Adaptive Cruise Control Car Insurance Discount

The adaptive cruise control discount is categorized as a vehicle safety discount along with other safety features like collision preparation systems and automatic seatbelts. Currently, adaptive cruise control discounts are only available from a few insurance companies. Still, if your vehicle qualifies and your insurance company offers it, an adaptive cruise control vehicle safety discount could save you up to 5% on your insurance rates.

UPDATED: Jun 28, 2022Fact Checked

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

Secured with SHA-256 Encryption

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

Full Bio →

Written by Chris Tepedino
Insurance Feature Writer

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jun 28, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Jun 28, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Do you have a safe vehicle? Maybe you’re looking to purchase a new car, and safety features are high on your list of priorities. If so, those safety features might save you money on your car insurance. One example of this is the adaptive cruise control discount. Read this article for more on this discount, how much you can save, how this safety feature works, and more.

Ready to buy car insurance with an adaptive cruise control discount? Use your ZIP code in the free tool on this page to start comparing rates for car insurance with an adaptive cruise control discount today.

Table of Contents

What is the adaptive cruise control car insurance discount?

The adaptive cruise control car insurance discount is considered a vehicle safety discount. Why do car insurance companies offer vehicle safety discounts? The purpose of these discounts is to reward drivers who have vehicles with features and technology that have been proven to reduce the risks while on the road.

What companies offer adaptive cruise control discounts, and how much can you save?

Not every company offers an adaptive cruise control discount. Take a look at this table to see which of the major insurers currently offer it and how much you can save.

Adaptive Cruise Control Car Insurance Discount Availability and Savings by Company

Insurance Companies	Offers Adaptive Cruise Control and Amount Saved
21st Century	No
AAA	No
Allstate	No
American Family	No
Ameriprise	No
Amica	No
Country Financial	No
Esurance	No
Farmers	No
Geico	No
Liberty Mutual	Yes, 5%
MetLife	Yes, Varies
Nationwide	Yes, Varies
Progressive	Yes, Varies
Safe Auto	No
Safeco	No
State Farm	No
The General	No
The Hanover	No
The Hartford	No
Travelers	No
USAA	No

Compare RatesStart Now →

Liberty Mutual is one of only four companies on our list that currently offer discounts for adaptive cruise control technology. One reason adaptive cruise control discounts are not offered by most car insurance companies is that the technology is not standard in the industry yet.

What is adaptive cruise control?

According to MyCarDoesWhat, adaptive cruise control maintains the speed you set and automatically adjusts your speed based on the vehicles around you. This way, the following distance between you and the car in front of you remains the same.

To find out if an adaptive cruise control discount is available to you, or if you qualify for other vehicle safety discounts, ask your agent if your car insurance company offers the adaptive cruise control car insurance discount.

Not all safety features will save you money on your auto insurance. Still, in addition to adaptive cruise control, options like collision preparation systems, anti-lock brakes, air bags, daytime running lights, electronic stability control, and automatic seatbelts can save you money on your car insurance rates.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Secured with SHA-256 Encryption