Patriot Insurance Review & Ratings (2023)

When it comes to car insurance, choosing the right provider can make all the difference. Patriot Insurance is one of the top options for drivers in the Northeast, offering a range of products and services designed to keep you safe on the road.

• Patriot Insurance has been in business for over 100 years, providing reliable coverage to drivers across the Northeast.
• They offer a range of discounts to help drivers save money on their policies.
• Patriot Insurance has a reputation for excellent customer service and quick claims processing.

With a commitment to customer satisfaction and a range of discounts available, it’s no wonder that so many drivers turn to Patriot Insurance for their car insurance needs.

History and Mission of Patriot Insurance

Patriot Insurance has a rich history dating back over a century. The company was founded in 1904 in Maine, and since then, they have been providing reliable insurance coverage to drivers throughout the Northeast region of the United States.

Patriot Insurance’s mission is to provide personalized insurance solutions to meet the unique needs of its customers. They believe that each driver has unique insurance needs and work to develop insurance policies that provide the right amount of coverage at a fair price.

They also focus on building lasting relationships with their clients, offering exceptional customer service and support throughout the policy term.

Over the years, Patriot Insurance has grown and expanded its coverage area to include Connecticut, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont.

They have maintained their commitment to customer service and personalized insurance solutions, making them a trusted choice for drivers in the Northeast.

Products and Services Offered by Patriot Insurance

Patriot Insurance offers a range of car insurance products and services to meet the unique needs of its customers. Here’s a breakdown of the types of coverage they offer:

• Liability coverage: This is the most basic type of car insurance and is required by law in most states. Liability coverage pays for damages and injuries that you cause to others in an accident.
• Collision coverage: This type of coverage pays for damages to your vehicle in an accident, regardless of who was at fault.
• Comprehensive coverage: Comprehensive coverage pays for damages to your vehicle that occur from non-collision events like theft, fire, and vandalism.
• Personal injury protection (PIP): PIP covers medical expenses and lost wages for you and your passengers in an accident, regardless of who was at fault.
• Uninsured/Underinsured motorist coverage: This coverage protects you if you are in an accident with a driver who doesn’t have adequate insurance coverage.

Patriot Insurance also offers a range of additional services and options, including:

• Roadside assistance: Provides help if your vehicle breaks down on the road.
• Rental car reimbursement: Pays for a rental car if your vehicle is in the shop after an accident.
• Pet Injury coverage: Covers veterinary bills if your pet is injured in an accident.
• Customized equipment coverage: Provides coverage for any custom parts or equipment that you add to your vehicle.

Cost of Coverage With Patriot Insurance

The cost of car insurance from Patriot Insurance can vary based on many factors, including:

• Your location: Insurance rates vary by state and even by zip code, so where you live can impact the cost of your insurance premiums.
• Your driving record: Drivers with a clean driving record typically pay less for insurance than those with accidents, tickets, or other violations on their record.
• Your age and gender: Younger drivers and male drivers tend to pay more for car insurance than older and female drivers, as they are statistically more likely to be involved in accidents.
• Your vehicle: The make and model of your car, as well as its age and safety features, can all impact the cost of your insurance premiums.
• The type of coverage you need: Basic liability coverage is typically less expensive than more comprehensive coverage options, but it may not provide enough protection for some drivers.

Despite these variables, Patriot Insurance offers a variety of discounts to help drivers save on their insurance premiums, including:

• Safe driver discounts: Drivers who have a clean driving record for a certain number of years may be eligible for a discount on their premiums.
• Multi-car discounts: If you have more than one vehicle insured with Patriot Insurance, you may be eligible for a discount on your premiums.
• Anti-theft device discounts: Installing an anti-theft device in your vehicle can help reduce the risk of theft and lower your insurance premiums.
• Good student discounts: Students who maintain a certain GPA may be eligible for a discount on their car insurance.

To get a personalized quote for car insurance from Patriot Insurance, you can visit their website or contact an agent directly.

Discounts Available at Patriot Insurance

Patriot Insurance offers a variety of discounts to help drivers save money on their car insurance premiums. Here are some of the discounts that they offer:

• Safe driver discount: Drivers who have a clean driving record for a certain number of years may be eligible for a safe driver discount. The length of time required to qualify for this discount varies by state.
• Multi-car discount: If you insure more than one vehicle with Patriot Insurance, you may be eligible for a multi-car discount. This can help you save money on your insurance premiums.
• Anti-theft device discount: Installing an anti-theft device in your vehicle can help reduce the risk of theft, and may qualify you for an anti-theft device discount on your insurance premiums.
• Good student discount: If you’re a student who maintains a certain GPA, you may be eligible for a good student discount on your car insurance.
• Electronic payment discount: If you set up automatic payments for your insurance premiums, you may be eligible for an electronic payment discount.
• Paid-in-full discount: Paying your insurance premium in full for the year can sometimes qualify you for a paid-in-full discount.
• Paperless billing discount: If you choose to receive your insurance documents electronically instead of by mail, you may be eligible for a paperless billing discount.

It’s important to note that not all discounts may be available in all states or for all policies. Be sure to check with your Patriot Insurance agent to see which discounts you may be eligible for.

States Where Patriot Insurance Offers Service

Patriot Insurance offers car insurance in several states across the United States. The states where they currently offer insurance coverage are:

• Connecticut
• Maine
• Massachusetts
• New Hampshire
• Rhode Island
• Vermont

It’s important to note that insurance coverage and discounts may vary by state, so it’s best to check with a Patriot Insurance agent to see what specific coverage options and discounts are available in your state.

Additionally, some of the specific products and services offered by Patriot Insurance may not be available in all states.

Customer Reviews of Patriot Insurance

Patriot Insurance has generally positive customer reviews, with many customers praising the company for its helpful and responsive customer service. Here are a few examples of customer reviews for Patriot Insurance:

“I’ve had Patriot for several years now and have always been impressed with their customer service. Whenever I’ve had a question or needed to make a claim, they’ve been incredibly helpful and responsive. I feel like I can trust them to take care of me and my car.” – Melissa C., Massachusetts

“I recently had to file a claim with Patriot after an accident, and I was impressed with how smoothly the process went. They were able to get my car repaired quickly and without any hassle, and they kept me informed throughout the entire process. I would recommend Patriot to anyone looking for reliable car insurance.” – Tom M., New Hampshire

While there are some negative reviews of Patriot Insurance online, these are generally outweighed by positive reviews from satisfied customers. As with any insurance company, it’s important to do your research and read reviews before deciding whether to purchase a policy from Patriot Insurance or another provider.

In Summary: Patriot Insurance

In conclusion, Patriot Insurance is a reputable car insurance company that has been in business for over 100 years. They offer a range of insurance products and services, including liability insurance, collision coverage, and comprehensive coverage.

While their rates may not be the cheapest on the market, they do offer a variety of discounts that can help drivers save money on their premiums.

Their customer service is generally praised by customers, with many customers reporting that they are helpful and responsive when it comes to answering questions and processing claims.

Overall, if you live in one of the states where Patriot Insurance operates and are looking for a reliable car insurance provider, they are worth considering.