Union Mutual of Vermont Insurance Review & Ratings (2024)

Uncover the truth about Union Mutual of Vermont Insurance with our in-depth review and ratings. Learn about their coverage options, customer service quality, and financial stability. Make an informed decision for your insurance needs.

UPDATED: Dec 11, 2023Fact Checked

Natasha McLachlan

Insurance and Finance Writer

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Insurance and Finance Writer

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...

Licensed Insurance Agent

UPDATED: Dec 11, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 11, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 11, 2023Fact Checked
4.9
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Union Mutual of Vermont Insurance

Average monthly rate for good drivers:

$119

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Strong regional focus tailored to New England states
  • Active community engagement and support for local charities
  • Longstanding history spanning over 140 years
  • Positive customer reviews highlighting responsive customer service

Cons

  • Limited geographic coverage compared to national competitors
  • Continuous investment needed in digital presence and technology
  • Cost competitiveness requires ongoing evaluation against national providers
  • Innovation efforts necessary to keep pace with the evolving insurance landscape

Final Verdict: Review of Union Mutual of Vermont Insurance

Overall, Union Mutual of Vermont Insurance is a trusted and stable insurance provider. They offer a wide range of products and services to meet the needs of their customers. While the cost of coverage through Union Mutual of Vermont Insurance is tough to pinpoint, you can get a personalized quote and learn about possible discounts.

Plus, they have a large amount of positive customer reviews to show how responsive and helpful they are toward their policyholders. These reviews are no guarantee, but it’s a great step in the research process. Whether you’re a new driver or an experienced one, Union Mutual of Vermont Insurance has the expertise and resources to help you get the coverage you need to stay safe on the road.

What You Should Know About Union Mutual Of Vermont Companies

If you’re looking for reliable information on Union Mutual of Vermont Insurance, you’ve come to the right place. To ensure you find the best insurance provider for your needs, we encourage you to enter your zip code below and compare rates from top insurance providers in your area. Take the first step toward securing the right insurance coverage at the best price.

In this article, we will delve into the key topics related to Union Mutual of Vermont Insurance, including its coverage options, customer service, claims process, and financial stability. We’ll also provide an unbiased analysis of its ratings and reviews from trusted sources.

Union Mutual of Vermont Insurance History

Union Mutual of Vermont Insurance has a rich history that spans over 140 years. The company was founded in 1874 by a group of Vermont farmers who wanted to create a mutual insurance company that would provide affordable coverage to rural residents.

The company’s first policy was written in a small office in Montpelier, Vermont, and from there, Union Mutual of Vermont Insurance has grown to serve policyholders in six states throughout New England.

Despite its growth and success, Union Mutual of Vermont Insurance has remained committed to its founding principles of providing affordable insurance coverage and excellent customer service. The company’s mission is to provide comprehensive and affordable insurance coverage to its policyholders while maintaining the highest standards of customer service.

This commitment to its customers is reflected in Union Mutual of Vermont Insurance’s A+ rating from A.M. Best, which is a testament to the company’s financial stability and ability to meet its policyholders’ needs.

Union Mutual of Vermont Insurance Mission

In addition to providing quality insurance coverage, Union Mutual of Vermont Insurance is also committed to giving back to the community. The company supports a variety of local charities and non-profit organizations, including the Vermont Foodbank and the Boys and Girls Club of Central Vermont.

This community involvement is an important part of Union Mutual of Vermont Insurance’s mission to make a positive impact on the world around it.

Overall, Union Mutual of Vermont Insurance’s long history and commitment to its mission make it a trustworthy and reliable choice for car insurance coverage. Whether you’re a new driver or a seasoned veteran on the road, Union Mutual of Vermont Insurance has the experience and expertise to help you find the right coverage for your needs.

Union Mutual Of Vermont Companies Insurance Coverage Options

Union Mutual of Vermont Insurance offers a variety of car insurance products and services to meet the needs of its policyholders. Here are some of the coverage options that are available:

  • Liability coverage: This coverage is required by law in most states and helps to pay for damages or injuries that you cause to other people or their property while driving your vehicle.
  • Collision coverage: This coverage helps to pay for damages to your vehicle if you are involved in a collision, regardless of who is at fault.
  • Comprehensive coverage: This coverage helps to pay for damages to your vehicle that are caused by something other than a collision, such as theft, fire, or severe weather.
  • Uninsured/Underinsured motorist coverage: This coverage helps to protect you if you are involved in an accident with a driver who does not have enough insurance to cover the damages.
  • Personal injury protection: This coverage helps to pay for medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who is at fault.
  • Roadside assistance: This coverage provides emergency services such as towing, battery jump-starts, and tire changes if your vehicle breaks down on the road.

Union Mutual of Vermont Insurance also offers a variety of optional coverage options that can be added to your policy, such as rental car coverage and glass coverage.

Overall, Union Mutual of Vermont Insurance’s range of coverage options and customizable policies make it easy for policyholders to find the coverage that best fits their needs and budget.

States Where Union Mutual of Vermont Insurance is Offered

Union Mutual of Vermont Insurance is a regional provider. Since it’s founding, Union Mutual of Vermont Insurance has grown to serve policyholders in six states, including Vermont, New Hampshire, Maine, Massachusetts, Connecticut, and Rhode Island.

If you live in one of those six states and are considering Union Mutual of Vermont Insurance as your provider, the best course of age is to get in contact with a licensed provider. You can enter your ZIP code below and find a licensed provider near you.

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Union Mutual Of Vermont Companies Insurance Rates Breakdown

The cost of coverage through Union Mutual of Vermont Insurance will depend on a number of factors, including the policyholder’s driving record, the type of vehicle being insured, and the amount of coverage desired. However, Union Mutual of Vermont Insurance is known for offering competitive pricing on its car insurance policies, making it an affordable choice for many drivers.

To get an idea of the cost of coverage through Union Mutual of Vermont Insurance, it’s best to request a personalized quote. The company’s website makes it easy to get a quote online by providing a simple form that you can fill out with your information.

Alternatively, you can contact Union Mutual of Vermont Insurance directly to speak with an agent who can provide you with a quote and answer any questions you may have about coverage options and pricing.

It’s important to note that while cost is an important factor to consider when choosing car insurance, it’s not the only factor. When comparing car insurance options, it’s also important to consider the coverage options and level of customer service provided by each company.

Union Mutual of Vermont Insurance is known for providing excellent customer service and comprehensive coverage options, making it a trustworthy and reliable choice for car insurance coverage.

Union Mutual Of Vermont Companies Discounts Available

Union Mutual of Vermont Insurance offers a variety of discounts to help policyholders save money on their car insurance premiums. Some of the available discounts include:

  • Safe driver discount
  • Multi-vehicle discount
  • Anti-theft device discount
  • Good student discount
  • Hybrid vehicle discount
  • Low mileage discount

Customers may be eligible for additional discounts based on their specific circumstances. For comprehensive information on Vermont car insurance discounts and the eligibility criteria to avail them, get in touch with Union Mutual of Vermont Insurance.

Seamless Claims Process With Union Mutual of Vermont Insurance

Ease of Filing a Claim

Union Mutual of Vermont Insurance offers multiple channels for filing claims, providing flexibility for policyholders. You can file a claim through their user-friendly online portal, over the phone with their dedicated claims representatives, or even via their mobile app, making the process convenient and accessible.

Average Claim Processing Time

The company is committed to a prompt claims resolution process. While the exact processing time may vary depending on the nature of the claim, Union Mutual of Vermont Insurance strives to efficiently assess and settle claims to minimize inconvenience for policyholders.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a crucial role in evaluating the claims experience with Union Mutual of Vermont Insurance. Policyholders have consistently praised the company for its responsive claims handling and fair payouts. The company’s commitment to customer satisfaction is reflected in the positive reviews from those who have filed claims.

Unleashing Innovation With Union Mutual of Vermont Insurance Digital and Technological Features

Mobile App Features and Functionality

Union Mutual of Vermont Insurance offers a feature-rich mobile app that empowers policyholders with tools for managing their insurance policies on-the-go. The app provides easy access to policy documents, allows for premium payments, and even facilitates claim submissions from the convenience of a mobile device.

Online Account Management Capabilities

The company’s online account management platform offers policyholders a seamless experience for managing their insurance policies. Policyholders can log in to their accounts to view policy details, make updates, and access important documents, ensuring transparency and convenience.

Digital Tools and Resources

Union Mutual of Vermont Insurance provides an array of digital tools and resources to assist policyholders in understanding their coverage and making informed decisions. These resources may include educational materials, coverage calculators, and informative blog posts, all designed to empower policyholders with knowledge about their insurance options.

How Union Mutual Of Vermont Companies Ranks Among Providers

Union Mutual of Vermont Insurance has distinct strengths in its regional focus, community engagement, and long history. While it may not have the national reach of some competitors, these characteristics contribute to a unique value proposition. Continuous attention to customer needs, technological advancements, and competitive pricing will be key to maintaining a strong position in the market.

Competitors:

  • Geico: A national player with a strong brand presence, offers a wide range of insurance products and utilizes advanced technology for online quotes and claims processing. However, it may lack the regional focus and community engagement of Union Mutual of Vermont Insurance. Geico’s policies might be less tailored to the specific needs of customers in Vermont and surrounding states.
  • Progressive: Known for competitive pricing and a variety of discounts, utilizes innovative tools and technology for personalized rates. However, it may lack the localized focus that Union Mutual of Vermont Insurance has in New England. Some customers might find Progressive’s approach more automated, potentially lacking a personal touch.
  • Allstate: Allstate, with an established national presence and a diverse range of insurance products, offers features like Drivewise for safe driving discounts. However, it might be perceived as a larger, less personalized option compared to Union Mutual of Vermont Insurance. Premiums may be higher for certain demographics or regions.
  • Liberty Mutual: Liberty Mutual, with a large national presence and a variety of insurance products, emphasizes personalized coverage and bundling options. However, rates may not be as competitive as those offered by regional providers. Some customers may prefer the community focus of Union Mutual of Vermont Insurance.

Customer Reviews of Union Mutual of Vermont Insurance

Union Mutual of Vermont Insurance has a reputation for excellent customer service and a commitment to providing high-quality coverage. According to customer reviews, the company is responsive and helpful when policyholders need assistance with claims or other issues.

Additionally, many customers appreciate the competitive pricing and range of coverage options offered by Union Mutual of Vermont Insurance. Overall, Union Mutual of Vermont Insurance is a reliable and trustworthy choice for car insurance coverage.

Frequently Asked Questions

What is Union Mutual of Vermont?

Union Mutual of Vermont is a regional insurance company that offers personal and commercial insurance coverage options to customers in Vermont and New Hampshire.

How is Union Mutual of Vermont rated by customers?

Union Mutual of Vermont has an A+ rating with the Better Business Bureau (BBB) and a 4.7/5 rating on Trustpilot based on customer reviews.

What types of insurance does Union Mutual of Vermont offer?

Union Mutual of Vermont offers a range of personal and commercial insurance coverage options, including homeowners insurance, auto insurance, business insurance, and more.

Can I get a quote from Union Mutual of Vermont online?

Yes, you can get a quote from Union Mutual of Vermont online by visiting their website and filling out a quote request form.

How can I contact Union Mutual of Vermont?

You can contact Union Mutual of Vermont by phone at 1-800-671-8552 or by visiting their website and using their online contact form.

Does Union Mutual of Vermont offer discounts?

Yes, Union Mutual of Vermont offers a variety of discounts to its customers, including a multi-policy discount, a safe driver discount, and more.

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Natasha McLachlan

Insurance and Finance Writer

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Insurance and Finance Writer

Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Union Mutual Of Vermont Companies

4.90 (5 reviews)
5
January 19, 2018

blacklab55

Top scores good service

We had insurance with AAA for many years but decided it was time to shop around about 4 years ago. We went to our local agent that serves multiple companies. We told her what we were looking for and she came back with 3 companies. We chose Union Mutual because they had great rates and they are a local business. We have only made one claim since we have been with them. It was for glass replacement. It was quick and easy and we really didn't have t...
We had insurance with AAA for many years but decided it was time to shop around about 4 years ago. We went to our local agent that serves multiple companies. We told her what we were looking for and she came back with 3 companies. We chose Union Mutual because they had great rates and they are a local business. We have only made one claim since we have been with them. It was for glass replacement. It was quick and easy and we really didn't have to do anything. I recommend them to my friends and family.
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