Victoria Car Insurance Review & Ratings (2023)
This Victoria Car Insurance Review will cover Victoria Car Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Jun 20, 2022
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- Victoria Insurance offers non-standard — or high-risk — car insurance coverage
- Victoria is licensed to sell insurance products in 39 states in the U.S.
- Victoria Insurance is a subsidiary of Nationwide
If you are looking for car insurance coverage, you may be curious to know more about smaller companies that don’t have as much publicity.
Victoria Insurance is a smaller company, though it is owned by the Nationwide Corporation. Victoria offers auto insurance to high-risk drivers who fall into the non-standard category for car insurance coverage.
If you are considered a high-risk driver, companies like Victoria may be a good fit for you, as they are more willing to insure your vehicle. But you can expect to pay more for high-risk car insurance than for a standard car insurance policy.
As you search for affordable car insurance with Victoria, be sure to compare rates from other companies as well. One of the best ways to do this is to search for free insurance quotes online.
There’s no sense in buying Victoria car insurance coverage before you compare quotes from several different companies to see which one makes the most sense for you.
In fact, you can use our free tool above to compare quotes from the best companies in your area before purchasing Victoria insurance company car insurance.
What does Victoria Insurance offer?
Victoria Insurance offers non-standard coverage for drivers. This coverage is typically used by drivers who are considered high risk and may have a difficult time finding companies who are willing to insure their vehicles.
High-risk drivers often fall into that category for one or more of the following reasons:
- They have had multiple car accidents
- They have received multiple speeding tickets or other driving or traffic citations
- They have been convicted of a DUI or DWI
- They are a new or young driver
- They have been required by their state to file an SR-22
- They have a low credit score
- They drive a highly specialized or extremely valuable vehicle
If any of the points above apply to you, then it’s not a bad idea to search for high-risk car insurance coverage to see how much you might be paying. But you should still compare rates from other companies to see if you can purchase a standard car insurance policy first.
Although Victoria is licensed to sell insurance products in 39 U.S. states, the company currently only offers coverage in 26.
If you’re interested in purchasing car insurance with Victoria, you’ll need to make sure the company offers coverage in your state before you go any further.
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How much are car insurance rates with Victoria?
Because Victoria Insurance operates through independent agents, the company does not offer free quotes online. This makes it difficult for you to know how much you would pay for car insurance with Victoria unless you speak with an agent.
But the table below can give you some idea. These are the average annual car insurance rates in the states where Victoria does business.
Average Annual Auto Insurance Rates Where Victoria Insurance Does Business
| States | Average Annual Rates |
|---|---|
| Virginia | $2,357.87 |
| West Virginia | $2,595.36 |
| Massachusetts | $2,678.85 |
| Ohio | $2,709.71 |
| Idaho | $2,979.09 |
| Iowa | $2,981.28 |
| Washington | $3,059.32 |
| Wyoming | $3,200.08 |
| Montana | $3,220.84 |
| Kansas | $3,279.62 |
| Nebraska | $3,283.68 |
| Illinois | $3,305.48 |
| Missouri | $3,328.93 |
| Indiana | $3,414.97 |
| New Mexico | $3,463.64 |
| Oregon | $3,467.77 |
| Alabama | $3,566.96 |
| Wisconsin | $3,606.06 |
| Utah | $3,611.89 |
| Tennessee | $3,660.89 |
| Mississippi | $3,664.57 |
| California | $3,688.93 |
| Arizona | $3,770.97 |
| South Carolina | $3,781.14 |
| Colorado | $3,876.39 |
| South Dakota | $3,982.27 |
| Pennsylvania | $4,034.50 |
| Texas | $4,043.28 |
| Arkansas | $4,124.98 |
| Oklahoma | $4,142.33 |
| North Dakota | $4,165.84 |
| New York | $4,289.88 |
| Minnesota | $4,403.25 |
| District of Columbia | $4,439.24 |
| Maryland | $4,582.70 |
| Connecticut | $4,618.92 |
| Florida | $4,680.46 |
| Nevada | $4,861.70 |
| Georgia | $4,966.83 |
| Kentucky | $5,195.40 |
Keep in mind that your car insurance rates will probably be higher than your state’s average if you are considering purchasing car insurance for high-risk drivers.
Does Victoria have good ratings online?
You may not be able to find a direct rating for Victoria Insurance online, but A.M. Best issued a financial strength rating of A+ (Excellent) to Nationwide Group, of which Victoria is a subsidiary.
With such encouraging ratings, it’s safe to say Victoria Insurance’s financial strength is sound.
There are several complaints about Victoria Insurance on the Better Business Bureau’s website. However, comments and complaints like these are fairly typical for insurance companies.
How do I get in touch with Victoria Insurance?
While Victoria Insurance is open 24 hours a day to accept claims, the company does not have its own website. Instead, Victoria operates exclusively through independent agents to sell its insurance products.
If you need to file a claim with Victoria Insurance, you can call the Victoria Insurance phone number and speak to a representative at any time of day.
For individuals looking for more information about Victoria Insurance, its car insurance rates, and whether the company is a good fit, you will need to find a Victoria Insurance agent who can tell you more.
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Should I buy Victoria car insurance?
Because Victoria car insurance doesn’t have much of an online presence, it’s difficult to know whether the company would be a good fit for you. In order to get practical information about the company’s rates, you’ll have to do some more digging.
If you are a non-standard driver who has been in a few accidents, been convicted of a DUI, or you’re considered high risk for any other reason, Victoria Insurance or companies similar to it may be a good fit for you.
But just because you’re a high-risk driver doesn’t mean you can’t compare rates to see which company is the cheapest.
Don’t commit to purchasing insurance products from any company until you compare quotes online. This is really the only way you’ll know for sure which company will work best for you.
In fact, you can use our free tool below to compare car insurance rates from high-risk insurers in your area today.