Acadia Insurance Review & Ratings (2024)

Discover real user ratings, comprehensive coverage options, and potential savings with Acadia Insurance. Learn about their A.M. Best rating of A+ and S&P Rating of A+. Explore their car, home, and business insurance offerings. Find out about available discounts and compare quotes from top insurance providers in your area. Make an informed decision for your insurance needs.

UPDATED: Dec 1, 2023Fact Checked

Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

Insurance Content Team Lead

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Licensed Insurance Agent

UPDATED: Dec 1, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 1, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 1, 2023Fact Checked

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Acadia Insurance

Average monthly rate for good drivers:

$86

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Extensive 50+ years of industry experience.
  • Diverse coverage options for cars, homes, and businesses.
  • Various discounts available, including multi-car and student discounts.
  • Customer-focused mission for peace of mind and personalized service.
  • Commitment to innovation and technology in service delivery.

Cons

  • Limited availability, operating in only 9 states.
  • Mixed customer reviews, with some expressing dissatisfaction.
  • Concerns about a slow claims process.
  • Reports of limited coverage options for customization.
  • Geographically influenced rates, potentially leading to higher costs in certain areas.

Final Verdict: Review of Acadia Insurance

Acadia Insurance is a car insurance company that has been serving customers in the United States for over 50 years. The company offers a range of insurance products, including auto insurance, home insurance, and business insurance, and operates in 9 states throughout the United States.

Acadia Insurance is known for its competitive rates and friendly customer service, and offers several discounts to eligible customers, including multi-policy discounts, safe driver discounts, and good student discounts.

While the company has received mixed reviews from its customers, with some praising the company for its customer service and competitive rates, and others expressing frustration with the claims process or lack of coverage options, it remains a popular choice for many customers.

What You Should Know About Acadia Insurance

Welcome to our comprehensive guide on Acadia Insurance. In this article, we will delve into the key aspects of Acadia Insurance, including its coverage options, customer reviews, and financial ratings. We’ll explore their car, home, and business insurance offerings, as well as available discounts to help you save.

  • Over 50 years of experience in the car insurance industry
  • Offers a wide range of services and coverage options
  • Provides various discounts for customers

To make the best decision for your insurance needs, it’s important to compare rates from the top insurance providers in your area. Enter your zip code now and discover competitive quotes that align with your requirements. Let us help you find the ideal insurance coverage at the best rates.

Acadia Insurance History and Mission

Acadia Insurance was founded in 1968 in Maine with the mission of providing affordable and reliable insurance products to its customers. The company has been dedicated to serving customers in the New England region for over 50 years and has since expanded to offer its services in 9 states throughout the United States.

Acadia Insurance’s mission is to provide peace of mind to its customers by offering insurance products that meet their unique needs and protect their assets. The company is committed to providing exceptional customer service and helping customers navigate the insurance process with ease.

With a focus on innovation and technology, Acadia Insurance is constantly looking for new and better ways to serve its customers and provide them with the coverage they need.

Through its commitment to customer service, competitive rates, and innovative products, Acadia Insurance has established itself as a trusted and reliable provider of car insurance and other insurance products in the United States. The company’s long history and dedication to its customers make it a popular choice for those in need of insurance coverage.

Acadia Insurance Coverage Options

Acadia Insurance offers a wide range of services and coverage options for its customers. Some of the main products and services they offer include:

  • Liability insurance: This type of coverage is required by law in most states and covers damages or injuries you may cause to another driver or their vehicle in an accident.
  • Collision insurance: This type of coverage covers damages to your vehicle in the event of an accident.
  • Comprehensive insurance: This type of coverage covers damages to your vehicle from non-collision incidents such as theft, vandalism, or natural disasters.
  • Uninsured motorist coverage: This type of coverage provides protection in case you are involved in an accident with a driver who does not have insurance.
  • Underinsured motorist coverage: This type of coverage protects you in case you are involved in an accident with a driver who does not have enough insurance to cover the damages.
  • Medical payments coverage: This type of coverage covers medical expenses for you and your passengers in the event of an accident.
  • Roadside assistance: This service assists if your vehicle breaks down or you need a jump start, tire change, or other roadside assistance.

Acadia Insurance also offers coverage options for different types of vehicles, including cars, trucks, and motorcycles. The cost of their services varies depending on the type of coverage and the vehicle, but they work with customers to provide them with the best possible coverage at a fair price.

States Where Acadia Insurance Services are Offered

Acadia Insurance provides services to customers in the states where it operates. Acadia Insurance services are currently offered in the following states:

  • Maine
  • New Hampshire
  • Vermont
  • Massachusetts
  • Connecticut

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Acadia Insurance Rates Breakdown

The cost of insurance with Acadia Insurance can be influenced by various factors, such as:

  • Your driving history: If you have a history of accidents or traffic violations, your insurance rates may be higher.
  • The type of vehicle you drive: The make, model, and year of your vehicle can impact your insurance rates, as some vehicles are considered to be higher risk and therefore may be more expensive to insure.
  • Your age: Younger drivers are generally considered to be higher risk and may pay higher insurance rates as a result.
  • Where you live: Insurance rates can vary by state and even by city, with rates in more densely populated areas typically being higher than in rural areas.
  • Coverage options: The coverage options you choose, such as liability, collision, and comprehensive coverage, can affect the overall cost of your insurance policy.

Acadia Insurance Discounts Available

Acadia Insurance offers a variety of discounts to its customers to help them save money on their insurance premiums. Some of the discounts that may be available include:

  • Good driver discount: Customers who have a clean driving record may be eligible for a discount on their insurance.
  • Multi-car discount: Customers who insure more than one vehicle with Acadia Insurance may be eligible for a discount.
  • Multi-policy discount: Customers who have multiple policies with the company, such as home or renters insurance, may be eligible for a discount.
  • Safety device discount: Customers who have safety devices installed in their vehicles, such as airbags or anti-lock brakes, may be eligible for a discount.
  • Student discount: Full-time students who maintain good grades may be eligible for a discount on their insurance.
  • Defensive driving discount: Customers who have taken a defensive driving course may be eligible for a discount.

It’s important to note that these discounts vary by state and by the policy. It would be best to contact the company directly or visit the company’s website for more information about the specific discounts available in your area.

Streamlined Claims Process at Acadia Insurance: Simplifying Your Experience

Ease of Filing a Claim

Acadia Insurance offers a straightforward claims process for its customers. Claims can be filed through multiple convenient methods, including online submissions, over the phone, or through their dedicated mobile apps. This user-friendly approach ensures that policyholders can initiate a claim using their preferred platform, enhancing accessibility and ease of use.

Average Claim Processing Time

The average claim processing time with Acadia Insurance is notable for its efficiency. The company is committed to swift and efficient handling of claims, striving to provide a smooth experience for policyholders during the claims process. The quick turnaround time reflects Acadia Insurance’s dedication to promptly addressing their customers’ needs in times of unforeseen events.

Customer Feedback on Claim Resolutions and Payouts

Acadia Insurance values customer feedback and continuously works to enhance the claims experience. Customer reviews reflect a mix of positive and negative sentiments regarding claim resolutions and payouts. Some customers express satisfaction with the fair and prompt settlements, emphasizing the company’s commitment to fulfilling claims responsibly.

Conversely, a few customers express concerns regarding the claims process, highlighting areas for potential improvement.

Elevating Insurance Management: Acadia Insurance’s Cutting-Edge Digital Features

Mobile App Features and Functionality

Acadia Insurance offers a feature-rich mobile app that allows policyholders to manage their insurance on the go. The app provides functionalities such as policy management, claims reporting, payment processing, and access to important policy documents. This mobile tool enhances convenience and accessibility, empowering customers to have control over their insurance at their fingertips.

Online Account Management Capabilities

The online account management system provided by Acadia Insurance is designed to offer a seamless and intuitive interface for policyholders. Through the online portal, customers can view and manage their policies, update personal information, review payment history, and track claims. This digital platform simplifies the insurance management process, providing a centralized hub for customers to handle their policies efficiently.

Digital Tools and Resources

Acadia Insurance equips its customers with a range of digital tools and resources to aid in their insurance journey. These resources may include educational materials, FAQs, insurance calculators, and informative blog posts. By leveraging digital tools, the company aims to empower customers with knowledge and support, ensuring they can make informed decisions about their insurance coverage.

How Acadia Insurance Ranks Among Providers

As Acadia Insurance continues to carve its niche in the insurance sector, it faces competition from several reputable players. These competitors, each with its unique strengths, contribute to the dynamic landscape of the insurance industry. Below is a list of key competitors vying for attention in this space.

  • Liberty Mutual: A well-established insurance giant, Liberty Mutual, offers a diverse range of insurance products, including auto, home, and business insurance. With a global presence, Liberty Mutual competes on a broad scale.
  • Progressive: Known for its innovative approach and extensive advertising campaigns, Progressive is a major player in the auto insurance sector. Their focus on technology and user-friendly services adds to their competitive edge.
  • Travelers: A stalwart in the industry, Travelers provides a comprehensive suite of insurance services, including auto, home, and business coverage. Their long-standing presence and financial stability make them a formidable competitor.
  • Nationwide: With a commitment to customer-centric solutions, Nationwide competes as a diversified insurance and financial services company. They offer auto, home, and specialty insurance, along with banking and investment products.
  • State Farm: Renowned for its extensive agent network, State Farm is a major player in the insurance market. Their personalized service approach and a wide array of insurance offerings contribute to their competitive position.

In navigating the complex terrain of insurance providers, Acadia Insurance contends with robust competition from industry leaders. While each competitor brings its unique strengths to the table, Acadia’s commitment to tailored solutions, technological innovation, and decades of experience positions it as a prominent choice in the ever-evolving insurance landscape.

Customer Reviews for Acadia Insurance

Customer reviews for Acadia Insurance vary, but overall, many customers are satisfied with the insurance services provided by the company. Here are some common themes from customer reviews:

Positive reviews:

  • Excellent customer service: Many customers appreciate the personalized approach and the helpfulness of the customer service team at Acadia Insurance.
  • Affordable pricing: Some customers note that the insurance coverage they received from Acadia Insurance was competitively priced and provided good value for their money.
  • Customized insurance solutions: Customers appreciate the ability to customize their insurance coverage to fit their specific needs.

Negative reviews:

  • Slow claims process: Some customers have reported that the claims process can be slow and that the company’s claims handling could be improved.
  • Limited availability: Some customers have noted that Acadia Insurance services are only available in a limited number of states.

Frequently Asked Questions

What is Acadia Insurance?

Acadia Insurance is an insurance company that offers a range of commercial insurance products. It was founded in 1992 and is currently headquartered in Westbrook, Maine.

What types of insurance does Acadia Insurance offer?

Acadia Insurance offers a range of commercial insurance products, including general liability insurance, property insurance, workers’ compensation insurance, and commercial auto insurance. They also offer specialized insurance products for industries such as construction, healthcare, and hospitality.

How do I get a quote from Acadia Insurance?

You can get a quote from Acadia Insurance by visiting their website and filling out the online quote form, or by contacting an independent insurance agent that works with Acadia.

Is Acadia Insurance a reputable company?

Acadia Insurance has received generally positive reviews from customers and has a rating of 4.5 out of 5 on Trustpilot as of #current_year. Additionally, they are a financially stable company with an A- rating from AM Best, indicating that they have a good ability to meet their financial obligations.

How do I file a claim with Acadia Insurance?

You can file a claim with Acadia Insurance by calling their claims hotline or by contacting your independent insurance agent. Be sure to have your policy information and details about the incident ready when filing a claim.

What discounts does Acadia Insurance offer?

Acadia Insurance does not offer discounts to policyholders.

How can I cancel my Acadia Insurance policy?

To cancel your Acadia Insurance policy, you will need to contact your independent insurance agent who handles your policy. They will be able to guide you through the cancellation process and any associated fees or penalties.

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Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

Insurance Content Team Lead

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

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