GuideOne Insurance Review & Ratings (2023)

GuideOne insurance is a car insurance company that has been providing insurance services for over 70 years. The company has a mission to serve those who serve others, and it offers a range of car insurance products and services at competitive prices. Customers can enjoy various discounts on their policies, and the company has received positive reviews for its excellent customer service.

• Over 70 years of experience in the insurance industry.
• Focus on serving customers who serve others, such as religious organizations and non-profit groups.
• Provides a range of discounts to customers to help them save on their car insurance policies.

GuideOne insurance is a trusted name in the car insurance industry, having provided insurance services for over 70 years. The company’s mission is to serve those who serve others, and it offers a range of car insurance products and services at competitive prices.

In this review, we will take a closer look at GuideOne insurance, including its history, products and services, discounts, and customer reviews.

History and Mission of GuideOne Insurance

GuideOne insurance was founded in 1947 and is headquartered in West Des Moines, Iowa. The company started as a small mutual insurance company, serving the needs of churches and other religious organizations. Over the years, GuideOne has expanded its services to include a range of insurance products, including car insurance.

GuideOne’s mission is to serve those who serve others, including religious organizations, non-profit groups, and educational institutions. The company is committed to providing high-quality insurance products and excellent customer service to its customers.

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Products and Services Offered by GuideOne Insurance

GuideOne insurance offers a range of car insurance products and services designed to meet the needs of its customers. Here is a more detailed look at some of the products and services offered by the company:

• Liability coverage: Liability coverage is a type of car insurance that pays for the damages and injuries you cause to other people in an accident. GuideOne offers liability coverage to its customers, with different limits available to meet different needs.
• Collision coverage: Collision coverage pays for the damages to your car in an accident. This coverage is optional but is often recommended for customers with newer or more expensive cars. GuideOne offers collision coverage with a range of deductibles available to meet different budgets.
• Comprehensive coverage: Comprehensive coverage pays for damages to your car that are not caused by a collision, such as theft, fire, or natural disasters. GuideOne offers comprehensive coverage, with a range of deductibles available to meet different budgets.
• Uninsured and underinsured motorist coverage: Uninsured and underinsured motorist coverage is designed to protect you in the event that you are involved in an accident with a driver who does not have enough insurance to cover the damages. GuideOne offers uninsured and underinsured motorist coverage to its customers.
• Personal injury protection: Personal injury protection (PIP) is a type of car insurance that pays for medical expenses and lost wages if you are injured in an accident. GuideOne offers PIP coverage to its customers.
• Roadside assistance: GuideOne offers roadside assistance to its customers, which provides 24/7 emergency services such as tire changes, jump-starts, and towing.

Customers can customize their car insurance policies by choosing from a range of deductibles and limits to meet their specific needs.

In which states is GuideOne Insurance available?

GuideOne insurance is available in 44 states, including Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, and Wisconsin.

How much does GuideOne Insurance cost?

The cost of GuideOne insurance policies can vary depending on a range of factors, including the type of coverage, the customer’s driving record, and the location of the insured vehicle. GuideOne offers a range of car insurance products and services, and the cost can vary depending on the specific policy and coverage options selected.

To get an accurate quote for GuideOne car insurance, customers can provide information about their vehicle, driving history, and insurance needs through the company’s website or by speaking to a representative. By providing this information, GuideOne can provide a personalized quote that reflects the customer’s specific needs.

It’s worth noting that GuideOne is known for offering competitive prices on its insurance policies, with a range of discounts and other cost-saving options available to customers. Customers can take advantage of these discounts to reduce the overall cost of their car insurance policy.

However, the exact cost of GuideOne car insurance can only be determined by getting a personalized quote based on the customer’s unique situation.

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GuideOne Insurance Discounts

GuideOne insurance offers a range of discounts to its customers, allowing them to save money on their car insurance policies. Here are some of the discounts available:

• Safe driving discount: GuideOne offers a safe driving discount to customers who have a clean driving record. This discount is usually available to drivers who have not had any accidents or traffic violations in the past three to five years.
• Multi-car discount: Customers who insure more than one car with GuideOne can save money with the multi-car discount. This discount is usually available to customers who insure two or more cars on the same policy.
• Good student discount: GuideOne offers a good student discount to customers who have a GPA of 3.0 or higher. This discount is usually available to students who are under the age of 25 and enrolled in a full-time educational program.
• Anti-theft discount: Customers who install anti-theft devices in their cars can save money with the anti-theft discount. This discount is usually available to customers who have anti-theft devices such as alarms, immobilizers, or tracking systems installed in their cars.
• Affinity group discount: GuideOne offers an affinity group discount to customers who belong to certain organizations, such as alumni associations or professional groups. This discount is usually available to members of these organizations who purchase car insurance through GuideOne.
• Pay-in-full discount: Customers who pay their car insurance premiums in full can save money with the pay-in-full discount. This discount is usually available to customers who pay their premiums annually or semi-annually.

These discounts can help customers save money on their car insurance policies. The availability and amount of the discount may vary based on the customer’s location, driving record, and other factors.

What are customers saying about GuideOne Insurance?

GuideOne insurance has received positive reviews from customers for its excellent customer service and competitive pricing. Customers have reported that the company is responsive and easy to work with, and that its claims process is straightforward and hassle-free.

Some customers have reported that GuideOne’s rates can be slightly higher than other insurance companies, but overall, the company has received high marks for its quality of service and customer satisfaction.

Roundup: GuideOne Insurance

GuideOne insurance is a trusted name in the car insurance industry, with over 70 years of experience serving the needs of religious organizations, non-profit groups, and educational institutions. The company offers a range of car insurance products and services at competitive prices, and customers can enjoy a variety of discounts to help them save on their policies.