Unigard Insurance Review & Ratings (2023)

This Unigard Insurance Review will cover Unigard Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Unigard Insurance A.M. Best rating is A, and the Unigard Insurance S&P Rating is A+. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Mar 6, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Mar 6, 2023

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Company Details
Address: One General Drive
City: Sun Prairie
State: WI
ZIP Code: 53596
Phone Number: (425) 641-4321
Fax: (425) 562-5256
Website: qbena.com
AM Best Rating: A
S&P Global Ratings: A+

Unigard Insurance is a car insurance company that has been in business for over 100 years. The company offers a range of insurance products and services at affordable prices.

  • Unigard Insurance has an A- rating with A.M. Best, which is a leading rating agency for insurance companies
  • The company provides a wide range of insurance products, including auto, home, and business insurance. This makes it a one-stop-shop for insurance needs
  • Unigard Insurance operates in 11 states across the Western United States, including Alaska, Arizona, California, Idaho, Montana, Nevada, Oregon, Texas, Utah, Washington, and Wyoming

We’ll look at the products and services Unigard Insurance offers, as well as the potential costs, available discounts, and even the customer reviews.

Unigard Insurance History and Mission

Unigard Insurance was founded in 1901 in Spokane, Washington. Originally, the company specialized in providing insurance coverage for farms and ranches in the Pacific Northwest. Over time, the company expanded its product offerings and began providing insurance coverage for businesses and individuals.

Unigard Insurance’s mission is to provide high-quality insurance products and services to its customers while maintaining a strong financial foundation. The company is committed to delivering exceptional customer service and building long-lasting relationships with its customers.

In the early 2000s, Unigard Insurance faced financial challenges and was acquired by QBE Insurance Group, a global insurance company based in Australia. The acquisition allowed Unigard Insurance to continue operating while benefiting from QBE’s financial strength and global resources.

Despite the acquisition, Unigard Insurance has continued to operate as an independent insurance company. The company maintains its commitment to customer satisfaction and has a strong presence in the Western United States.

Today, Unigard Insurance offers a range of insurance products and services, including auto, home, business, and farm insurance. The company’s long history and commitment to customer satisfaction make it a trusted name in the insurance industry.

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Unigard Insurance Prodcuts and Services

Unigard Insurance offers a range of insurance products and services to meet the needs of its customers. Here are some of the main products and services offered by the company:

  • Auto insurance: Unigard Insurance provides a range of auto insurance coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection. The company offers discounts to safe drivers, customers with multiple cars, and customers who also have home insurance with Unigard.
  • Home insurance: Unigard Insurance offers several types of home insurance coverage, including dwelling coverage, personal property coverage, liability coverage, and loss of use coverage. Customers can also add endorsements for specific risks, such as earthquakes or floods.
  • Business insurance: Unigard Insurance offers a range of business insurance products, including commercial property insurance, general liability insurance, workers’ compensation insurance, and commercial auto insurance. The company can also create custom insurance packages to meet the unique needs of its business customers.
  • Farm insurance: Unigard Insurance has a long history of providing insurance coverage to farms and ranches in the Pacific Northwest. The company offers several types of farm insurance coverage, including farm property insurance, farm liability insurance, and farm auto insurance.

Unigard Insurance’s products and services are competitively priced and are designed to provide comprehensive coverage for its customers. The company’s focus on customer satisfaction means that customers can expect exceptional service and support from Unigard’s knowledgeable and experienced team of insurance professionals.

Cost of Unigard Insurance

The cost of Unigard Insurance products and services varies depending on several factors, including the type of coverage, the amount of coverage, the customer’s location, and the customer’s individual risk factors.

To get an accurate quote for Unigard Insurance, customers can contact a local agent or use the company’s online quote tool. Customers can also customize their coverage options and deductibles to find a policy that fits their specific needs and budget.

Overall, Unigard Insurance strives to provide competitively priced insurance products and services while maintaining a high level of customer service and support. Customers can expect to receive excellent value for their insurance premiums and access to a wide range of coverage options.

Unigard Insurance Discounts

Unigard Insurance offers several discounts to help customers save money on their insurance premiums. Here are some of the main discounts available:

  • Safe driver discount: Unigard Insurance rewards safe drivers with a discount on their auto insurance premiums. Customers who have a clean driving record and no accidents or moving violations in the past three years may be eligible for this discount.
  • Multi-car discount: Customers who insure multiple cars with Unigard Insurance can receive a discount on their auto insurance premiums. This discount applies to each car on the policy, so the more cars insured, the greater the savings.
  • Home and auto bundle discount: Customers who have both home and auto insurance with Unigard can receive a discount on both policies. This bundle discount can save customers up to 15% on their insurance premiums.
  • New home discount: Customers who have recently purchased a new home may be eligible for a discount on their home insurance premiums. This discount applies to homes that are less than 15 years old.
  • Loss-free discount: Customers who have not filed a claim in the past three years may be eligible for a loss-free discount on their home insurance premiums. This discount rewards customers for maintaining a safe and secure home.

Customers should speak to a local agent or visit the company’s website to learn more about the specific discounts and eligibility requirements.

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States Where Unigard Insurance is Offered

Unigard Insurance operates in several states in the Pacific Northwest region of the United States. The states where Unigard Insurance offers its insurance products and services include:

  • Washington
  • Oregon
  • Idaho
  • Montana

If you are located in one of these states and are interested in learning more about Unigard Insurance and its products, you can visit the company’s website or contact a local agent for more information.

Unigard Insurance prides itself on offering personalized service and support to its customers, so you can expect to receive excellent guidance and advice as you navigate the insurance process.

Customer Reviews of Unigard Insurance

Unigard Insurance has generally positive reviews from customers. Many customers appreciate the company’s commitment to personalized service and competitive pricing. Here are some highlights from customer reviews:

  • Excellent customer service: Many customers praise Unigard Insurance for its excellent customer service. Customers report that the company’s agents are knowledgeable, friendly, and responsive to their needs.
  • Competitive pricing: Unigard Insurance offers competitive pricing for its insurance products and services. Customers report that the company’s premiums are often lower than those of other insurance providers.
  • Comprehensive coverage: Customers appreciate the range of coverage options offered by Unigard Insurance. Many customers report feeling secure in the knowledge that they have comprehensive coverage for their home, auto, or business.
  • Easy claims process: Customers report that Unigard Insurance has a straightforward and easy claims process. Customers appreciate the company’s quick response time and efficient handling of claims.
  • Local focus: Unigard Insurance is a regional insurance provider that focuses on serving customers in the Pacific Northwest. Customers appreciate the company’s local focus and personalized service.

While there are some negative reviews of Unigard Insurance, they are relatively rare. Overall, customers report high levels of satisfaction with the company’s products, services, and customer support.

In Summary: Unigard Insurance

Unigard Insurance is a regional insurance provider based in the Pacific Northwest. The company offers a range of insurance products, including home, auto, and business insurance.

Unigard Insurance is committed to providing personalized service, competitive pricing, and comprehensive coverage to its customers. The company’s discounts include safe driver discounts, multi-car discounts, home and auto bundle discounts, new home discounts, and loss-free discounts.

Customers generally give positive reviews of Unigard Insurance, praising the company’s customer service, competitive pricing, comprehensive coverage, easy claims process, and local focus. But overall, customers report high levels of satisfaction with the company’s products, services, and customer support.

So, Unigard Insurance is a reliable and affordable car insurance company that offers a range of products and services to meet customers’ needs. The company’s long history and strong financial foundation make it a trusted name in the insurance industry. With discounts available to qualifying customers, Unigard Insurance is a great option for those looking for affordable car insurance coverage.

for Unigard Insurance Company

4.18 (2 reviews)
January 7, 2018

Lisa Clemenhagen

Unigard review

Worst company ever! Steer clear of this company at all costs. Find yourselves a good, honest, reputable company that stands behind their word and their clients!!
November 11, 2017



I've had unigard for more than 15 years now and have had no problems whatsoever. My rates remain consistent and I can count on what I have to pay each renewal.
June 1, 2017

Patsy Powell

Unigard review

This is the worst handling of claims I've ever seen!was given an adjuster by the name of CHRIS KELTON who works at UNIGARD said he would call back never did 4 days later!! Needless to say, JOKE was given JOE PENNEY as manager would never get on the phone!! You would be better off with no insurance !! PATSY POWELL 509-406-8504 if you have any Questions regarding this post!
May 19, 2017


Unigard review

Rudest people I have ever dealt with. Their adjusters are rude on the phone and don't call you back. They refused to restore my vehicle to the condition it was in before their customer hit me.
March 20, 2017

John Walls

Unigard review

The worst company I have ever dealt with and I am 64 years old. them and their front company QBE. Had to wait a month to even get an estimate from their adjuster" and then it was depreciated 60% over all!! and some items
September 18, 2015


Unigard review

The worst company ever!
April 24, 2012


Unigard review

STAY AWAY FROM UNIGARD AKA QBE INSURANCE COMPANY!! They are the worst we have ever had!!
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