Anti-Lock Brakes Car Insurance Discount
An anti-lock brakes car insurance discount could save you upwards of 5 percent on your car insurance premiums. Check to see if your car has an ABS system and if your car insurance company offers this type of discount. Read more to learn everything you need to know about anti-lock brakes and how to qualify for ABS auto insurance discounts.
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Written by
Natasha McLachlan
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Reviewed by
Laura Walker
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UPDATED: Jul 16, 2021
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- Anti-lock brakes help reduce the number of car accidents every year; nowadays this feature comes standard on many makes and models
- Anti-lock brakes will generally help save you money on your car insurance rates
- Some car insurance companies offer discounts upwards of 5 percent for anti-lock brakes
An anti-lock brakes car insurance discount can often be applied to your policy at the time of your application based on your car’s make and model. Car insurance companies want to reward safe drivers and safety equipment.
Anti-lock brakes have pretty much become the industry standard on new cars. Your car likely has anti-lock brakes and you may not even be aware of it.
Since you likely already drive an ABS car, it is likely you may already be receiving an anti-lock brakes car insurance discount, too.
Speak with your insurance representative to see if your car has anti-lock brakes and if you qualify for an insurance discount on your policy.
Do you want to buy car insurance with an anti-lock brakes discount? Enter your ZIP code above to compare car insurance quotes from the top companies in your area.
Table of Contents
What are anti-lock brakes?
Anti-lock brake systems or ABS is a safety feature that ensures your car’s brakes and tires do not lock up when you slam on the brakes.
According to the website How Stuff Works, this safety feature is essential for allowing you to continue steering and maintaining control of your car while braking firmly.
Without ABS features you would skid a lot more often when applying heavy pressure to your brakes. There would be a lot more accidents on the road, especially in wet or snowy conditions.
Auto insurance companies understand the value of safety, and they reward drivers who practice it. You could save money on your liability car insurance coverage with an anti-lock brakes auto insurance discount.
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Which car insurance companies offer an anti-lock brakes discount?
There are many car insurance companies that will offer an anti-lock brakes discount on your car insurance premiums. Take the time to compare car insurance companies and the discounts they could potentially offer you.
In the meantime, we’ve compiled a small table with major car insurance companies and their ABS discounts.
| Company | Anti-lock Brake Discount |
|---|---|
| Ameriprise | 3% |
| The Hartford | 3% |
| Amica | 5% |
| Esurance | 5% |
| Geico | 5% |
| Liberty Mutual | 5% |
| MetLife | 5% |
| Nationwide | 5% |
| Safe Auto | 5% |
| State Farm | 5% |
| The Hanover | 5% |
| The General | 8% |
| Allstate | 10% |
| 21st Century | Only in CA |
| AAA | Available, amount unknown |
| American Family | Available, amount unknown |
| Country Financial | Available, amount unknown |
| Farmers | Available, amount unknown |
| Progressive | Available, amount unknown |
| Safeco | Available, amount unknown |
| Travelers | Available, amount unknown |
| USAA | Available, amount unknown |
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As you can see anti-lock brake car insurance discounts are quite common in the industry. You could potentially save yourself a lot of money on your car insurance premiums if you have anti-lock brakes.
Anti-Lock Brakes Car Insurance Discount: The Bottom Line
Anti-lock brakes come standard in almost all modern cars. It is very likely that the car you drive has anti-lock brakes. Are you receiving a discount for your anti-lock brakes?
In some cases, car insurance companies automatically apply this discount to your policy when you enter your car’s make and model.
Be sure to speak with your car insurance representative to make sure you are receiving all of the car insurance discounts you are entitled to.
If you’re ready to buy car insurance that offers anti-lock brake discounts, enter your ZIP code below to compare car insurance rates from the top companies in your area.