on your location. Therefore, you may need to contact your underwriters directly for some questions.

If your policy is underwritten by American Bankers Insurance Company of Florida, the phone number is (800) 358-0600. If your policy is underwritten by American Security Insurance Company, the phone number is (800) 326-2845. Finally, if your policy is underwritten by Standard Guaranty Insurance Company, the phone number is (800) 652-1262.

Assurant is headquartered at 55 Broadway, Suite 2901, New York, NY 10006. The main website is, where you may be able to use your Assurant mobile home insurance login to manage your account.

Should I buy Assurant mobile home insurance?

Assurant mobile home insurance may be a contender among the many insurance companies available. However, it also seems as if Assurant is more focused on offering other types of insurance and financial products. Therefore, it may be better to choose a company that specializes in homeowners and mobile home insurance.

Other insurance companies may also be more open about what is included in their mobile home insurance policies, so it can be easier to choose a company that makes it easy to customize your coverage. It is also difficult to compare Assurant’s insurance rates to rates from other companies, so it’s important to receive quotes from multiple companies before choosing one.

If you are unable to find affordable Assurant mobile home insurance, enter your ZIP code into our free quote comparison tool below to find mobile home insurance companies near you.

Frequently Asked Questions

What is Assurant Mobile Home Insurance?

Assurant Mobile Home Insurance is an insurance policy that provides coverage for mobile and manufactured homes.

What does Assurant Mobile Home Insurance cover?

Assurant Mobile Home Insurance covers a range of potential risks, including damage from natural disasters, theft, vandalism, and liability for injuries that may occur on your property.

Are all types of mobile homes covered under Assurant Mobile Home Insurance?

Assurant Mobile Home Insurance covers a range of mobile homes, including single and multi-section homes, modular homes, and manufactured homes.

How much does Assurant Mobile Home Insurance cost?

The cost of Assurant Mobile Home Insurance varies depending on several factors, including the value of the home, the level of coverage selected, and the location of the home.

What discounts are available for Assurant Mobile Home Insurance?

Assurant Mobile Home Insurance may offer discounts for a range of factors, including security features such as smoke detectors, fire alarms, and deadbolt locks, as well as for policyholders who have multiple insurance policies with the company.

How do I file a claim with Assurant Mobile Home Insurance? .

To file a claim with Assurant Mobile Home Insurance, policyholders should contact the company’s claims department directly. Policyholders can typically file a claim over the phone, online, or through the company’s mobile app.

Does Assurant Mobile Home Insurance offer any additional coverage options?

Assurant Mobile Home Insurance may offer additional coverage options, such as personal property coverage, loss of use coverage, and replacement cost coverage.

for Assurant

3.20 (222 reviews)
April 28, 2020



Great an awesome place to go and depend on them to have coverage so you don’t have to pay out of pocket fees
January 27, 2020



They are a great company to work with. I had a accident and they were fast and concerned. I got my check in less than a month.
June 21, 2019



great i love it it was so great great great great and i thank them for everything truly appreciated
April 13, 2018



Great company that is involved with many aspects of life. The customer service is good but can use some improvements.
February 7, 2018


Great service

Great company awesome reasonable price and availability to meet my goals. Happy picked this company.
December 4, 2017


Amazing experience

Good experience.. Good rates, tied with Geico for further discounts. I have a discount for good driving record, multi lines of business, assurant tied with Geico, and being a shareholder in Berkshire Hathaway. It is a family business and they treat their stakeholders extremely well.
November 10, 2017


Good Service

They seem to have common sense, and have very good response to any issues I face (despite me usually having very minimal or simple issues). I have never truly tested or had a complex issue, which could mean that this is a slightly premature review.
↑ Back to Top

Write a Review

Policy Type?

Please select a `Policy Type!`
(Min. 100 Characters)

Company Overall Rating

When you submit this review, you will be asked to sign in/up for to your account. If your account is not currently verified, we will send a verification email to the email on file for your account. Please select the verification button in that email. If you do not see the email in your inbox, please check your spam or junk folder. Your review cannot be reviewed and accepted until you complete this verification step.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption