TICO Insurance Review & Ratings (2023)

This TICO Insurance Review will cover TICO Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Mar 23, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Mar 23, 2023

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Company Details
Address: 5205 N O Connor Blvd Ste 700
City: Irving
State: TX
ZIP Code: 75039
Phone Number: 214-526-3876
Year Founded: 1985
AM Best Rating: A+
Company Rating 0 (0 reviews)

Regarding car insurance, it’s important to find a provider that offers reliable coverage at an affordable price. One option to consider is TICO Insurance, a company that has been in business for over 35 years and has a mission to provide accessible insurance options to drivers across the United States.

  • TICO Insurance has been providing car insurance since 1985
  • They offer a range of discounts to help customers save money
  • TICO Insurance aims to provide affordable and reliable insurance to drivers across the United States

TICO Insurance offers a range of affordable coverage options to drivers across multiple states in the US. They aim to provide reliable insurance and offer discounts to help customers save money on their premiums. In this review, we’ll look closely at TICO Insurance, including its history, products and services, discounts, and customer reviews.

TICO Insurance Company History and Mission

TICO Insurance was founded in 1985 in Texas and has since expanded its services to include coverage in multiple states across the US. Their mission is to provide affordable and reliable insurance options to drivers, regardless of their background or driving history.

The company strives to be transparent and easy to work with, ensuring its customers always have access to the information they need to make informed decisions about their insurance coverage. TICO Insurance is known for its commitment to customer service and its focus on providing personalized insurance solutions.

Products and Services: TICO Insurance

TICO Insurance offers a range of car insurance products, including liability, collision, and comprehensive coverage. They also offer uninsured/underinsured motorist coverage and personal injury protection (PIP) in some states.

Here is a summary of the different products offered by TICO Insurance:

  • Liability coverage: This coverage is required by law and covers damages to another person’s property or injuries sustained by another person in an accident you caused.
  • Collision coverage: TICO Insurance has collision coverage which covers damages to your vehicle in an accident, while comprehensive coverage covers non-collision incidents, such as theft or natural disasters.
  • Uninsured/Underinsured motorist coverage: This coverage protects you if you are in an accident with someone who does not have insurance or who does not have enough insurance to cover the damages.
  • PIP coverage: TICO Insurance PIP coverage can help pay for medical expenses, lost wages, and other costs associated with injuries sustained in an accident.

The cost of TICO Insurance varies based on several factors, including the driver’s age, location, and driving history. TICO Insurance is available in Texas, Illinois, Missouri, Nevada, and Oregon.

TICO Insurance Rates and Discounts

TICO Insurance offers competitive rates for car insurance coverage, with prices often lower than those offered by larger insurance companies. The exact cost of coverage will depend on various factors, including the type of coverage you need, the make and model of your vehicle, your driving record, and your location.

One of the advantages of TICO Insurance is that the company offers a wide range of discounts that can help you save money on your car insurance premiums. Some of the discounts that may be available include:

  • Multi-car discount: If you insure more than one car with TICO Insurance, you can receive a discount on your premiums.
  • Safe driver discount: If you have a clean driving record, you may be eligible for a safe driver discount. This discount rewards drivers who have not had any accidents or moving violations in a certain period of time.
  • Good student discount: If you are a student with good grades, you may be eligible for a good student discount. This discount rewards students who maintain a high GPA.
  • Low mileage discount: If you don’t drive your car often, you may be eligible for a low mileage discount.
  • Military discount: TICO Insurance offers a discount to active-duty military personnel and their families.
  • Homeowner discount: If you own a home, you may be eligible for a discount on your car insurance premiums.

To qualify for these discounts, you must meet certain criteria, such as maintaining a clean driving record, having good grades, or insuring multiple cars. The amount of the discount varies depending on the specific discount and your individual circumstances.

It’s important to note that not all discounts are available in all states. Drivers can contact TICO Insurance directly to learn more about the discounts available to them.

TICO Insurance is a good option for drivers looking for affordable rates and a wide range of discounts. While rates will vary depending on your individual circumstances, TICO Insurance is known for offering competitive pricing and good value for the cost of coverage. If you want to learn more about TICO Insurance rates, you can get a free quote online or by contacting the company directly.

TICO Insurance Customer Reviews

TICO Insurance has generally positive reviews online, with customers praising the company for its affordable rates, responsive customer service, and easy-to-use website. The company has an A+ rating with the Better Business Bureau (BBB) and has received a 4.3 out of 5 rating on Trustpilot based on over 300 customer reviews.

Many customers appreciate TICO Insurance’s competitive rates, noting that they saved money on their car insurance premiums by switching to the company. Customers also frequently praise the company’s customer service, noting that representatives are knowledgeable, helpful, and quick to respond to inquiries.

However, some customers have expressed dissatisfaction with TICO Insurance’s claims process, noting that it can be slow or difficult to navigate. Some customers have also reported issues with billing and payments, although these complaints are relatively rare.

Despite these issues, most customers appear to be satisfied with their experiences with TICO Insurance. Customers appreciate the company’s competitive rates and friendly customer service, and many have recommended the company to friends and family members.

Overall, TICO Insurance appears to be a solid choice for customers looking for affordable car insurance coverage. While some customers have experienced issues with claims and billing, many others have had positive experiences with the company’s rates and customer service.

In Review: TICO Insurance

In conclusion, TICO Insurance offers a range of car insurance products and services to drivers across multiple states. The company has a mission to provide affordable and accessible insurance options to drivers and offers a variety of discounts to help customers save money on their premiums. While TICO Insurance has received mixed customer reviews, it’s worth considering as an option for car insurance coverage.

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