Assurant Mobile Home Insurance Review & Ratings (2023)

Welcome to our comprehensive guide on Assurant Mobile Home Insurance. As a mobile home owner, ensuring the protection of your valuable asset is of utmost importance. We provide you with in-depth insights into Assurant Mobile Home Insurance, covering a range of crucial topics. We explore the diverse coverage options available, including property coverage, liability protection, and additional endorsements. Our guide also delves into the benefits of choosing Assurant, such as their exceptional customer service and hassle-free claims process.

Furthermore, we offer valuable tips on how to select the right insurance coverage for your specific needs and budget. To simplify your insurance shopping experience, we encourage you to enter your zip code below. By doing so, you can easily compare rates from the best insurance providers in your area, allowing you to make an informed decision and secure the ideal protection for your beloved mobile home. Protect your investment with Assurant Mobile Home Insurance and gain peace of mind today.

What does Assurant mobile home insurance cover?

Assurant mobile home insurance, or Assurant manufactured home insurance, includes comprehensive protection, liability coverage, stated value loss settlement, and personal property coverage. However, it is not clear whether these options are automatically included in all policies or if you must pay extra for some or all of them.

Mobile home insurance is typically similar to homeowners insurance. According to the Insurance Information Institute, the two main parts of mobile home insurance cover physical damage to the property and personal liability claims.

Coverage for physical damage would likely cover your home, other structures on your property, such as a garage, patio, or shed, and personal property. Damage may be covered for events such as hail, theft or vandalism, fire, and more. However, some policies will only cover your property for specific named perils, so be sure to check your policy to see when you are covered.

Personal liability is meant to provide coverage for damages that you make to another person’s property or if someone is injured on your property. However, it doesn’t typically cover damages to your own property or injuries to anyone living in the house.

Mobile home insurance is unlikely to cover your mobile home while it is in transit or if it is damaged due to flooding. In some cases, your policy may not even cover damage caused by water leaks in your pipes.

How much does Assurant mobile home insurance cost?

Unfortunately, we weren’t able to find Assurant mobile home rates online. However, Assurant does discuss what factors contribute to its pricing.

Mobile homes are typically cheaper and quicker to build than traditional homes. However, mobile home insurance is more expensive than regular homeowners insurance because mobile homes usually sustain more damage more easily.

Since mobile homes are not as securely anchored like traditional homes, and they are lighter than traditional homes, they are more susceptible to damage caused by floods and high winds. In addition, fires can spread throughout a mobile home faster than other homes. Repairs, such as those needed for broken pipes, may also cost more for mobile homes.

Therefore, the increased vulnerability of mobile homes make them more expensive to insure. Let’s look at the average rates for mobile home insurance to see what you might pay for Assurant mobile home insurance:

We will also show you the average rates for homeowners insurance to show you how the rates compare for different levels of coverage.

As you can see from the tables above, homeowners insurance can give you higher levels of coverage for relatively better rates.

How is the Assurant mobile home insurance company rated?

Assurant is rated A+ from the BBB and has one of the better customer review ratings (3.67 out of 5 stars) compared to other companies on the BBB website.

Assurant has a long-term issuer credit rating of BBB+ from A.M. Best, which means that it has a good ability to repay its long-term debt. It also has a short-term issuer credit rating of AMB-1, which means that it has an outstanding ability to repay short-term debt.

Unfortunately, Assurant has an NAIC complaint index of 2.16. Compared to the national average of 1.00, this indicates that Assurant receives more complaints than companies of a similar size. In addition, Assurant insurance reviews online complain of poor customer service.

How do I get a quote or file claims?

Assurant mobile home insurance quotes are available online from SkyBlue Insurance. You can visit assurantmobilehomeinsurance.com to receive online quotes. You will need to include information, such as where your home is located and more to get an accurate Assurant mobile home insurance quote. You can also call (800) 203-1419 to receive a quote and get more information about Assurant’s policies.

To begin filing an Assurant mobile home insurance claim, you can call (800) 358-0600. You will need your policy number, address, and police report number if you filed a police report.

How do I contact Assurant?

If you do not already have an Assurant mobile home insurance policy, you can learn about these policies by calling the Assurant mobile home insurance phone number at (800) 203-1419.

If you do have a policy, the company that underwrites your policy may vary based on your location. Therefore, you may need to contact your underwriters directly for some questions.

If your policy is underwritten by American Bankers Insurance Company of Florida, the phone number is (800) 358-0600. If your policy is underwritten by American Security Insurance Company, the phone number is (800) 326-2845. Finally, if your policy is underwritten by Standard Guaranty Insurance Company, the phone number is (800) 652-1262.

Assurant is headquartered at 55 Broadway, Suite 2901, New York, NY 10006. The main website is www.assurant.com, where you may be able to use your Assurant mobile home insurance login to manage your account.

Should I buy Assurant mobile home insurance?

Assurant mobile home insurance may be a contender among the many insurance companies available. However, it also seems as if Assurant is more focused on offering other types of insurance and financial products. Therefore, it may be better to choose a company that specializes in homeowners and mobile home insurance.

Other insurance companies may also be more open about what is included in their mobile home insurance policies, so it can be easier to choose a company that makes it easy to customize your coverage. It is also difficult to compare Assurant’s insurance rates to rates from other companies, so it’s important to receive quotes from multiple companies before choosing one.

If you are unable to find affordable Assurant mobile home insurance, enter your ZIP code into our free quote comparison tool below to find mobile home insurance companies near you.