Victoria Car Insurance Review & Ratings (2024)
If you're searching for affordable car insurance, our comprehensive Victoria Car Insurance review provides insights on ratings, coverage options, and customer satisfaction. Request a quote today to compare rates from top companies and make an informed decision for your car insurance needs. Find the right coverage at the best price and ensure peace of mind on the road.
Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
UPDATED: Dec 3, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Victoria Car Insurance
Average monthly rate for good drivers:
N/AA.M. Best rating:
A+Complaint level:
LowPros
- Streamlined claims process through independent agents.
- Strong financial backing with an A+ (Excellent) rating from A.M. Best.
- Tailored discounts for various driver profiles.
Cons
- Limited availability in only 26 out of 39 licensed states.
- No dedicated mobile app or online account management.
- Complaints reported on the Better Business Bureau website.
Final Verdict: Review of Victoria Car Insurance
Because Victoria car insurance doesn’t have much of an online presence, it’s difficult to know whether the company would be a good fit for you. In order to get practical information about the company’s rates, you’ll have to do some more digging.
If you are a non-standard driver who has been in a few accidents, been convicted of a DUI, or you’re considered high risk for any other reason, Victoria Insurance or companies similar to it may be a good fit for you.
But just because you’re a high-risk driver doesn’t mean you can’t compare rates to see which company is the cheapest.
Don’t commit to purchasing insurance products from any company until you compare quotes online. This is really the only way you’ll know for sure which company will work best for you.
In fact, you can use our free tool below to compare car insurance rates from high-risk insurers in your area today.
What You Should Know About Victoria Car Insurance
- Victoria Insurance offers non-standard — or high-risk — car insurance coverage
- Victoria is licensed to sell insurance products in 39 states in the U.S.
- Victoria Insurance is a subsidiary of Nationwide
Welcome to our comprehensive guide on Victoria Car Insurance. In this post, we will cover key factors such as ratings, coverage options, and customer satisfaction to help you make an informed choice. Whether you’re looking for affordable prices, reliable coverage, or excellent service, we’ve got you covered. Find everything you need to know about Victoria Car Insurance right here.
Compare quotes from the top insurance providers in your neighborhood by entering your zip code below. Take advantage of this opportunity to save money and find the perfect Victoria Car Insurance that meets your needs. Don’t miss out on this chance to secure the best coverage at the lowest cost. Enter your zip code now and find your ideal insurance coverage.
Victoria Car Insurance: A Trusted Legacy in Specialized Coverage for High-Risk Drivers
Victoria Car Insurance Coverage Options
Victoria Insurance offers non-standard coverage for drivers. This coverage is typically used by drivers who are considered high risk and may have a difficult time finding companies who are willing to insure their vehicles.
High-risk drivers often fall into that category for one or more of the following reasons:
- They have had multiple car accidents
- They have received multiple speeding tickets or other driving or traffic citations
- They have been convicted of a DUI or DWI
- They are a new or young driver
- They have been required by their state to file an SR-22
- They have a low credit score
- They drive a highly specialized or extremely valuable vehicle
If any of the points above apply to you, then it’s not a bad idea to search for high-risk car insurance coverage to see how much you might be paying. But you should still compare rates from other companies to see if you can purchase a standard car insurance policy first.
Although Victoria is licensed to sell insurance products in 39 U.S. states, the company currently only offers coverage in 26.
If you’re interested in purchasing car insurance with Victoria, you’ll need to make sure the company offers coverage in your state before you go any further.
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Victoria Car Insurance Rates Breakdown
Because Victoria Insurance operates through independent agents, the company does not offer free quotes online. This makes it difficult for you to know how much you would pay for car insurance with Victoria unless you speak with an agent.
But the table below can give you some idea. These are the average annual car insurance rates in the states where Victoria does business.
Average Annual Auto Insurance Rates Where Victoria Insurance Does Business| States | Average Annual Rates |
|---|---|
| Virginia | $2,357.87 |
| West Virginia | $2,595.36 |
| Massachusetts | $2,678.85 |
| Ohio | $2,709.71 |
| Idaho | $2,979.09 |
| Iowa | $2,981.28 |
| Washington | $3,059.32 |
| Wyoming | $3,200.08 |
| Montana | $3,220.84 |
| Kansas | $3,279.62 |
| Nebraska | $3,283.68 |
| Illinois | $3,305.48 |
| Missouri | $3,328.93 |
| Indiana | $3,414.97 |
| New Mexico | $3,463.64 |
| Oregon | $3,467.77 |
| Alabama | $3,566.96 |
| Wisconsin | $3,606.06 |
| Utah | $3,611.89 |
| Tennessee | $3,660.89 |
| Mississippi | $3,664.57 |
| California | $3,688.93 |
| Arizona | $3,770.97 |
| South Carolina | $3,781.14 |
| Colorado | $3,876.39 |
| South Dakota | $3,982.27 |
| Pennsylvania | $4,034.50 |
| Texas | $4,043.28 |
| Arkansas | $4,124.98 |
| Oklahoma | $4,142.33 |
| North Dakota | $4,165.84 |
| New York | $4,289.88 |
| Minnesota | $4,403.25 |
| District of Columbia | $4,439.24 |
| Maryland | $4,582.70 |
| Connecticut | $4,618.92 |
| Florida | $4,680.46 |
| Nevada | $4,861.70 |
| Georgia | $4,966.83 |
| Kentucky | $5,195.40 |
Keep in mind that your car insurance rates will probably be higher than your state’s average if you are considering purchasing car insurance for high-risk drivers
Victoria Car Insurance Discounts Available
Discover significant savings with Victoria Car Insurance’s exclusive discounts! From Safe Driver rewards to Multi-Policy Bundles and Good Student perks, there are tailored options to suit your needs.
- Safe Driver Discount: Enjoy lower premiums when you maintain a clean driving record, demonstrating your commitment to safe driving.
- Multi-Policy Bundle: Maximize savings by bundling your car insurance with other policies, such as home or renters insurance.
- Good Student Discount: Students with good grades can benefit from additional savings, rewarding academic excellence.
- Defensive Driving Course: Take a defensive driving course and qualify for a discount, showcasing your commitment to safe driving practices.
- Anti-Theft Device Discount: Equip your vehicle with anti-theft devices to deter theft and earn discounts on your car insurance premiums.
Don’t miss out on maximizing your savings – secure your quote today and drive with confidence knowing you’ve unlocked the best discounts available with Victoria Car Insurance.
How Victoria Car Insurance Ranks Among Providers
Victoria Car Insurance operates in a niche market, catering to high-risk drivers seeking non-standard coverage. In comparison to its competitors:
- Progressive: Stands out as a major player, offering a wide range of coverage options and a strong online presence.
- Geico: Competes closely, excelling in affordable rates and user-friendly online tools
- The General: Targets a similar high-risk market with a focus on simplicity and accessibility.
Despite facing challenges in online visibility, Victoria Car Insurance differentiates itself by emphasizing financial strength, garnering trust through its A+ rating from A.M. Best. While lacking some digital conveniences, the company competes by providing specialized coverage solutions for drivers with unique needs.
Does Victoria have good ratings online?
You may not be able to find a direct rating for Victoria Insurance online, but A.M. Best issued a financial strength rating of A+ (Excellent) to Nationwide Group, of which Victoria is a subsidiary.
With such encouraging ratings, it’s safe to say Victoria Insurance’s financial strength is sound.
There are several complaints about Victoria Insurance on the Better Business Bureau’s website. However, comments and complaints like these are fairly typical for insurance companies.
How do I get in touch with Victoria Insurance?
While Victoria Insurance is open 24 hours a day to accept claims, the company does not have its own website. Instead, Victoria operates exclusively through independent agents to sell its insurance products.
If you need to file a claim with Victoria Insurance, you can call the Victoria Insurance phone number and speak to a representative at any time of day.
For individuals looking for more information about Victoria Insurance, its car insurance rates, and whether the company is a good fit, you will need to find a Victoria Insurance agent who can tell you more.
Frequently Asked Questions
What is Victoria Insurance, and what does it offer?
Victoria Insurance offers non-standard coverage for high-risk drivers who may have difficulty finding car insurance coverage from standard insurance providers. The company is owned by the Nationwide Corporation, but it operates independently.
How much does car insurance with Victoria cost?
Victoria Insurance operates through independent agents, and the company does not offer free quotes online. The average annual auto insurance rates in states where Victoria does business are provided in a table, but rates for high-risk drivers are generally higher than the state average.
Is Victoria Insurance a reputable company?
Although there are several complaints about Victoria Insurance on the Better Business Bureau’s website, the company has a financial strength rating of A+ (Excellent) issued by A.M. Best, which is a subsidiary of Nationwide Group.
How do I know if Victoria Insurance is available in my state?
Although Victoria Insurance is licensed to sell insurance products in 39 U.S. states, the company currently offers coverage in only 26 states. So, you should confirm whether the company offers coverage in your state by contacting an independent agent.
How can I contact Victoria Insurance?
Victoria Insurance does not have its own website, but you can contact an independent agent to purchase its insurance products. If you need to file a claim with Victoria Insurance, you can call the company’s phone number, which is available 24 hours a day.
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Daniel Walker
Licensed Insurance Agent
Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring tha...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.