GEHA Insurance Review & Ratings (2023)

This GEHA Insurance Review will cover GEHA Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Mar 7, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Mar 7, 2023

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Company Details
Address: P.O. Box 4665
City: Indepdendence
State: MO
ZIP Code: 64051
Phone Number: (877) 320-9469
Fax: (816) 257-4515
Website: geha.com
AM Best Rating: N/A
Company Rating 1.76 (27 reviews)

GEHA insurance is a car insurance company with over 80 years of experience. They offer a wide range of insurance products and services that cater to the needs of their customers. GEHA insurance provides coverage in 48 states across the USA, making them a reputable provider nationwide.

Their rates are competitive, and customers can qualify for a variety of discounts, including military and federal employee discounts, safe driving discounts, and multi-car discounts. Reviews suggest that customers appreciate the company’s customer service, affordable rates, and user-friendly website, but some have experienced issues with claims processing.

Attributes of GEHA Insurance:

  • Over 80 years of experience in the insurance industry
  • Competitive rates and a variety of discounts
  • Coverage offered in 48 states across the USA

When it comes to car insurance, it’s important to choose a reliable and trustworthy provider that can offer you the coverage you need at an affordable price. GEHA insurance is a car insurance company that has been in the industry for over 80 years, providing quality services to customers across the USA.

GEHA stands for Government Employees Health Association, and they have been providing insurance solutions to federal employees and their families since 1937. With their long history and mission to provide excellent service to their customers, GEHA insurance has become a popular choice for car insurance among federal employees, military personnel, and everyday drivers.

GEHA Insurance History and Mission

GEHA Insurance, also known as the Government Employees Health Association, is a non-profit organization that was established in 1937. The company was created to provide affordable health insurance to federal employees and their families. Over the years, GEHA Insurance has expanded its services to include auto insurance, dental insurance, vision insurance, and life insurance.

The mission of GEHA Insurance is to provide quality insurance products and services to federal employees, military personnel, and their families. The company’s core values include transparency, accountability, innovation, and customer service.

GEHA Insurance is committed to providing its customers with affordable insurance options, while also maintaining a high level of service and support. In addition to providing insurance products and services, GEHA Insurance is also involved in charitable activities and community outreach programs.

The company supports various charitable organizations and events, such as the National Breast Cancer Foundation and the American Red Cross. GEHA Insurance also sponsors health and wellness programs, as well as educational seminars and workshops for its customers.

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Products and Services Offered by GEHA Insurance

GEHA Insurance offers a range of car insurance products and services designed to meet the needs of their customers. The company provides standard car insurance policies that include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection, and roadside assistance.

Customers can choose from various levels of coverage, depending on their budget and the level of protection they require. In addition to standard coverage, GEHA Insurance also offers additional coverage options, such as:

  • Rental reimbursement coverage: This coverage option provides customers with a rental car while their vehicle is being repaired due to a covered accident.
  • Emergency roadside assistance: GEHA Insurance offers 24/7 emergency roadside assistance to customers, including services such as jump-starts, flat tire changes, and towing.
  • Glass coverage: This coverage option provides protection for the windshield and other windows of the insured vehicle.
  • Pet injury coverage: This optional coverage pays for veterinary bills if a customer’s pet is injured in a car accident.

How much does GEHA insurance cost you?

The cost of car insurance with GEHA Insurance varies based on several factors, including the type of coverage selected, the driver’s age, location, and driving history, as well as the make and model of the insured vehicle.

Here is a list of some of the factors that can affect the cost of car insurance with GEHA Insurance:

  • Type of coverage: The cost of coverage depends on the type of coverage selected, such as liability, collision, comprehensive, and personal injury protection.
  • Vehicle type: The make and model of the insured vehicle can also affect the cost of car insurance. Luxury or sports cars tend to be more expensive to insure.
  • Driving history: A clean driving record with no at-fault accidents or traffic violations can help drivers qualify for lower rates.
  • Age and gender: Younger drivers and male drivers tend to pay more for car insurance due to the higher risk associated with their age and gender.
  • Location: The cost of car insurance varies by location, with drivers in urban areas generally paying higher premiums due to the higher risk of accidents and theft.
  • Discounts: Customers who qualify for discounts can save money on their car insurance policies.

In what parts of the U.S. does GEHA insurance provide coverage?

GEHA Insurance provides coverage in 48 states across the USA, with the exception of Massachusetts and Hawaii. This means that customers in most parts of the country can purchase car insurance from GEHA Insurance.

Here are the eight steps on how to locate the states where GEHA Insurance provides coverage:

  1. Go to the GEHA Insurance website.
  2. Click on the “Insurance” tab on the top navigation menu.
  3. From the drop-down menu, select “Auto Insurance.”
  4. On the auto insurance page, scroll down to the “Coverage” section.
  5. Click on the “See where we offer coverage” link. This will take you to a page that lists the states where GEHA Insurance provides coverage.
  6. Review the list of states to see if your state is included. If your state is not on the list, GEHA Insurance does not provide coverage in your state.
  7. If your state is included in the list, you can continue to explore the GEHA Insurance website to learn more about the company’s coverage options, rates, and discounts.
  8. If you have any questions or need help with your search, you can contact GEHA Insurance’s customer service team for assistance. The contact information for customer service can be found on the GEHA Insurance website.

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GEHA Insurance Discounts Available

GEHA Insurance offers a variety of discounts to help its customers save money on their car insurance premiums. Here are some of the discounts that are available:

  • Multi-policy discount: Customers who purchase more than one type of insurance policy from GEHA Insurance can receive a discount on their car insurance premiums.
  • Safe driver discount: Customers who have a good driving record and no at-fault accidents can qualify for a safe driver discount.
  • Good student discount: Students who maintain a high GPA can receive a discount on their car insurance premiums.
  • Anti-theft device discount: Customers who install anti-theft devices in their cars can receive a discount on their car insurance premiums.
  • Multi-car discount: Customers who insure more than one car with GEHA Insurance can receive a discount on their car insurance premiums.
  • Federal employee discount: As a company that was originally founded to serve federal employees, GEHA Insurance offers a discount to current and retired federal employees.
  • Military discount: GEHA Insurance also offers a discount to active-duty military personnel and their families.

To qualify for these discounts, customers must meet certain criteria and provide proof of eligibility. By taking advantage of these discounts, customers can save money on their car insurance premiums while still receiving high-quality coverage from GEHA Insurance.

GEHA Insurance Customer Reviews

Customer reviews can be a helpful tool for those who are considering purchasing car insurance from GEHA Insurance. Here is an overview of some of the strengths and weaknesses reported by customers in their reviews:

Strengths:

  • Affordable rates: Many customers report that GEHA Insurance offers competitive rates that are lower than those of other car insurance companies.
  • Excellent customer service: Customers praise GEHA Insurance for its friendly and helpful customer service team, who are knowledgeable and responsive to their needs.
  • Convenient online tools: Customers appreciate the online tools provided by GEHA Insurance, which allow them to manage their policies, make payments, and file claims easily and quickly.
  • Discounts: Customers appreciate the variety of discounts offered by GEHA Insurance, which help them save money on their car insurance premiums.

Weaknesses:

  • Limited availability: GEHA Insurance only provides coverage in a limited number of states, which may be a drawback for those who live outside of its coverage area.
  • Limited coverage options: Some customers report that GEHA Insurance has limited coverage options, which may not be sufficient for those who need more comprehensive coverage.
  • Claims process: Some customers report that the claims process can be slow or difficult to navigate, which can be frustrating for those who need to file a claim.

Overall, the majority of customers report positive experiences with GEHA Insurance. They appreciate the company’s affordable rates, excellent customer service, and convenient online tools. However, some customers note that the company’s limited coverage options and availability can be a drawback.

Those who are considering purchasing car insurance from GEHA Insurance should carefully review the company’s products and services, as well as its customer reviews, to determine if it is the right fit for their needs.

Roundup: GEHA Insurance

GEHA Insurance is a car insurance company that was originally founded to serve federal employees. The company has been in business for over 80 years and has a strong reputation for providing affordable car insurance coverage to its customers.

GEHA Insurance offers a variety of car insurance products and services, including liability coverage, collision coverage, and comprehensive coverage, as well as discounts for safe driving, good grades, and multi-car policies.

The company is currently available in a limited number of states, and its products and services may vary by location. Customers report that GEHA Insurance offers affordable rates, excellent customer service, and convenient online tools, but note that its limited coverage options and availability may be a drawback.

Those who are considering purchasing car insurance from GEHA Insurance should carefully review the company’s products and services, as well as its customer reviews, to determine if it is the right fit for their needs.

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