Philadelphia Contributionship Insurance Review & Ratings (2024)
Discover the true picture of Philadelphia Contributionship Insurance with unbiased ratings and reviews. Get insights into overall satisfaction, claims, cost, billing, and service satisfaction. Make informed decisions about your insurance coverage by comparing rates from the best companies in your area. Enter your ZIP code now and gain peace of mind knowing you have the right coverage at the best price.
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
UPDATED: Dec 9, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 9, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Philadelphia Contributionship Insurance
Average monthly rate for homeowners:
N/AA.M. Best rating:
N/AComplaint level:
LowPros
- Long-standing history and experience in the insurance industry.
- Strong financial stability and reliability.
- Specialized coverage options tailored to homeowners’ needs.
- Personalized customer service.
Cons
- Limited geographical coverage.
- Policy options might not be as extensive as larger insurance providers.
- Rates could potentially be higher compared to some competitors.
- Claims processing might vary in efficiency.
Final Verdict: Review of Philadelphia Contributionship Insurance
If you’re looking for homeowners insurance and you want to explore all your options, it’s not a bad idea to look into how much you’d end up paying for a policy with Philadelphia Contributionship. The company’s future negative outlook and D- rating with BBB should make you think really hard before you make a decision to choose Philadelphia as your insurance company.
You should never choose insurance after looking at just one company. Be sure to continue comparing quotes to find what works best for you. And you can look to see which companies offer the most affordable rates. You can start by using our free quote tool below to compare homeowners insurance rates from the best companies in your area.
What You Should Know About Philadelphia Contributionship Insurance
Welcome to our comprehensive article on Philadelphia Contributionship Insurance and everything you need to know about this reputable insurance provider. In this article, we will delve into key topics such as coverage options, customer satisfaction, claims process, pricing, and more. By exploring real user experiences and ratings, you can make an informed decision about your insurance needs.
- The Philadelphia Contributionship offers homeowners and other types of property and casualty insurance
- The Philadelphia Contributionship has been in business since the mid-1700s
- A.M. Best has given The Philadelphia Contributionship an A- rating with a negative outlook
Don’t miss out on the opportunity to secure the best coverage at the most competitive rates. Enter your zip code now to compare quotes from the top insurance providers in your area and ensure your peace of mind. Protect what matters most with Philadelphia Contributionship Insurance.
The Philadelphia Contributionship is an insurance company that offers homeowners insurance and other types of coverage to its policyholders in different states across the U.S. The Philadelphia Contributionship has been in business since 1752, making it one of the oldest insurance companies in the United States.
If you need homeowners insurance, you’ll want to find the best insurance companies based on your unique needs. Coverage for homeowners insurance shouldn’t be too expensive, and you can shop around for the best deals by looking at quotes online.
In fact, you can use our free quote tool above to find and compare homeowners insurance quotes from top companies in your area today.
Philadelphia Contributionship Insurance Coverage Options
The Philadelphia Contributionship offers homeowners insurance across the United States.
The company will allow individual policyholders to create unique coverage that works best for them, but every policy typically includes both insurance perils and liability protection. Under the umbrella of insurance perils, Philadelphia will cover a natural disaster—such as a fire or tornado—or from another person’s actions, like vandalism or theft.
With liability protection, your insurance will cover you if someone else is injured on your property and will also cover any medical or legal fees associated with an accident. Homeowners insurance with Philadelphia Contributorship will also cover any non-attached structures on your property, like outbuildings, barns, sheds, fences, and walls.
The Philadelphia Contributorship prides itself on offering full and complete coverage at affordable rates. The company offers quotes on its website and also offers an option for interested individuals to speak with an agent.
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Philadelphia Contributionship Insurance Rates Breakdown
Insurance rates with Philadelphia Contributorship vary greatly depending on a number of factors, including:
- Your ZIP code
- Your credit score
- The cost of your home
- The age of your home
- The amount of coverage you want
You can learn more about your homeowners insurance rates if you contact an agent with Philadelphia or use the company’s online tools to see how much your insurance coverage would cost.
To get a better idea of how much homeowners insurance would cost in your area, take a look at the table below, which highlights average annual homeowners insurance rates in every U.S. state.
Average Annual Homeowners Insurance Rates by State| State | Average Annual Rates |
|---|---|
| Alabama | $1,433 |
| Alaska | $959 |
| Arizona | $825 |
| Arkansas | $1,373 |
| California | $1,008 |
| Colorado | $1,495 |
| Connecticut | $1,479 |
| Delaware | $833 |
| District of Columbia | $1,235 |
| Florida | $1,951 |
| Georgia | $1,267 |
| Hawaii | $1,102 |
| Idaho | $730 |
| Illinois | $1,056 |
| Indiana | $1,000 |
| Iowa | $964 |
| Kansas | $1,584 |
| Kentucky | $1,109 |
| Lousiana | $1,968 |
| Maine | $882 |
| Maryland | $1,037 |
| Massachusetts | $1,488 |
| Michigan | $942 |
| Minnesota | $1,348 |
| Mississippi | $1,537 |
| Missouri | $1,285 |
| Montana | $1,174 |
| Nebraska | $1,481 |
| Nevada | $755 |
| New Hampshire | $972 |
| New Jersey | $1,192 |
| New Mexico | $1,017 |
| New York | $1,309 |
| North Carolina | $1,086 |
| North Dakota | $1,253 |
| Ohio | $862 |
| Oklahoma | $1,885 |
| Oregon | $677 |
| Pennsylvania | $931 |
| Rhode Island | $1,551 |
| South Carolina | $1,269 |
| South Dakota | $1,202 |
| Tennessee | $1,196 |
| Texas | $1,893 |
| Utah | $692 |
| Vermont | $918 |
| Virginia | $999 |
| Washington | $854 |
| West Virginia | $940 |
| Wisconsin | $779 |
| Wyoming | $1,156 |
| Countrywide | $1,211 |
You’ll notice from the table that insurance rates for homeowners coverage are extremely different from one state to the next. And keep in mind that your rates could be higher than your state’s annual average for coverage.
If you want cheap homeowners insurance coverage, you can ask different companies about discounts you may be eligible for, including bundling insurance coverages or adding safety features to your home.
Philadelphia Contributionship Insurance Discounts Available
Here are some discounts that insurance companies often provide, including Philadelphia Contributionship or similar providers:
- Multi-Policy Discount: If you bundle multiple insurance policies, such as combining home and auto insurance, you may be eligible for a multi-policy discount.
- Safe Driving Discount: Insurance companies often reward policyholders with a good driving record. If you have a history of safe driving, you may qualify for a discount.
- Safety Features Discounts: Installing safety features in your home, such as smoke detectors or security systems, may make you eligible for discounts.
- Claims-Free Discount: If you have a history of not filing claims, some insurers offer discounts as a reward for maintaining a claims-free record.
- Home Security Discounts: Improving the security of your home, such as installing burglar alarms or deadbolt locks, may result in discounts.
- Renewal Discounts: Some insurers provide discounts for policyholders who renew their coverage with the same company.
It’s important to note that the availability of these discounts and the specific criteria for eligibility can vary between insurance providers. To get accurate and personalized information about the discounts offered by Philadelphia Contributionship Insurance, it’s recommended to contact the company directly or visit their official website.
You can reach out to their customer service or use their online tools to inquire about available discounts based on your specific situation.
Efficient Philadelphia Contributionship Insurance Services Claim Process: Filing Made Simple
Ease of Filing a Claim
Philadelphia Contributionship Insurance offers a hassle-free claims process, allowing policyholders to file claims with ease. Whether you prefer to file a claim online, over the phone, or through their mobile apps, they provide convenient options to accommodate your needs.
Average Claim Processing Time
Policyholders can expect efficient claim processing with Philadelphia Contributionship Insurance. The company strives to streamline the claims process to ensure timely resolution, helping you get back on track quickly after an unfortunate event.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on claim resolutions and payouts with Philadelphia Contributionship Insurance has been generally positive. Many policyholders have reported satisfactory experiences, highlighting the company’s commitment to delivering fair and timely claim settlements.
Elevate Your Experience With Philadelphia Contributionship Insurance’s Digital and Technological Features
Mobile App Features and Functionality
Philadelphia Contributionship Insurance offers a user-friendly mobile app with a range of features and functionalities. Policyholders can easily access their insurance information, make payments, and even file claims directly from the app, providing convenience at their fingertips.
Online Account Management Capabilities
Managing your insurance policies is a breeze with Philadelphia Contributionship’s online account management capabilities. The company provides a secure online portal where policyholders can view and update their policies, make payments, and access important documents, enhancing the overall customer experience.
Digital Tools and Resources
Philadelphia Contributionship Insurance offers various digital tools and resources to assist policyholders in making informed decisions about their insurance coverage. These resources include online quotes, educational materials, and helpful guides, empowering customers to navigate their insurance needs effectively.
How Philadelphia Contributionship Insurance Ranks Among Providers
As you navigate the complex landscape of insurance providers, it’s essential to consider various options before making a decision. Here, we’ll explore the main competitors of Philadelphia Contributionship Insurance, shedding light on their offerings, strengths, and areas where they distinguish themselves.
State Farm Insurance
State Farm is a behemoth in the insurance industry, known for its extensive range of coverage options, including homeowners, auto, and life insurance. With a robust financial standing and a vast network of agents, State Farm provides personalized service and comprehensive policies. Their competitive rates and various discounts make them a formidable competitor.
Allstate Insurance
Allstate is another major player, offering a wide array of insurance products. Renowned for its innovative features like Drivewise (auto insurance) and comprehensive homeowners coverage, Allstate provides customers with choices tailored to their needs. With a solid financial foundation, the company emphasizes customer satisfaction through a user-friendly interface and local agent support.
Geico Insurance
Geico stands out for its specialization in auto insurance, capturing attention with its memorable advertising campaigns. While primarily recognized for auto coverage, Geico has expanded its offerings to include homeowners insurance. Known for competitive rates and an efficient online platform, Geico attracts customers seeking simplicity and cost-effectiveness.
Liberty Mutual Insurance
Liberty Mutual is a global insurer with a diverse portfolio, ranging from home and auto insurance to specialized coverage options. The company focuses on technological advancements, offering tools like Home Gallery® to streamline the claims process. With a solid financial standing, Liberty Mutual appeals to customers seeking a mix of traditional values and modern conveniences.
Progressive Insurance
Progressive has gained prominence for its dynamic approach to auto insurance, introducing features like Snapshot® for personalized rates. While initially recognized for auto coverage, Progressive has expanded its offerings to include homeowners insurance. With a focus on transparency and competitive pricing, Progressive targets customers who value a straightforward and digital-centric experience.
When evaluating insurance providers, it’s crucial to consider factors such as coverage options, customer service, pricing, and technological features. Each competitor brings its unique strengths to the table, catering to different preferences and needs.
As you explore the landscape, weigh these aspects carefully to find the insurer that aligns best with your requirements. Remember to obtain and compare quotes from multiple providers to make an informed decision for your insurance needs.
Does Philadelphia Contributionship have good ratings and reviews?
Philadelphia Contributionship reviews and ratings are prevalent online, and you can learn a lot about the company’s history and future outlook by digging a little bit deeper.
A.M. Best has given Philadelphia Contributionship an A- (Excellent) rating when it comes to financial strength, but the company’s overall outlook is considered negative.
The Better Business Bureau (BBB) has given Philadelphia Contributionship a D- rating, citing a failure to respond to the complaints of its policyholders as the main reason for such a poor score.
Customers have reviewed Philadelphia Contributionship on the BBB website as well, and the company has received one out of five stars for customer reviews.
Frequently Asked Questions
What is Philadelphia Contributionship Insurance?
Philadelphia Contributionship Insurance is a mutual insurance company founded in 1752. It is one of the oldest insurance companies in the United States and offers a range of insurance products including home, auto, and business insurance.
What are the ratings for Philadelphia Contributionship Insurance?
Philadelphia Contributionship Insurance has received an A+ rating from A.M. Best, which indicates a superior ability to meet policyholder obligations. It has also received a 3 out of 5 rating from J.D. Power for customer satisfaction in the Northeast region.
What types of insurance does Philadelphia Contributionship offer?
Philadelphia Contributionship offers a range of insurance products including home insurance, auto insurance, and business insurance. It also offers specialty insurance products such as flood insurance, umbrella insurance, and identity theft protection.
How can I get a quote for insurance from Philadelphia Contributionship?
You can get a quote for insurance from Philadelphia Contributionship by visiting their website or contacting their customer service department. You will need to provide information about the type of insurance you are interested in and your personal details to receive a quote.
What discounts are available from Philadelphia Contributionship?
Philadelphia Contributionship offers a range of discounts for its insurance products. These include multi-policy discounts, safe driving discounts, and discounts for homes with certain safety features such as smoke detectors and security systems.
How can I file a claim with Philadelphia Contributionship?
You can file a claim with Philadelphia Contributionship by contacting their claims department. You will need to provide details about the incident that led to the claim and any relevant documentation such as police reports or medical bills.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.