Stonebridge Life Insurance Review & Ratings (2023)

Choosing the right life insurance provider can be a daunting task. With so many options available, it can be difficult to know where to start.

Stonebridge Life Insurance Company is a reliable provider of life, health, and accident insurance, offering quality products at affordable rates.

• The company offers affordable insurance services, ensuring that clients get the coverage they need at a reasonable cost.
• Stonebridge Life Insurance Company provides a broad range of insurance products, including term life, whole life, and accidental death insurance.
• The company has a solid reputation for excellent customer service, with a team of knowledgeable and friendly agents ready to assist clients with their insurance needs.

In this article, we will review Stonebridge Life Insurance Company, exploring the company’s history, mission, products, services, and customer reviews.

By the end of this review, you should have a better understanding of what Stonebridge Life Insurance Company has to offer and whether it is the right insurance provider for your needs.

History and Mission of Stonebridge Life Insurance

Stonebridge Life Insurance Company was originally founded in 1961 under the name Charter National Life Insurance Company. In 2005, the company changed its name to Stonebridge Life Insurance Company.

Stonebridge Life Insurance Company is a subsidiary of Transamerica Corporation, a well-established insurance and financial services company.

The mission of Stonebridge Life Insurance Company is to provide affordable and accessible insurance products that meet the needs of its clients.

The company strives to provide excellent customer service and help clients make informed decisions about their insurance coverage. Stonebridge Life Insurance Company is committed to supporting its clients with quality products and services that protect their financial well-being.

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Insurance Plans Offered at Stonebridge Life

Stonebridge Life Insurance Company offers a range of insurance products and services designed to meet the needs of its clients. Some of the products and services offered by Stonebridge Life Insurance Company include:

• Term life insurance: This type of insurance provides coverage for a specific period, typically 10, 20, or 30 years. If the insured dies during the term of the policy, the beneficiaries receive a death benefit payout. Term life insurance is an affordable way to protect your family’s financial future.
• Whole life insurance: This type of insurance provides coverage for the entire life of the insured, as long as premiums are paid. Whole life insurance policies build cash value over time, which can be borrowed against or used to pay premiums. This type of insurance provides permanent protection and can be used to help with estate planning.
• Accidental death insurance: This type of insurance provides coverage in the event of accidental death or dismemberment. Accidental death insurance policies can provide additional protection in case of unexpected accidents.

Stonebridge Life Insurance Company’s products are available in various states across the country, including Arizona, California, Illinois, and Texas. The cost of Stonebridge Life Insurance Company’s products varies depending on the type and amount of coverage, as well as the age and health of the insured.

States Offering Stonebridge Life Insurance

Stonebridge Life Insurance Company offers its insurance products and services in many states across the United States. Stonebridge Life Insurance Company operates in the following states:

Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin.

It’s important to note that the availability of Stonebridge Life Insurance Company’s products and services may vary by state, so it’s always a good idea to check with the company directly to confirm which products are available in your area.

Cost of Coverage With Stonebridge Life Insurance

The cost of insurance with Stonebridge Life Insurance Company varies depending on some factors, including the type of policy, the amount of coverage, the age and health of the insured, and the state where the insured resides.

In general, term life insurance tends to be more affordable than whole life insurance because it provides coverage for a specific period. Additionally, the premiums for life insurance policies typically increase as the insured gets older.

It’s also worth noting that Stonebridge Life Insurance Company may offer discounts on insurance premiums for certain individuals or groups, such as non-smokers, those who maintain a healthy weight, or those who pay their premiums annually instead of monthly. Be sure to ask the company about any available discounts when getting a quote for insurance.

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Discounts Offered by Stonebridge Life Insurance

Stonebridge Life Insurance Company offers several discounts that can help customers save money on their insurance premiums. Some of the discounts that may be available include:

• Non-smoker discount: Customers who do not smoke or use tobacco products may be eligible for a discount on their life insurance premiums.
• Healthy lifestyle discount: Customers who maintain a healthy weight, exercise regularly, or have no major health conditions may be eligible for a discount on their life insurance premiums.
• Annual payment discount: Customers who choose to pay their insurance premiums annually rather than monthly may be eligible for a discount.
• Family discount: Customers who have multiple family members insured with Stonebridge Life Insurance Company may be eligible for a discount on their premiums.

It’s important to note that the availability of discounts may vary by state and by policy type. Additionally, discounts may not be available to all customers or may be subject to certain qualifications or limitations.

It’s always a good idea to check with the company directly to see which discounts may be available to you.

Customer Feedback for Stonebridge Life Insurance

Customer reviews of Stonebridge Life Insurance Company are generally mixed. Some customers have had positive experiences with the company, citing its affordable premiums, the easy application process, and helpful customer service. Others, however, have had negative experiences, particularly with claims processing and communication from the company.

It’s important to keep in mind that customer reviews are just one factor to consider when choosing an insurance company. It’s always a good idea to do your research, compare multiple companies, and speak with a licensed insurance agent before making a decision.

In Summary: Stonebridge Life Insurance

In conclusion, Stonebridge Life Insurance Company has a long history of providing insurance products and services to customers across the United States. The company’s mission is to offer affordable, reliable insurance coverage to individuals and families, with a focus on customer service and innovation.

Whether Stonebridge Life Insurance Company is the right choice for you will depend on your individual needs and preferences. It’s always a good idea to do your research, compare multiple companies, and speak with a licensed insurance agent before making a decision.