Investors Heritage Insurance Review & Ratings (2023)

This Investors Heritage Insurance Review will cover Investors Heritage Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Investors Heritage Insurance A.M. Best rating is B+. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Feb 22, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Feb 22, 2023

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Company Details
Address: 200 Capital Avenue
City: Frankfort
State: KY
ZIP Code: 40601
Phone Number: (502) 223-2361
Fax: (502) 875-7084
Website: ihlic.com
AM Best Rating: B+
Company Rating 0 (0 reviews)

Investors Heritage Insurance is a well-established insurance company that offers a range of insurance products, including car insurance. The company has been in business for over 50 years and is known for its dedication to providing customers with affordable and reliable insurance coverage. Their mission is to provide policyholders with financial protection and peace of mind, no matter what life may throw their way.

  • Offers affordable car insurance policies
  • Provides various discounts to help lower premiums
  • Offers 24/7 customer support for all policyholders

Investors Heritage Insurance History

Investors Heritage Insurance Company was founded in 1960 and is headquartered in Frankfort, Kentucky. The company has grown from a small regional life insurance provider to a company that offers a range of insurance products, including car insurance.

Today, the company is one of the leading life and health insurance providers in the United States, and its products are sold through a network of independent agents and brokers.

The company is committed to providing excellent customer service and maintaining a strong financial position to ensure that it can continue to provide reliable insurance coverage for many years to come.

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Investors Heritage Insurance Mission

The mission of Investors Heritage Insurance is to provide financial protection and peace of mind to its policyholders. The company aims to achieve this mission by offering a range of affordable insurance products that meet the unique needs of its customers.

Investors Heritage Insurance is also committed to giving back to the community. The company supports a variety of charitable organizations, including the United Way, the American Cancer Society, and the American Heart Association. Additionally, the company offers a scholarship program to help students pursue their educational goals.

Overall, Investors Heritage Insurance has a long history of providing reliable insurance coverage to its policyholders, and the company is dedicated to continuing this tradition well into the future. The company’s mission of providing financial protection and peace of mind to its customers is at the core of everything it does, and this is reflected in the high level of customer satisfaction that the company has achieved over the years.

Investors Heritage Insurance Products and Services

Investors Heritage Insurance offers a range of insurance products, including car insurance. The company’s car insurance policies provide coverage for a variety of situations, including accidents, theft, and damage to your vehicle. Here are some of the main products and services offered by Investors Heritage Insurance:

  • Liability coverage: This type of coverage is mandatory in most states and helps pay for damages that you may cause to other people or their property while driving your car.
  • Collision coverage: This type of coverage helps pay for damages to your vehicle if you are in an accident or collision.
  • Comprehensive coverage: This type of coverage helps pay for damages to your vehicle that are not caused by a collision, such as theft, vandalism, or weather-related damage.
  • Personal injury protection: This type of coverage helps pay for medical expenses and lost wages if you or your passengers are injured in an accident.
  • Uninsured/Underinsured motorist coverage: This type of coverage helps protect you if you are in an accident with someone who doesn’t have insurance or doesn’t have enough insurance to cover the damages.

Investors Heritage Insurance offers a variety of additional services to its car insurance customers, including 24/7 customer support and roadside assistance. The company’s roadside assistance program can help you if you need a tow, a jump start, or a tire change, and it is available 24 hours a day, seven days a week.

Cost of Investors Heritage Insurance

The cost of car insurance from Investors Heritage Insurance can vary depending on a number of factors, including your driving history, the type of coverage you choose, and the state where you live. However, the company is known for offering competitive rates, and it offers a range of discounts to help policyholders save money.

To get an accurate quote for car insurance from Investors Heritage Insurance, you can contact a local agent or use the company’s online quote tool. The online quote tool allows you to enter your personal information and get a customized quote based on your specific needs.

It’s important to keep in mind that the cost of car insurance can vary significantly from person to person, so it’s a good idea to shop around and compare quotes from multiple insurance providers to ensure that you’re getting the best possible rate for the coverage you need.

When comparing quotes, be sure to consider factors such as the coverage limits, deductibles, and any discounts that may be available.

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Investors Heritage Insurance Discounts

One of the benefits of choosing Investors Heritage Insurance for your car insurance needs is the various discounts available to policyholders. Some of the discounts include safe driver discounts, multi-car discounts, and student

Investors Heritage Insurance offers a range of discounts to help policyholders save money on their car insurance. Here are some of the discounts that may be available:

  • Safe driver discount: This discount is available to drivers who have a clean driving record for a certain number of years.
  • Multi-car discount: This discount is available to policyholders who insure more than one vehicle with Investors Heritage Insurance.
  • Good student discount: This discount is available to students who maintain a certain grade point average in school.
  • Low mileage discount: This discount is available to drivers who don’t drive their vehicles very often.
  • Anti-theft device discount: This discount is available to policyholders who have anti-theft devices installed in their vehicles.
  • Defensive driving discount: This discount is available to drivers who complete a defensive driving course.
  • Affinity group discount: This discount is available to policyholders who are members of certain organizations, such as alumni associations or professional organizations.

The specific discounts available may vary depending on the state where you live and other factors. To find out which discounts you may be eligible for, you can contact a local agent or use the company’s online quote tool.

It’s important to note that while discounts can help you save money on your car insurance, it’s also important to ensure that you have adequate coverage to protect yourself and your assets in the event of an accident or other covered incident.

States Where Investors Heritage Insurance is Offered

Investors Heritage Insurance is licensed to provide car insurance coverage in several states across the United States. However, the availability of specific insurance products and services may vary by state.

Here is a list of states where Investors Heritage Insurance is currently available:

  • Alabama
  • Arkansas
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Louisiana
  • Mississippi
  • North Carolina
  • Ohio
  • South Carolina
  • Tennessee
  • Virginia
  • West Virginia

If you live in one of these states and are interested in getting car insurance from Investors Heritage Insurance, you can contact a local agent or use the company’s online quote tool to get a customized quote based on your specific needs.

Keep in mind that the cost and availability of insurance products and services can vary depending on the state where you live, so it’s a good idea to compare quotes from multiple insurance providers to ensure that you’re getting the best possible rate for the coverage you need.

Customer Reviews of Investors Heritage Insurance

Investors Heritage Insurance has received mixed reviews from customers, with some praising the company for its competitive rates and helpful customer service, while others have reported issues with claims processing and difficulty getting in touch with representatives.

Positives

On the positive side, many customers have praised Investors Heritage Insurance for its affordable rates, especially compared to other insurance providers.

Customers have also noted that the company’s agents are generally helpful and knowledgeable, and are willing to take the time to explain the various insurance options and help customers find the right coverage for their needs.

Negatives

However, some customers have reported difficulties with claims processing, with some saying that it took a long time to get their claims resolved or that they received less compensation than they expected. Other customers have reported difficulty getting in touch with customer service representatives, either by phone or email.

Overall, customer reviews of Investors Heritage Insurance are mixed, with some customers reporting positive experiences and others reporting issues with claims processing and customer service.

If you’re considering getting car insurance from Investors Heritage Insurance, it’s important to carefully consider your options and compare quotes from multiple providers to ensure that you’re getting the best possible rate and coverage for your needs.

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In Summary: Investors Heritage Insurance

Investors Heritage Insurance is a car insurance company that offers a range of insurance products and services to customers in several states across the United States. The company has a long history of providing quality insurance coverage to customers, and its mission is to provide affordable, reliable coverage to drivers of all backgrounds and experience levels.

While Investors Heritage Insurance has received mixed reviews from customers, with some praising the company for its competitive rates and helpful customer service, while others have reported issues with claims processing and difficulty getting in touch with representatives.

If you’re considering getting car insurance from Investors Heritage Insurance, it’s important to carefully consider your options and compare quotes from multiple providers to ensure that you’re getting the best possible rate and coverage for your needs.

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