Assurant Mobile Home Insurance (2022)

Assurant mobile home insurance may include comprehensive coverage, liability coverage, stated value loss settlement, and personal property coverage. Mobile home insurance is typically more expensive than homeowners insurance because mobile homes can be more vulnerable to damage. While Assurant mobile home insurance may be sufficient for coverage, it seems that the company focuses on other financial products as its primary business.

UPDATED: Jun 28, 2022Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Jun 28, 2022

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Company Details
Address: 55 Broadway, Suite 2901
City: New York
State: NY
ZIP Code: 10006
Phone Number: (212) 859-7000
Year Founded: 1892
AM Best Rating: bbb+

Assurant has been in business for more than 125 years. It provides many different types of insurance and warranty-style plans that protect things like electronic devices, appliances, and other pieces of personal property. However, Assurant also provides policies such as homeowners insurance and mobile home insurance.

If you own a mobile home or are considering purchasing manufactured housing, read our full Assurant mobile home insurance review below to learn about what it covers, how much it costs, and more.

Enter your ZIP code into our free quote comparison tool above to see what options are available similar to Assurant mobile home insurance policies.

What does Assurant mobile home insurance cover?

Assurant mobile home insurance, or Assurant manufactured home insurance, includes comprehensive protection, liability coverage, stated value loss settlement, and personal property coverage. However, it is not clear whether these options are automatically included in all policies or if you must pay extra for some or all of them.

Mobile home insurance is typically similar to homeowners insurance. According to the Insurance Information Institute, the two main parts of mobile home insurance cover physical damage to the property and personal liability claims.

Coverage for physical damage would likely cover your home, other structures on your property, such as a garage, patio, or shed, and personal property. Damage may be covered for events such as hail, theft or vandalism, fire, and more. However, some policies will only cover your property for specific named perils, so be sure to check your policy to see when you are covered.

Personal liability is meant to provide coverage for damages that you make to another person’s property or if someone is injured on your property. However, it doesn’t typically cover damages to your own property or injuries to anyone living in the house.

Mobile home insurance is unlikely to cover your mobile home while it is in transit or if it is damaged due to flooding. In some cases, your policy may not even cover damage caused by water leaks in your pipes.

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How much does Assurant mobile home insurance cost?

Unfortunately, we weren’t able to find Assurant mobile home rates online. However, Assurant does discuss what factors contribute to its pricing.

Mobile homes are typically cheaper and quicker to build than traditional homes. However, mobile home insurance is more expensive than regular homeowners insurance because mobile homes usually sustain more damage more easily.

Since mobile homes are not as securely anchored like traditional homes, and they are lighter than traditional homes, they are more susceptible to damage caused by floods and high winds. In addition, fires can spread throughout a mobile home faster than other homes. Repairs, such as those needed for broken pipes, may also cost more for mobile homes.

Therefore, the increased vulnerability of mobile homes make them more expensive to insure. Let’s look at the average rates for mobile home insurance to see what you might pay for Assurant mobile home insurance:

Average Mobile Home Insurance Rates by Coverage Level
Coverage LevelAverage Annual Rates
$50,000$1,200
$60,000$1,284
$70,000$1,330
$80,000$1,371
$90,000$1,407
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We will also show you the average rates for homeowners insurance to show you how the rates compare for different levels of coverage.

Average Homeowners Insurance Rates by Coverage Level
Coverage LevelAverage Annual RatesAverage Monthly Rates
$150,000$898$75
$250,000$1,312$109
$350,000$1,723$144
$450,000$2,148$179
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As you can see from the tables above, homeowners insurance can give you higher levels of coverage for relatively better rates.

How is the Assurant mobile home insurance company rated?

Assurant is rated A+ from the BBB and has one of the better customer review ratings (3.67 out of 5 stars) compared to other companies on the BBB website.

Assurant has a long-term issuer credit rating of BBB+ from A.M. Best, which means that it has a good ability to repay its long-term debt. It also has a short-term issuer credit rating of AMB-1, which means that it has an outstanding ability to repay short-term debt.

Unfortunately, Assurant has an NAIC complaint index of 2.16. Compared to the national average of 1.00, this indicates that Assurant receives more complaints than companies of a similar size. In addition, Assurant insurance reviews online complain of poor customer service.

How do I get a quote or file claims?

Assurant mobile home insurance quotes are available online from SkyBlue Insurance. You can visit assurantmobilehomeinsurance.com to receive online quotes. You will need to include information, such as where your home is located and more to get an accurate Assurant mobile home insurance quote. You can also call (800) 203-1419 to receive a quote and get more information about Assurant’s policies.

To begin filing an Assurant mobile home insurance claim, you can call (800) 358-0600. You will need your policy number, address, and police report number if you filed a police report.

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How do I contact Assurant?

If you do not already have an Assurant mobile home insurance policy, you can learn about these policies by calling the Assurant mobile home insurance phone number at (800) 203-1419.

If you do have a policy, the company that underwrites your policy may vary based on your location. Therefore, you may need to contact your underwriters directly for some questions.

If your policy is underwritten by American Bankers Insurance Company of Florida, the phone number is (800) 358-0600. If your policy is underwritten by American Security Insurance Company, the phone number is (800) 326-2845. Finally, if your policy is underwritten by Standard Guaranty Insurance Company, the phone number is (800) 652-1262.

Assurant is headquartered at 55 Broadway, Suite 2901, New York, NY 10006. The main website is www.assurant.com, where you may be able to use your Assurant mobile home insurance login to manage your account.

Should I buy Assurant mobile home insurance?

Assurant mobile home insurance may be a contender among the many insurance companies available. However, it also seems as if Assurant is more focused on offering other types of insurance and financial products. Therefore, it may be better to choose a company that specializes in homeowners and mobile home insurance.

Other insurance companies may also be more open about what is included in their mobile home insurance policies, so it can be easier to choose a company that makes it easy to customize your coverage. It is also difficult to compare Assurant’s insurance rates to rates from other companies, so it’s important to receive quotes from multiple companies before choosing one.

If you are unable to find affordable Assurant mobile home insurance, enter your ZIP code into our free quote comparison tool below to find mobile home insurance companies near you.

Reviews
for Assurant

3.28 (209 reviews)
5
April 28, 2020

Helljayyy

Awesome

Great an awesome place to go and depend on them to have coverage so you don’t have to pay out of pocket fees
4
January 27, 2020

Jeramie

Review

They are a great company to work with. I had a accident and they were fast and concerned. I got my check in less than a month.
5
June 21, 2019

nadine07

great

great i love it it was so great great great great and i thank them for everything truly appreciated
4
April 13, 2018

user18

Auto

Great company that is involved with many aspects of life. The customer service is good but can use some improvements.
5
February 7, 2018

Piggylove

Great service

Great company awesome reasonable price and availability to meet my goals. Happy picked this company.
5
December 4, 2017

slippyb

Amazing experience

Good experience.. Good rates, tied with Geico for further discounts. I have a discount for good driving record, multi lines of business, assurant tied with Geico, and being a shareholder in Berkshire Hathaway. It is a family business and they treat their stakeholders extremely well.
5
November 10, 2017

billychoey

Good Service

They seem to have common sense, and have very good response to any issues I face (despite me usually having very minimal or simple issues). I have never truly tested or had a complex issue, which could mean that this is a slightly premature review.
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