Adaptive Cruise Control Car Insurance Discount

The adaptive cruise control discount is categorized as a vehicle safety discount along with other safety features like collision preparation systems and automatic seatbelts. Currently, adaptive cruise control discounts are only available from a few insurance companies. Still, if your vehicle qualifies and your insurance company offers it, an adaptive cruise control vehicle safety discount could save you up to 5% on your insurance rates.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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The Rundown

  • The adaptive cruise control car insurance discount is considered a vehicle safety discount
  • An adaptive cruise control car insurance discount can save you up to 5 percent on your insurance rates
  • Only a few of the major insurance companies currently offer adaptive cruise control car insurance discounts

Do you have a safe vehicle? Maybe you’re looking to purchase a new car, and safety features are high on your list of priorities. If so, those safety features might save you money on your car insurance. One example of this is the adaptive cruise control discount. Read this article for more on this discount, how much you can save, how this safety feature works, and more.

Ready to buy car insurance with an adaptive cruise control discount? Use your ZIP code in the free tool on this page to start comparing rates for car insurance with an adaptive cruise control discount today.

What is the adaptive cruise control car insurance discount?

The adaptive cruise control car insurance discount is considered a vehicle safety discount. Why do car insurance companies offer vehicle safety discounts? The purpose of these discounts is to reward drivers who have vehicles with features and technology that have been proven to reduce the risks while on the road.

What companies offer adaptive cruise control discounts, and how much can you save?

Not every company offers an adaptive cruise control discount. Take a look at this table to see which of the major insurers currently offer it and how much you can save.

Adaptive Cruise Control Car Insurance Discount Availability and Savings by Company
Insurance CompaniesOffers Adaptive Cruise Control and Amount Saved
21st CenturyNo
AAANo
AllstateNo
American FamilyNo
AmeripriseNo
AmicaNo
Country FinancialNo
EsuranceNo
FarmersNo
GEICONo
Liberty MutualYes, 5%
MetLifeYes, Varies
NationwideYes, Varies
ProgressiveYes, Varies
Safe AutoNo
SafecoNo
State FarmNo
The GeneralNo
The HanoverNo
The HartfordNo
TravelersNo
USAANo
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Liberty Mutual is one of only four companies on our list that currently offer discounts for adaptive cruise control technology. One reason adaptive cruise control discounts are not offered by most car insurance companies is that the technology is not standard in the industry yet.

What is adaptive cruise control?

According to MyCarDoesWhat, adaptive cruise control maintains the speed you set and automatically adjusts your speed based on the vehicles around you. This way, the following distance between you and the car in front of you remains the same.

To find out if an adaptive cruise control discount is available to you, or if you qualify for other vehicle safety discounts, ask your agent if your car insurance company offers the adaptive cruise control car insurance discount.

Not all safety features will save you money on your auto insurance. Still, in addition to adaptive cruise control, options like collision preparation systems, anti-lock brakes, airbags, daytime running lights, electronic stability control, and automatic seatbelts can save you money on your car insurance rates.

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Adaptive Cruise Control Car Insurance Discount: The Bottom Line

Not every insurance company offers the adaptive cruise control auto insurance discount. To find out if your insurance company offers the discount, ask your insurance agent. If you qualify for the discount and your insurer offers it, you could save up to 5 percent on your rates.

Ready to find affordable car insurance with adaptive cruise control discounts? The first step is to compare car insurance quotes with adaptive cruise control discounts by entering your ZIP code in our free tool.

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