Safeco Insurance Review & Ratings (2023)

Safeco was founded in 1923 and is the 13th largest supplier of private auto insurance in the United States. The company relies primarily on independent agents for distribution of their policies, and is featured by more than 9000 independent agents and brokers. The company claims more than 6.2 billion in revenues and over 4.5 million insurance customers nationwide.

Safeco Insurance has been in the car insurance industry for over 90 years. The company’s mission is to provide excellent customer service and competitive prices to its customers.

Safeco Insurance is a car insurance company that offers comprehensive coverage at competitive prices. Here are three interesting attributes of Safeco Insurance:

• Safeco offers customizable insurance policies that allow customers to choose the coverage options that work best for them.
• Safeco rewards safe driving with discounts and accident forgiveness programs.
• Safeco has been recognized for its excellent customer service, earning the J.D. Power Award for customer satisfaction in auto claims.

The cost of Safeco’s services varies depending on some factors, such as the customer’s driving history, the type of car being insured, and the level of coverage chosen.

History and Mission of Safeco Insurance

Safeco Insurance was founded in Seattle, Washington in 1923 as the General Insurance Company of America.

Over the years, the company expanded its offerings and changed its name to Safeco Insurance in 1953. In 2008, Safeco was acquired by Liberty Mutual, one of the largest insurance companies in the world.

Safeco Insurance’s mission is to provide high-quality insurance products and services at competitive prices while also delivering exceptional customer service.

The company believes in being there for its customers when they need it most, whether that means providing prompt claims processing or offering support and guidance throughout the insurance-buying process.

Safeco also strives to make insurance simple and accessible, offering customizable policies and a range of discounts to help customers get the coverage they need at a price they can afford.

States That Offer Safeco Insurance

Safeco Insurance is available in all 50 states in the United States, as well as in the District of Columbia. This means that no matter where you live, you can purchase car insurance from Safeco as long as you meet the company’s eligibility requirements.

It’s worth noting, however, that the cost of Safeco’s insurance products and services can vary depending on the state you live in, as well as several other factors such as your driving record, age, and the type of vehicle you drive.

To get an accurate quote for Safeco car insurance in your state, you can visit the company’s website or contact a local agent.

Products and Services Available With Safeco Insurance

Safeco offers a range of insurance products and services to help customers protect what matters most to them. Some of the company’s main products and services include:

• Auto insurance: Safeco offers a range of car insurance options to help customers meet their coverage needs and budget. Customers can choose from a variety of coverage options, including liability, collision, and comprehensive insurance, as well as optional add-ons such as rental car coverage and roadside assistance.
• Home insurance: Safeco also offers home insurance policies that protect homeowners, renters, and landlords. Coverage options include property damage, liability, and loss of use coverage, as well as optional add-ons such as earthquake coverage and identity theft protection.
• Umbrella insurance: For customers who want extra liability protection beyond what their auto or home insurance policies provide, Safeco offers umbrella insurance policies. These policies provide additional liability coverage in case of a lawsuit or other covered event.
• Other insurance: In addition to its core products, Safeco also offers a range of other insurance options, including motorcycle insurance, boat insurance, and recreational vehicle insurance.

Overall, Safeco Insurance aims to provide customizable insurance policies and a range of coverage options to help customers protect what matters most to them.

Cost of Coverage at Safeco Insurance

The cost of insurance from Safeco can vary depending on several factors, such as the type of coverage you need, your driving record, the make and model of your vehicle, and your location. Some of the factors that can affect the cost of insurance from Safeco include:

• Your driving record: If you have a history of accidents, tickets, or other violations, you may be considered a higher-risk driver and could end up paying more for insurance.
• Your vehicle: The make and model of your vehicle can also affect your insurance rates. Generally speaking, more expensive or high-performance vehicles may cost more to insure than less expensive or less powerful vehicles.
• Your location: The cost of insurance can also vary depending on where you live. Factors such as crime rates, weather patterns, and population density can all affect your insurance rates.
• Your coverage needs: The more coverage you need, the more you can expect to pay for insurance. However, Safeco offers a range of coverage options and discounts to help customers find the right coverage at a price they can afford.

Overall, Safeco aims to provide affordable insurance products and services to customers across the United States. To get an accurate quote for Safeco insurance in your area, you can visit the company’s website or contact a local agent.

Insurance Discounts With Safeco

Safeco Insurance offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts that may be available:

• Safe driver discount: This discount is available to customers who have a clean driving record with no accidents, violations, or claims.
• Accident-free discount: Customers who have been accident-free for a certain period may be eligible for this discount.
• Low mileage discount: Customers who don’t drive their vehicles very often may qualify for a discount on their insurance premiums.
• Multi-policy discount: Customers who have multiple insurance policies with Safeco may be eligible for a discount.
• Homeowner discount: Customers who own their home may qualify for a discount on their car insurance.
• Anti-theft discount: Customers who have anti-theft devices installed in their vehicle may be eligible for a discount.
• Safety features discount: Customers whose vehicles are equipped with safety features such as airbags, anti-lock brakes, and automatic seat belts may be eligible for a discount.

Overall, Safeco offers a range of discounts to help customers save money on their insurance premiums. The availability and amount of these discounts may vary depending on the customer’s location and other factors. To find out which discounts you may qualify for, you can visit the Safeco website or contact a local agent.

Customer Reviews: Safeco Insurance

Safeco Insurance has generally received positive reviews from customers. According to J.D. Power’s 2020 U.S. Auto Insurance Study, Safeco received an overall customer satisfaction rating of 847 out of 1,000, which is above the industry average.

The company also received high marks for its claims handling process, customer service, and billing and payment process.

Many customers have praised Safeco for its affordable rates and customizable coverage options. Customers have also noted that the company’s website and mobile app are user-friendly and make it easy to manage their policies and file claims.

Overall, Safeco Insurance appears to be a reputable and reliable insurance provider with a strong focus on customer satisfaction.

To get a better sense of how Safeco’s products and services might meet your insurance needs, it’s a good idea to read more customer reviews, compare quotes from multiple insurance providers, and speak with a local agent about your coverage options.

Roundup: Safeco Insurance

Overall, Safeco Insurance is a reputable and reliable insurance provider that offers a wide range of coverage options, competitive rates, and a variety of discounts to help customers save money on their premiums.

The company has a strong focus on customer satisfaction and has received positive reviews for its claims handling process, customer service, and billing and payment process. While some customers have had negative experiences with the company, these appear to be in the minority, and most customers seem satisfied with Safeco’s products and services.

If you’re in the market for car insurance, Safeco is worth considering as a potential provider. However, as with any insurance provider, it’s a good idea to compare quotes from multiple companies and speak with a local agent about your coverage options to ensure that you’re getting the best coverage at a price you can afford.