Cheap Mazda CX-9 Car Insurance in 2024 (Secure Low Rates With These 10 Companies)

Progressive, USAA and Nationwide are the top choices for a cheap Mazda CX-9 car insurance, offering rates as low as $95 per month. If you are considering purchasing a Mazda CX-9, it’s important to factor in the cost of car insurance.

Car insurance is a necessary expense that helps protect you and your vehicle in case of an accident or other unforeseen events. However, the cost of insurance can vary depending on several factors.

In this article, we will explore the different factors that affect the cost car insurance rates, how much is car insurance for Mazda CX-9, provide tips for finding affordable insurance, and more. Find cheap car insurance quotes by entering your ZIP code above.

#1 – Progressive: Top Overall Pick

Pros

• Competitive Rates for Mazda CX-9: Progressive offers Mazda CX-9 owners competitive rates starting at $95 per month, reflecting the vehicle’s safety and reliability ratings. They factor in Mazda CX-9’s top safety ratings and low theft rates to offer affordable premiums.
• Comprehensive Coverage Options: Their policies include specific coverage for Mazda CX-9, such as comprehensive coverage for theft and vandalism protection, ensuring full protection for this SUV. Explore our Progressive car insurance review & ratings for
• Discount Opportunities: Progressive provides discounts tailored for Mazda CX-9 owners, such as discounts for safety features like Mazda’s advanced safety systems and bundled policies, making comprehensive coverage more affordable.

Cons

• Limited Specialized Discounts: While Progressive offers general discounts, specialized discounts specifically for Mazda CX-9 owners might be limited compared to other insurers, potentially missing out on specific savings opportunities.
• Variable Customer Service: Customer service quality can vary by location and agent, impacting claims processing and customer satisfaction for Mazda CX-9 owners seeking consistent support tailored to their needs.

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#2 – USAA: Best for Exceptional Service

Pros

• Exceptional Customer Service: USAA provides outstanding service to Mazda CX-9 owners, leveraging their reputation for military members to offer personalized support and efficient claims handling.
• Competitive Rates and Discounts: USAA offers Mazda CX-9-specific discounts, such as deployment and safe driving discounts, reflecting the vehicle’s safety features and owner demographics.
• High Customer Satisfaction: USAA insurance review & ratings highlights USAA’s top ratings in customer satisfaction, USAA ensures Mazda CX-9 owners receive reliable support and seamless claims processing, enhancing overall satisfaction.

Cons

• Limited Eligibility: Exclusive to military members and their families, USAA’s availability restricts Mazda CX-9 insurance options for the general public, limiting choices for non-military Mazda CX-9 owners.
• Geographic Limitations: USAA availability varies by location, potentially limiting options for Mazda CX-9 owners outside major military hubs and certain states, affecting accessibility and service consistency.

#3 – Nationwide: Best for Affordable Rates

Pros

• Affordable Rates: Nationwide offers Mazda CX-9 owners competitive rates based on the vehicle’s safety features and reliability ratings, ensuring affordable premiums aligned with Mazda’s reputation.
• Strong Financial Stability: With high financial strength ratings, Nationwide provides reassurance to Mazda CX-9 owners regarding claims settlement and policy security. Delve into our evaluation of Nationwide insurance review & ratings.
• Multi-Policy Discounts: Nationwide offers significant discounts for bundling Mazda CX-9 insurance with other policies, enhancing overall savings and affordability for comprehensive coverage.

Cons

• Coverage Limitations: Policy options and specific coverage details may vary, requiring thorough review to ensure comprehensive protection tailored to Mazda CX-9 owners’ needs.
• Customer Service Reviews: Mixed customer service reviews may impact satisfaction levels during claims handling and policy management for Mazda CX-9 owners, necessitating careful consideration of service quality.

#4 – American Family: Best for Flexible Policies

Pros

• Customized Coverage Options: As mentioned in our American Family insurance review & ratings, American Family offers tailored policies for Mazda CX-9 owners, including options like gap insurance and roadside assistance, enhancing overall protection and peace of mind.
• Loyalty Discounts: Mazda CX-9 owners can benefit from loyalty discounts for long-term policyholders, reducing premiums over time based on consistent coverage with American Family.
• Local Agent Support: Personalized service from local agents ensures Mazda CX-9 owners receive responsive support and assistance, enhancing customer satisfaction and claims experience.

Cons

• Premium Costs: Higher average premiums at $110 per month may be less competitive for Mazda CX-9 owners seeking cost-effective coverage options compared to other insurers offering similar benefits.
• Limited Digital Tools: American Family’s digital tools and mobile app functionality may be less robust, potentially impacting convenience and accessibility for Mazda CX-9 owners managing policies online.

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#5 – State Farm: Best for Nationwide Availability

Pros

• Reliable Claims Handling: State Farm’s reputation for efficient claims processing benefits Mazda CX-9 owners, ensuring quick resolution and minimal disruption after accidents or claims.
• Multi-Vehicle Discounts: Mazda CX-9 owners can save with multi-vehicle discounts when insuring additional cars with State Farm, optimizing savings on comprehensive coverage.
• Local Agent Network: Extensive network of local agents provides personalized support and guidance for Mazda CX-9 owners, enhancing customer service and satisfaction. See more details on our State Farm car insurance review & ratings.

Cons

• Premium Pricing: Higher average premiums around $112 per month for Mazda CX-9 insurance may be a consideration for cost-conscious owners compared to competitors offering lower rates with similar benefits.
• Limited Specialty Coverage: Options for specialized Mazda CX-9 coverage, such as modifications or high-value accessory coverage, may be limited, requiring additional review for comprehensive protection needs.

#6 – Farmers: Best for Comprehensive Coverage

Pros

• Comprehensive Coverage Options: Farmers offers robust coverage options for Mazda CX-9 owners, including specialized coverage for accessories and modifications, ensuring tailored protection.
• Discounts for Safety Features: Mazda CX-9 safety features can qualify for significant discounts, reducing premiums for owners who prioritize vehicle safety and security.
• Customizable Policies: As outlined in our Farmers insurance review & ratings, Farmers’ flexible policy options allow Mazda CX-9 owners to tailor coverage to specific needs, ensuring comprehensive protection and peace of mind.

Cons

• Cost Considerations: Higher average premiums at $115 per month may be a factor for Mazda CX-9 owners seeking cost-effective insurance options compared to other insurers offering competitive rates with similar benefits.
• Claims Experience Variability: Customer reviews suggest variable claims experiences, impacting satisfaction levels for Mazda CX-9 owners during claims processing and resolution.

#7 – Travelers: Best for Great Discounts

Pros

• Competitive Rates: Travelers offers competitive rates starting at $118 per month for Mazda CX-9 insurance, reflecting the vehicle’s safety ratings and Travelers’ commitment to affordability.
• Enhanced Coverage Options: Mazda CX-9 owners can benefit from comprehensive coverage options, including rental car reimbursement and roadside assistance, ensuring full protection.
• Strong Financial Stability: High financial strength ratings provide assurance to Mazda CX-9 owners regarding Travelers’ ability to meet policy obligations and claims settlements. Check our page titled Travelers insurance review & ratings for more details.

Cons

• Limited Local Presence: Travelers’ local agent network may be limited, potentially impacting personalized service and accessibility for Mazda CX-9 owners seeking direct agent support.
• Policy Complexity: Policy details and coverage options may require thorough review to ensure Mazda CX-9 owners receive comprehensive protection tailored to their specific needs and preferences.

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#8 – Allstate: Best for Multiple Discounts

Pros

• Feature-Rich Policies: Allstate offers Mazda CX-9 owners feature-rich policies with options like new car replacement coverage and accident forgiveness, providing enhanced protection and peace of mind.
• Discounts for Safety Features: Mazda CX-9 safety features qualify for substantial discounts, reducing premiums for owners prioritizing vehicle safety and security. For more information, read our Allstate insurance review & ratings.
• User-Friendly Tools: Allstate’s digital tools and mobile app enhance convenience for Mazda CX-9 owners managing policies online, ensuring easy access to policy information and claims status.

Cons

• Premium Costs: Higher average premiums around $120 per month may be a consideration for Mazda CX-9 owners seeking cost-effective coverage options compared to competitors offering lower rates with similar benefits.
• Mixed Customer Service Reviews: Customer feedback on service responsiveness and claims handling may vary, impacting satisfaction levels for Mazda CX-9 owners during policy management and claims processing.

#9 – The Hartford: Best for Good Benefits

Pros

• AARP Discounts: The Hartford offers exclusive discounts for AARP members, including Mazda CX-9 owners aged 50 and older, reducing premiums and enhancing affordability.
• Bundle and Save Options: Mazda CX-9 owners can save with bundled policies, combining home and auto insurance for additional savings and comprehensive coverage.
• Lifetime Repair Guarantee: As mentioned in our The Hartford insurance review & ratings, The Hartford’s lifetime repair guarantee ensures quality repairs for Mazda CX-9 owners, maintaining vehicle value and owner satisfaction.

Cons

• Limited Eligibility: Availability restricted to AARP members and select demographic groups may limit insurance options for Mazda CX-9 owners outside specific eligibility criteria.
• Higher Premiums: Higher average premiums around $125 per month may be less competitive for Mazda CX-9 owners seeking cost-effective coverage compared to other insurers offering similar benefits.

#10 – Liberty Mutual: Best for Discount Variety

Pros

• Customizable Coverage: As mentioned in our Liberty Mutual review and rating, the company offers customizable policies for Mazda CX-9 owners, including options for specialized coverage needs such as OEM parts replacement and lease/loan gap coverage.
• Multi-Policy Discounts: Mazda CX-9 owners can save with multi-policy discounts, combining auto and home insurance for additional savings and convenience.
• 24/7 Claims Assistance: Liberty Mutual’s 24/7 claims assistance ensures Mazda CX-9 owners receive timely support and resolution during emergencies or accidents.

Cons

• Premium Pricing: Higher average premiums around $130 per month may be a consideration for Mazda CX-9 owners seeking cost-effective insurance options compared to competitors offering lower rates with similar benefits.
• Customer Service Reviews: Mixed customer service reviews may impact satisfaction levels for Mazda CX-9 owners, particularly regarding claims processing and policy management experiences.

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Compare Mazda CX-9 insurance Rates From Top Providers

Comparing Mazda Cx-9 Car Insurance Rates From Different Providers is an essential step in finding the best coverage at the most affordable price.

The table below compares monthly rates for minimum and full coverage car insurance for a Mazda CX-9 from various providers.

It’s recommended to obtain quotes from at least three different insurance providers to compare coverage options and costs. When comparing quotes, make sure to consider the level of coverage provided, any deductibles, and any additional benefits or discounts offered.

Factors That Influence Mazda CX-9 Car Insurance Rates

In addition to the factors mentioned above, there are other variables that can influence the cost of Mazda CX-9 car insurance rates. These include the coverage options you choose, the deductible amount, your annual mileage, and any additional features or modifications on your vehicle.

Read More: Mileage-Based Car Insurance

Comprehensive coverage, which protects against damage not caused by a collision such as theft or vandalism, will generally cost more than liability-only coverage. Your deductible amount is the portion you pay out of pocket before your insurance kicks in.

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A higher deductible typically results in lower insurance premiums, but it’s important to ensure you can afford the deductible if you need to make a claim. Insurance providers may also consider your annual mileage when determining your rates. The more you drive, the higher the risk of an accident or other incidents.

Tips for Finding Affordable Mazda CX-9 Car Insurance

Now that we have covered the factors that influence the cost of Mazda CX-9 car insurance, let’s explore some tips for finding affordable coverage. One of the first steps you can take is to shop around and compare quotes from different insurance providers. Each provider has its own rating system, so rates can vary significantly.

Additionally, taking advantage of discounts and incentives can help lower your insurance costs. Some common discounts include safe driver discounts for maintaining a clean driving record, multi-policy discounts for bundling your Mazda CX-9 insurance with other policies such as home or renters insurance, and discounts for completing defensive driving courses.

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Average Cost of Mazda CX-9 Car Insurance in Area

While we cannot provide you with the exact cost of Mazda CX-9 car insurance in your specific area, it’s important to note that insurance rates can vary depending on your location. Insurance providers take into account local factors such as state laws, traffic conditions, and crime rates when determining insurance premiums.

Read More: How does the insurance company determine my premium?

To get an accurate estimate, it’s best to contact insurance providers in your area and request quotes tailored to your needs.

How to Save Money on Mazda CX-9 Car Insurance Premiums

In addition to comparing car insurance quotes and taking advantage of discounts, there are several other ways you can save money on your Mazda CX-9 car insurance premiums. One option is to increase your deductible, as mentioned earlier. However, make sure you have enough savings to cover the deductible amount in case of an accident.

Another tip is to maintain a good credit score, as a higher credit score can often result in lower insurance rates. Additionally, you may consider installing safety features in your Mazda CX-9, such as an anti-theft device or a dashcam, as this can sometimes lead to discounts from insurance providers.

Exploring the Coverage Options for Mazda CX-9 Car Insurance

When it comes to coverage options for your Mazda CX-9, you have several choices. The two main types of coverage are liability-only and comprehensive insurance. Liability-only insurance covers damages or injuries caused by you to others in a car accident, while comprehensive insurance provides coverage for a wider range of incidents, including theft, vandalism, and natural disasters.

Other coverage options may include collision coverage, which covers damages to your Mazda CX-9 in the event of a collision, and uninsured/underinsured motorist insurance coverage, which protects you if you are involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.

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Mistakes to Avoid When Buying Mazda CX-9 Insurance

When purchasing Mazda CX-9 car insurance, it’s important to avoid common mistakes that can result in higher premiums or inadequate coverage. One mistake to avoid is underinsuring your vehicle. While it may be tempting to opt for the minimum coverage required by law to save money, this can leave you financially vulnerable if you are involved in a serious accident.

Read More: How does the car insurance claims process differ for uninsured/underinsured motorist coverage?

Another mistake to avoid is not reviewing your policy regularly. Your insurance needs may change over time, so it’s important to review your coverage periodically to ensure it still meets your needs. Additionally, make sure to provide accurate information when obtaining quotes, as providing false or incomplete information can result in your policy being voided or your claims being denied.

Bundling Mazda CX-9 Car Insurance With Other Policies

Bundling your Mazda CX-9 car insurance with other policies, such as home or renters insurance, can offer several benefits. One of the main advantages is the potential for discounted rates. Insurance providers often offer lower premiums to customers who purchase multiple policies from them.

Read More: Best Multi Policy Car Insurance Discounts

With all your policies in one place, you only need to deal with a single company for any claims or inquiries. This can save you time and potentially result in better customer service.

Choosing a Deductible for Mazda CX-9 Insurance

Choosing the right deductible for your Mazda CX-9 car insurance is an important decision to make. A deductible is the amount you are responsible for paying out of pocket before your insurance coverage kicks in. Typically, the higher your deductible, the lower your insurance premiums will be.

Read More: What is the difference between a deductible and a premium in car insurance?

When selecting a deductible, it’s important to consider your financial situation and how much you can afford to pay in the event of an accident. While a higher deductible may save you money on your premiums, it’s crucial to ensure that you can comfortably cover the deductible if you need to make a claim.

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Different Types of Coverage Available for Mazda CX-9

When it comes to coverage for your Mazda CX-9, there are different types available to meet your specific needs. In addition to liability, collision, and comprehensive coverage, you may also want to consider additional options such as medical payments coverage, which helps cover medical expenses for you and your passengers in case of an accident.

You may also want to explore rental car reimbursement coverage, which provides compensation for a rental car if your Mazda CX-9 is undergoing repairs after an accident. Roadside assistance coverage can also be beneficial, offering services such as towing, battery jump-starts, and lockout assistance.

Getting Full Coverage Mazda CX-9 Car Insurance

Whether or not it’s worth getting full coverage Mazda CX-9 car insurance depends on your individual circumstances and preferences. Full coverage typically includes liability, comprehensive, and collision car insurance coverage, providing a higher level of protection for your vehicle.

Full coverage can be beneficial if you have a new or valuable Mazda CX-9, as it helps protect your investment in case of damage or theft. However, if your vehicle is older or has a lower value, you may choose to opt for liability-only coverage to save on premiums. It’s important to weigh the benefits and costs of full coverage insurance and make a decision based on your specific needs and budget.

Age and Driving Impact Mazda CX-9 Insurance Cost

Age and driving experience are significant factors that can impact the cost of Mazda CX-9 car insurance. Younger drivers, especially those under 25, typically pay higher insurance premiums due to their lack of driving experience and higher risk of accidents.

Read More: 25 Year-old Car Insurance Discount

On the other hand, more experienced drivers with a clean driving record often benefit from lower insurance rates. Insurance providers consider a driver’s history of accidents and traffic violations when determining premiums. Therefore, maintaining a safe driving record and continuously improving your driving skills can help lower the cost of Mazda CX-9 car insurance over time.

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Lowering Insurance Costs for New or Used Mazda CX-9

Whether you own a new or used Mazda CX-9, there are several tips you can follow to lower the cost of insurance. One tip is to consider higher deductibles, as mentioned earlier. Increasing your deductible can result in lower premiums, but be sure to choose an amount that you can comfortably afford to pay out of pocket.

Additionally, installing safety features in your vehicle, such as anti-theft devices or a dashcam, can sometimes lead to safety features car insurance discount on your insurance premiums. Moreover, maintaining a clean driving record and avoiding accidents and traffic violations can help you qualify for better insurance rates.

Discounts and Incentives for Mazda CX-9 Car Insurance

Insurance providers often offer discounts and incentives to help lower the cost of Mazda CX-9 car insurance. Some common discounts include safe driver discounts for maintaining a good driving record, multi vehicle car insurance discounts for insuring multiple vehicles with the same provider, and discounts for completing defensive driving courses.

Discover the variety of car insurance discounts offered by top providers for Mazda CX-9 to help you save on your premiums.

Furthermore, some insurance companies may offer discounts for safety features equipped in your Mazda CX-9, such as anti-lock brakes or airbags. It’s worth exploring these options and discussing potential discounts with insurance providers to ensure you are getting the best rates available.

Specialized Insurers With Competitive Rates for Mazda CX-9

If you own a Mazda CX-9 and are looking for specialized insurers that offer competitive rates, there are several steps you can take. One option is to seek recommendations from other Mazda CX-9 owners or automobile enthusiasts who have had positive experiences with specific insurance providers.

You can also conduct research online, comparing insurance providers and their policies specifically for Mazda CX-9 owners. Some insurers specialize in providing coverage for certain vehicle brands or models, and they may be able to offer tailored coverage options and competitive rates.

Read More: Best Car Insurance by Vehicle

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Keeping a Clean Driving Record for Mazda CX-9

When insuring a Mazda CX-9 or any vehicle, maintaining a clean driving record is crucial. Insurance providers consider your driving history when determining your insurance rates. A clean driving record, free from accidents, traffic violations, and claims, indicates that you are a responsible and low-risk driver.

Read More: Best Good Driver Car Insurance Discounts

In contrast, a poor driving record can result in higher insurance premiums. Additionally, accidents and traffic violations can result in points on your driving record, which can impact your ability to qualify for certain discounts and incentives. Therefore, driving safely and following traffic laws is not only essential for your own well-being but also for keeping your insurance costs down.

Calculating Total Ownership Costs for Mazda CX-9

When calculating the total cost of owning a Mazda CX-9, car insurance is just one of the many factors to consider. Other costs include fuel expenses, maintenance and repairs, registration fees, and depreciation. It’s important to budget for these costs to ensure you can comfortably afford to own and maintain a Mazda CX-9.

Read More: What are the car registration fees by state?

Furthermore, the total cost of owning a Mazda CX-9 may vary depending on your location. Some areas have higher registration fees or more expensive fuel prices, so it’s important to research the costs specific to your location to get an accurate estimate.

Comprehensive and Liability-Only Coverage Options for Mazda CX-9

When selecting coverage for your Mazda CX-9, you will likely come across comprehensive and liability-only options. Liability-only coverage provides protection for damages you cause to others in an accident. This coverage is generally the minimum requirement by law.

Comprehensive coverage, on the other hand, expands the protection to your own vehicle, covering damages not caused by a collision, such as theft, vandalism, or natural disasters. While comprehensive coverage offers more extensive protection, it’s important to weigh the costs and benefits. If your Mazda CX-9 is older or has a lower value, liability-only coverage may be sufficient to meet your needs.

Read More: Does my car insurance cover damage caused by a natural disaster if I only have liability coverage?

In conclusion, the cost of Mazda CX-9 car insurance depends on various factors, including your age, driving record, location, and the value of your vehicle. By understanding these factors and exploring different coverage options, you can find affordable insurance that meets your needs.

Be sure to compare quotes from different providers, take advantage of discounts, and maintain a clean driving record to help lower your insurance premiums. Finally, remember to consider the total cost of owning a Mazda CX-9.

Avoid overpaying for your car insurance by entering your ZIP code below in our free comparison tool to find which company has the lowest rates.

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