Assurity Life Insurance Review & Ratings (2023)
This Assurity Life Insurance Review will cover Assurity Life Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Assurity Life Insurance A.M. Best rating is A-. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Feb 19, 2023
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Assurity Life Insurance is a reputable and trusted insurance provider that offers a variety of insurance products and services to customers across the US. With a strong history and commitment to customer satisfaction, this insurance provider stands out for its affordable pricing, comprehensive coverage, and flexible options. In this article, we will dive deeper into Assurity Life Insurance, exploring their products, discounts, and customer reviews, to help you make an informed decision about your insurance needs.
- Offers a range of insurance products, including life insurance, disability insurance, and critical illness insurance
- Provides competitive pricing and flexible payment options
- Committed to customer satisfaction and offers a variety of discounts to reward loyalty
Assurity Life Insurance is a top-notch insurance provider that offers a wide range of insurance products and services to customers across the United States. With a mission to provide peace of mind to customers and protect their families in case of unexpected events, Assurity Life Insurance has earned a reputation as a reliable and affordable insurance provider.
Assurity Life Insurance was founded in 1890 with a mission to help customers protect their families in case of unexpected events. With over 130 years of experience, Assurity Life Insurance has become a trusted insurance provider, offering a variety of insurance products and services to customers across the United States.
Today, Assurity Life Insurance remains committed to providing peace of mind to customers and helping them plan for a secure future. In this article, we will explore the history, products, and services offered by Assurity Life Insurance, and take a closer look at the discounts and customer reviews that make them stand out.
Assurity Life Insurance Products and Services
Assurity Life Insurance offers a range of insurance products, including life insurance, disability insurance, and critical illness insurance. Their life insurance options include term life insurance, whole life insurance, and universal life insurance, while their disability insurance options include short-term and long-term disability insurance.
Assurity Life Insurance also offers critical illness insurance, which provides a lump-sum payment in case of a critical illness, such as cancer, heart attack, or stroke. Their services are offered in all 50 states, providing comprehensive coverage to customers no matter where they live.
The following are the main products and services offered by Assurity Life Insurance:
- Life insurance: Assurity Life Insurance offers a variety of life insurance options, including term life insurance, whole life insurance, and universal life insurance. Term life insurance provides coverage for a specified term, while whole life insurance provides coverage for the entirety of the policyholder’s life. Universal life insurance provides both death benefit protection and a tax-deferred savings component.
- Disability insurance: Assurity Life Insurance also offers disability insurance, which provides financial support in case of an injury or illness that prevents the policyholder from working. They offer both short-term and long-term disability insurance options, allowing customers to choose the coverage that best fits their needs.
- Critical illness insurance: This type of insurance provides a lump-sum payment in case of a critical illness, such as cancer, heart attack, or stroke. This can help cover the cost of medical bills and other expenses incurred as a result of a critical illness.
- Group life and disability insurance: Assurity Life Insurance also offers group life and disability insurance to employers, providing coverage for their employees. This can help employees protect their families in case of an unexpected event and provide peace of mind to both the employees and the employer.
In addition to these main products and services, Assurity Life Insurance also offers a variety of other insurance products, including annuities and long-term care insurance. Their comprehensive range of products and services makes them a one-stop-shop for all of your insurance needs.
Assurity Life Insurance offers competitive pricing on their insurance products and services. The cost of life insurance depends on factors such as age, gender, health status, and coverage amount, but Assurity Life Insurance provides flexible payment options to help make their insurance products and services affordable for customers.
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Discounts Offered by Assurity Life Insurance
Assurity Life Insurance offers a variety of discounts to customers to help make their insurance products and services more affordable. The following are some of the discounts available:
- Multi-policy discount: Assurity Life Insurance offers a multi-policy discount to customers who have multiple policies with the company. This discount can help customers save money on their insurance premiums by bundling their policies together.
- Healthy habits discount: Assurity Life Insurance offers a discount to customers who maintain healthy habits, such as regular exercise, healthy eating, and not smoking. This discount is designed to encourage customers to adopt healthy habits and lead a healthier lifestyle.
- Occupational discount: Assurity Life Insurance offers a discount to customers who work in certain occupations, such as teachers, healthcare workers, and first responders. This discount is designed to recognize and reward the contributions of these important professions to society.
- Electronic funds transfer discount: Assurity Life Insurance also offers a discount to customers who choose to pay their premiums electronically, via automatic bank draft or credit/debit card. This discount is designed to incentivize customers to use the company’s convenient and secure electronic payment methods.
These are just a few of the discounts offered by Assurity Life Insurance. Customers are encouraged to speak with a representative to learn more about the discounts available to them and how they can qualify for them. By taking advantage of these discounts, customers can save money on their insurance premiums and ensure that they are getting the most affordable coverage available.
States Where Assurity Life Insurance is Offered
Assurity Life Insurance is a national company that offers insurance products and services to customers across the United States. They are licensed to sell insurance in all 50 states, making it easy for customers to find the coverage they need, no matter where they live.
In some states, Assurity Life Insurance may offer different products and services, or have different requirements for customers to qualify for certain discounts or coverage options. However, their comprehensive range of insurance products and services makes them a top choice for customers across the country who are looking for affordable and comprehensive insurance coverage.
Whether you are a resident of a major metropolitan area or a smaller town, Assurity Life Insurance is committed to providing you with the insurance products and services you need to protect your family and secure your financial future. With a strong commitment to customer service and a proven track record of financial stability, Assurity Life Insurance is a trusted choice for customers across the United States.
Customer Reviews of Assurity Life Insurance
Assurity Life Insurance has received mixed reviews from customers, with some praising the company for its affordable prices and comprehensive coverage options, while others have criticized its customer service and claims handling processes. Here is a brief overview of some of the most commonly reported strengths and weaknesses of the company, based on customer reviews:
Strengths:
- Affordable prices: Many customers have praised Assurity Life Insurance for its competitive prices, which they say are among the most affordable in the industry. This has made the company a popular choice for customers who are looking for high-quality coverage at an affordable price.
- Comprehensive coverage options: Assurity Life Insurance offers a comprehensive range of insurance products and services, including life insurance, disability insurance, critical illness insurance, and more. This has made the company a popular choice for customers who are looking for a one-stop-shop for all of their insurance needs.
Weaknesses:
- Customer service: Some customers have criticized Assurity Life Insurance for its customer service, reporting long wait times and unhelpful representatives. These customers have expressed frustration with the company’s lack of responsiveness and poor communication.
- Claims handling: Some customers have reported issues with the claims handling process, including denied claims and slow payment times. These customers have expressed dissatisfaction with the company’s handling of their claims and have felt that their needs were not adequately addressed.
It is important to note that customer reviews can vary greatly, and what one customer experiences may not be representative of the company as a whole. Overall, Assurity Life Insurance has received a mix of positive and negative reviews from customers, with some praising the company for its affordable prices and comprehensive coverage options, while others have criticized its customer service and claims handling processes.
Despite these minor drawbacks, Assurity Life Insurance remains a trusted and reputable insurance provider, with a strong commitment to customer satisfaction.
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In Summary: Assurity Life Insurance
Assurity Life Insurance is a well-known and well respected insurance provider that offers products and services to customers across the United States. They believe in providing peace of mind to their customers and want to help protect families when unexpected events arise.
Assurity Life Insurance is a reliable and affordable insurance provider that offers a range of insurance products and services to customers across the United States. With competitive pricing, flexible payment options, and a variety of discounts, Assurity Life Insurance provides peace of mind to customers and helps protect their families in case of unexpected events.