Patriot General Insurance Review & Ratings (2023)

Car insurance is an essential requirement for every driver in the USA, and Patriot General Insurance is a reputable car insurance company that offers affordable and reliable insurance plans to customers in multiple states.

With a mission to provide excellent coverage and personalized service to its clients, Patriot General Insurance has become a popular choice among drivers seeking affordable and reliable car insurance coverage.

• Patriot General Insurance offers a wide range of insurance products, including car insurance, to customers across multiple states in the USA.
• The company offers various discounts, such as multi-policy, good driver, and good student discounts, making its car insurance plans more affordable for customers.
• Patriot General Insurance has a solid reputation for providing quality customer service, with many positive customers reviews attesting to their efficiency and helpfulness.

In this review, we’ll provide an overview of the company, its mission, products and services, discounts, and customer reviews.

History and Mission of Patriot General Insurance

Patriot General Insurance was founded in 2001 and is headquartered in El Segundo, California. The company began as a specialty insurance underwriter for high-risk commercial auto policies and has since expanded its product offerings to include various types of insurance products, including car insurance, homeowners insurance, and renters insurance.

The mission of Patriot General Insurance is to provide quality insurance products and services to its customers while maintaining the highest levels of integrity, honesty, and professionalism.

The company aims to provide personalized service to each of its clients and to build lasting relationships with its customers by understanding their individual insurance needs and providing them with tailored insurance solutions.

Patriot General Insurance strives to deliver exceptional customer service and support and to be a reliable and trustworthy partner to its customers.

Products and Services Offered by Patriot General Insurance

Patriot General Insurance offers a range of insurance products and services, including:

• Car insurance: Patriot General Insurance offers comprehensive car insurance coverage, liability coverage, collision coverage, and other types of coverage to protect drivers in the event of an accident, theft, or other unforeseen events.
• Motorcycle insurance: The company provides motorcycle insurance coverage that includes liability coverage, collision coverage, and other types of coverage to protect riders and their bikes.
• Homeowners insurance: Patriot General Insurance offers homeowners insurance that covers the structure of the home, personal property, liability, and other related expenses.
• Renters insurance: The company provides renters insurance coverage that protects renters’ personal property and liability in the event of theft, fire, or other unexpected events.
• Commercial insurance: Patriot General Insurance offers commercial insurance coverage that includes general liability insurance, property insurance, and workers’ compensation insurance to protect businesses from financial losses.

In addition to these primary insurance products, Patriot General Insurance also offers various insurance options and add-ons, such as umbrella insurance, personal injury protection, and roadside assistance.

The company’s coverage options and add-ons vary by state, so it’s best to check with a local agent to learn more about the products and services offered in your area.

Cost of Patriot General Insurance

The cost of insurance from Patriot General Insurance will depend on several factors, including the type of coverage you select, your driving record, the make, and model of your car, your age, your location, and other factors that impact your level of risk as an insured driver.

Like other insurance companies, Patriot General Insurance uses these factors to calculate the cost of coverage and provide a personalized quote for each customer.

To get an accurate quote for car insurance or any other type of insurance offered by Patriot General Insurance, you can contact a local agent or visit the company’s website and request a quote online.

Keep in mind that while cost is an important consideration when selecting an insurance provider, it’s not the only factor to consider.

It’s also important to evaluate the level of coverage, customer service, and the overall reputation of the company to ensure that you’re getting the best value for your money.

States Where Patriot General Insurance Offers Coverage

Patriot General Insurance offers its insurance products and services in several states across the United States. However, the company’s coverage options and availability may vary by state. Here is a list of the states where Patriot General Insurance currently provides insurance coverage:

Arizona, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin, Wyoming

If you’re interested in obtaining insurance coverage from Patriot General Insurance and you live in one of these states, you can contact a local agent or visit the company’s website to learn more about the coverage options available in your area.

Discounts Available at Patriot General Insurance

Patriot General Insurance offers various discounts to its customers to help them save money on their insurance premiums. Here are some of the most common discounts offered by the company:

• Multi-policy discount: If you have multiple insurance policies with Patriot General Insurance, such as car insurance and homeowners insurance, you may be eligible for a multi-policy discount.
• Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driver discount.
• Good student discount: If you’re a student and maintain a certain grade point average, you may be eligible for a good student discount.
• Anti-theft discount: If your car is equipped with an anti-theft device, you may be eligible for an anti-theft discount.
• Military discount: If you’re an active-duty or retired member of the military, you may be eligible for a military discount.
• Senior citizen discount: If you’re a senior citizen, you may be eligible for a senior citizen discount.

It’s important to note that the availability and eligibility requirements for these discounts may vary by state and policy, so it’s best to check with a local agent or visit the company’s website to learn more about the specific discounts that are available in your area.

Customer Reviews: Patriot General Insurance

Customer reviews are an important factor to consider when evaluating an insurance company. While Patriot General Insurance doesn’t have as many reviews as some of the larger insurance providers, there are still several reviews available online. Here is a summary of what customers have to say about Patriot General Insurance:

Positive reviews:

• Customers appreciate the competitive pricing and easy-to-use online portal for managing their policies.
• Several customers noted that they had a positive experience with claims processing and received timely and fair compensation for their losses.

Negative reviews:

• Some customers reported difficulty in getting in touch with customer service representatives or experienced delays in receiving assistance.
• A few customers reported frustration with billing issues and discrepancies with their premium amounts.

It’s important to keep in mind that reviews can be subjective and based on individual experiences, so it’s important to read a variety of reviews and consider your own needs and preferences when evaluating an insurance provider.

In Summary: Patriot General Insurance

In conclusion, Patriot General Insurance is a reputable insurance company that offers a variety of insurance products and services to drivers in several states across the United States.

The company has a strong focus on customer service and claims processing and offers competitive pricing and a range of discounts to help customers save money on their insurance premiums.

While there are some negative reviews online, the majority of customers appear to be satisfied with the company’s offerings and services. If you’re looking for car insurance or other types of insurance coverage, it’s worth considering Patriot General Insurance as a potential provider.

However, as with any insurance company, it’s important to compare quotes and coverage options from multiple providers to ensure that you’re getting the best value for your money.