National General Insurance
This National General Insurance review will cover National General Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The National General Insurance A.M. Best rating is A-. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
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UPDATED: Nov 19, 2011
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Based in Winston-Salem, North Carolina, GMAC Insurance is affiliated with GMAC Mortgage (a home mortgage corporation) and GMAC Finance, which offers financing on new and used vehicles. GMAC Insurance is also a part of the General Motors (GM) Corporation, and was the first insurance company in the United States to be founded by an automobile manufacturer.
GMAC Insurance is available throughout the United States. Although the company is affiliated with General Motors, you do not need to own a GM car in order to have them as your insurance provider. The GMAC Insurance website has a learning center full of information about every type of insurance that they offer, including:
- Automobile Insurance
- Home Insurance
- Recreational Vehicle (RV) Insurance
- Commercial Vehicle Insurance
- Motorcycle Insurance
- Mexico Insurance
- Collector/Classic Car Insurance
- Health Insurance
GMAC Insurance offers a number of different discounts to their policyholders. They fall into the following categories, including:
- GM/GMAC Customer Discounts for those who have more than one GMAC account or who own a GM vehicle.
- Paid-in-Full Discount for paying for your insurance policy up front rather than in installments.
- Multi-Vehicle Discount for having more than one vehicle combined on a single policy. This includes RV’s, motorcycles, and automobiles.
- GM Loyalty Discount for those who own only GM vehicles that are insured with GMAC Insurance.
- Safe-Driver Discounts for people who have completed a safe-driver course or who have an active OnStar account.
- Motorcycle Discounts for those who are considered safe riders, or who have multiple vehicles on their policy along with their motorcycles.
- OnStar Subscriber Discounts for people who have an active OnStar account.
- Low Mileage Discounts for people who only drive less than 15,000 total in a single year.
- GM Family First Discounts for customers who either work for GM or have a direct family member who does.
- Affinity Discounts for people who support various charities and organizations.
- GM Supplier Discount for people who work for a company that supplies parts and other items to General Motors.
Besides the online learning center, the GMAC website also has an online claims center, and customer care section. You can receive an online quote, manage your policy, or find a local GMAC insurance agent to contact if you have additional questions.