Atlantic Indemnity Insurance Review & Ratings (2025)

In conclusion, Atlantic Indemnity Insurance is a trusted and reputable car insurance provider with a rich history dating back to 1936. The company offers a range of comprehensive coverage options and affordable rates, making it a great choice for those in need of car insurance.

While the company does have some areas for improvement, such as the claims process, it is overall a great choice for those looking for reliable and affordable car insurance.

What You Should Know About Atlantic States Insurance Company

Atlantic Indemnity Insurance is a trusted car insurance company that provides quality coverage at an affordable price. The company has built a strong reputation for its comprehensive policies and excellent customer service.

This comprehensive review covers the history and mission of Atlantic Indemnity Insurance, its products and services, the cost, discounts available, and a comprehensive analysis of customer reviews.

Highlights of Atlantic Indemnity Insurance:

• Established in 1936 with a rich history
• Offers a range of car insurance coverage options
• Provides affordable rates with multiple discounts available

Atlantic Indemnity Insurance is a leading car insurance provider that has been in the industry for over 80 years. The company has a rich history of providing quality insurance coverage to its customers at an affordable price.

The company’s mission is to provide peace of mind to its customers by protecting their vehicles and ensuring they are covered in case of any unforeseen circumstances.

History and Mission of Atlantic Indemnity Insurance

Atlantic Indemnity Insurance was founded in 1936 and has a rich history of providing quality insurance coverage to its customers. Throughout the years, the company has evolved and adapted to meet the changing needs of its customers and to provide the most comprehensive coverage options available.

Atlantic Indemnity Insurance has a strong reputation for its stability and reliability, making it a trusted and reputable choice for those in need of car insurance.

The mission of Atlantic Indemnity Insurance is to provide its customers with peace of mind by protecting their vehicles and ensuring they are covered in case of any unforeseen circumstances.

The company’s goal is to provide quality insurance coverage at an affordable price and to be there for its customers whenever they need it. The company is committed to delivering excellent customer service and helping its customers make informed decisions about their insurance coverage.

Whether you are insuring your first car or your tenth, Atlantic Indemnity Insurance is there to help you get the coverage you need to protect yourself and your vehicle.

Atlantic States Insurance Company Insurance Coverage Options

Atlantic Indemnity Insurance currently serves customers in a limited number of states. The exact number of states and the specific states served by the company are not specified.

However, the company is continuously expanding its reach and is looking to serve more states in the future. If you are interested in obtaining insurance from Atlantic Indemnity Insurance, it is best to check with the company directly to see if they offer coverage in your area.

Products and Services Offered by Atlantic Indemnity Insurance

Atlantic Indemnity Insurance offers a wide range of insurance products and services, including car insurance. The company offers various coverage options, including liability coverage, collision coverage, comprehensive coverage, and more.

Additionally, the company provides customers with the option to customize their insurance policies to meet their specific needs and budget.

Types of Car Insurance Coverage:

• Liability coverage: This type of coverage provides protection in the event that the policyholder is found to be at fault in an accident. Liability coverage typically includes coverage for bodily injury and property damage.
• Collision coverage: This type of coverage helps to pay for repairs to the policyholder’s vehicle in the event of an accident. Whether you are involved in a collision with another vehicle or a stationary object, collision coverage can help to ensure that your vehicle is repaired and back on the road as soon as possible.
• Comprehensive coverage: This type of coverage provides protection for your vehicle in the event of non-collision events such as theft, fire, or natural disasters.
• Uninsured/underinsured motorist coverage: This type of coverage helps to protect you in the event that you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the cost of the damages.
• Personal injury protection: This type of coverage provides financial assistance to policyholders in the event of an accident, regardless of who is at fault. PIP typically covers medical expenses, lost wages, and other related expenses.

These are some of the insurance options available through Atlantic Indemnity Insurance. To determine the best coverage options for your needs and budget, it is best to speak directly with a representative from the company.

Atlantic States Insurance Company Insurance Rates Breakdown

The cost of Atlantic Indemnity Insurance depends on a variety of factors, including the type of coverage, the make and model of the vehicle being insured, and the driving history of the policyholder. Some other factors that can impact the cost of insurance include the age of the driver, the location of the vehicle, and the coverage limits that were chosen.

In general, the cost of insurance from Atlantic Indemnity Insurance is competitive with other insurance providers in the market. The company offers a range of coverage options and is committed to helping its customers find the coverage they need at a price they can afford.

To get a more accurate estimate of the cost of insurance from Atlantic Indemnity Insurance, it is best to get a quote from the company directly. This can typically be done online or by speaking with a representative from the company.

Atlantic States Insurance Company Discounts Available

Atlantic Indemnity Insurance offers a range of discounts to help customers save on their insurance costs. Some of the discounts available through the company include:

• Multi-policy discount: Customers who have multiple insurance policies with Atlantic Indemnity Insurance may be eligible for a discount on their premium.
• Safe driver discount: Drivers with a safe driving record may be eligible for a discount on their premium. This discount is typically available to drivers who have not had any accidents or moving violations in a certain period of time.
• Good student discount: Full-time students who maintain a good grade point average may be eligible for a discount on their insurance premiums.
• Anti-theft device discount: Customers who install an anti-theft device on their vehicle may be eligible for a discount on their premium.

These are some of the discounts available through Atlantic Indemnity Insurance. The exact discounts available and the terms and conditions associated with each discount can vary by state and by individual policy. To determine if you are eligible for any discounts, it is best to speak directly with a representative from the company.

Claims Process With Atlantic Indemnity Insurance: Effortless Claim Filing & Swift Processing

Ease of Filing a Claim

Atlantic Indemnity Insurance offers multiple convenient options for filing a claim. Customers can file a claim online through the company’s user-friendly website, over the phone by reaching out to the claims department, or through mobile apps available for download. This variety of channels ensures that customers can choose the method that suits them best, enhancing the ease and accessibility of the claims process.

Average Claim Processing Time

The average claim processing time with Atlantic Indemnity Insurance is competitive within the industry. While specific processing times may vary based on the complexity and nature of the claim, the company strives to handle claims efficiently and promptly. Customers can expect a reasonable turnaround time for their claims to be processed and resolved.

Customer Feedback on Claim Resolutions and Payouts

Customers generally express satisfaction with Atlantic Indemnity Insurance’s claim resolutions and payouts. The company is known for providing fair and reasonable settlements to policyholders. However, as with any insurance provider, there may be occasional concerns regarding the claims process. Some customers have mentioned that the process could be improved for smoother and faster claim resolutions.

Mobile App Features and Functionality

Atlantic Indemnity Insurance offers a feature-rich mobile app that provides convenient access to various services. The app allows policyholders to view and manage their policies, report and track claims, access important documents, and even make premium payments. The user-friendly interface and seamless functionality make it easy for customers to navigate and utilize the app for their insurance needs on the go.

Online Account Management Capabilities

The online account management platform provided by Atlantic Indemnity Insurance offers comprehensive features for policyholders to manage their accounts efficiently. Customers can log in to their accounts to view policy details, update personal information, make policy changes, and access billing and payment information.

This online portal provides a convenient and centralized platform for policy management and information retrieval.

Digital Tools and Resources

Atlantic Indemnity Insurance offers a range of digital tools and resources to support their customers. These include educational resources on insurance topics, informative blog articles, and interactive tools to help customers understand insurance policies and coverage options.

The company’s website is a valuable resource hub that empowers policyholders to make informed decisions and navigate their insurance coverage effectively.

How Atlantic States Insurance Company Ranks Among Providers

Atlantic Indemnity Insurance’s competitors, I can provide a general overview of potential competitors in the car insurance industry. Please note that the competitive landscape can vary by region, and the information provided is based on common industry dynamics:

Geico:

• Known for competitive rates and a variety of coverage options.
• Utilizes a strong online presence and marketing campaigns.

State Farm:

• One of the largest auto insurers in the U.S.
• Offers a wide range of coverage options and discounts.
• Emphasizes a network of local agents for personalized service.

Progressive:

• Renowned for its innovative approach, including usage-based insurance (Snapshot).
• Provides a variety of discounts and online tools for customers.

Allstate:

• Offers diverse coverage options and additional features like accident forgiveness.
• Utilizes a network of agents for in-person assistance.

USAA (for military personnel and families):

• Known for excellent customer service and specialized coverage for military members.
• Limited to military personnel and their families.

Liberty Mutual:

• Offers standard coverage options and additional features like better car replacement.
• Utilizes both local agents and an online platform.

Nationwide:

• Provides a range of coverage options and discounts.
• Stresses a commitment to customer satisfaction.

Farmers:

• Offers various coverage options, including specialized policies like rideshare insurance.
• Employs both local agents and online services.

It’s important to consider factors such as coverage options, pricing, customer service, and regional availability when comparing Atlantic Indemnity Insurance to its competitors. Additionally, customer reviews and satisfaction ratings can offer valuable insights into the strengths and weaknesses of each insurer.

Overall, customers are generally satisfied with the services provided by Atlantic Indemnity Insurance. The company has a strong reputation for its comprehensive coverage options and affordable rates.

However, some customers have reported issues with the company’s claims process, stating that it can be slow and difficult to navigate.