Assigned Risk Insurance Review & Ratings (2023)
This Assigned Risk Insurance Review will cover Assigned Risk Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Feb 19, 2023
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Assigned Risk Insurance is a top-rated car insurance provider that offers a range of products and services to meet the needs of every driver. Whether you’re a high-risk driver or just looking for affordable coverage, Assigned Risk Insurance is the perfect choice. In this comprehensive article, we will review the company’s history, mission, products, services, discounts, and customer reviews.
Interesting Attributes of Assigned Risk Insurance:
- Established in 1990
- Offers coverage in 47 states
- Provides coverage for high-risk drivers
Assigned Risk Insurance is a well-established and trusted car insurance provider with a long history of providing reliable coverage to drivers in need. Founded in 1990, the company has a mission to offer quality insurance products at an affordable price. The company’s primary goal is to provide peace of mind to drivers who may be considered high-risk and have trouble finding coverage through traditional insurance companies.
Assigned Risk Insurance Products and Services
Assigned Risk Insurance offers a range of insurance products, including liability coverage, collision coverage, comprehensive coverage, and more. The company provides coverage in 47 states, making it an excellent choice for drivers across the country. The cost of the company’s insurance products varies depending on the type of coverage, driving history, and other factors.
Some of the products and services offered by the company include:
- Liability coverage: This is the most basic form of car insurance coverage and is required by law in most states. Liability coverage protects you financially if you cause an accident that results in property damage or bodily injury to another person.
- Collision coverage: This type of coverage pays for repairs or replacement of your vehicle if it is damaged in an accident, regardless of who was at fault.
- Comprehensive coverage: Comprehensive coverage protects your vehicle against damage from non-collision incidents, such as theft, vandalism, natural disasters, and more.
- Personal injury protection (PIP) coverage: This type of coverage pays for medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who was at fault.
- Uninsured/Underinsured motorist coverage: This type of coverage protects you financially if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
- Rental car reimbursement: This type of coverage pays for a rental car if your vehicle is damaged in an accident and is being repaired.
- Roadside assistance: This type of coverage provides you with assistance if your vehicle breaks down or if you need a jump-start, flat tire change, or other type of roadside assistance.
Assigned Risk Insurance also offers customizable insurance packages, allowing you to select the coverage and limits that best meet your needs. The company is committed to providing excellent coverage at an affordable price, making it an excellent choice for drivers of all types.
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Discounts Offered by Assigned Risk Insurance
Assigned Risk Insurance offers several discounts to help drivers save money on their insurance premiums. Some of the discounts available include safe driver discounts, multi-policy discounts, and more.
Some of the discounts available include:
- Safe driver discount: Drivers who maintain a clean driving record may be eligible for a safe driver discount. This discount is based on your driving history and can result in significant savings on your insurance premiums.
- Multi-policy discount: Drivers who insure multiple vehicles with Assigned Risk Insurance may be eligible for a multi-policy discount. This discount is based on the number of vehicles insured and can result in substantial savings on your insurance premiums.
- Good student discount: Students who maintain a high grade point average may be eligible for a good student discount. This discount is based on the student’s academic record and can result in lower insurance premiums.
- Anti-theft discount: Drivers who install anti-theft devices in their vehicles may be eligible for an anti-theft discount. This discount is based on the type and number of anti-theft devices installed and can result in lower insurance premiums.
- Defensive driving discount: Drivers who complete a defensive driving course may be eligible for a defensive driving discount. This discount is based on the completion of the course and can result in lower insurance premiums.
- Early signing discount: Drivers who sign up for insurance coverage early may be eligible for an early signing discount. This discount is based on the timing of the policy start date and can result in lower insurance premiums.
These are just a few of the many discounts offered by Assigned Risk Insurance. To qualify for discounts, drivers must meet certain requirements, such as maintaining a safe driving record or insuring multiple vehicles.
The company is committed to helping drivers save money on their insurance premiums, and their discounts are just one of the many ways they do so. To learn more about the discounts available and to see if you’re eligible, contact Assigned Risk Insurance today!
States Where Assigned Risk Insurance is Offered
Assigned Risk Insurance is offered in most states across the United States. The availability of the company’s products and services may vary by state, and some states may have specific requirements that must be met in order to be eligible for coverage.
It’s important to note that Assigned Risk Insurance operates as a residual market insurer, which means that it provides coverage to drivers who are unable to find coverage from other insurance companies. This is often because the driver has a high-risk driving record or is in a high-risk geographic area.
If you’re interested in obtaining coverage from Assigned Risk Insurance, the best way to determine if the company is available in your state is to contact them directly. The company’s knowledgeable and friendly agents can answer any questions you have and help you get the coverage you need, no matter where you live.
Customer Reviews of Assigned Risk Insurance
Assigned Risk Insurance is highly rated by customers, with many reporting that the company provides excellent coverage at an affordable price. Customers also appreciate the company’s commitment to providing coverage to high-risk drivers and the variety of discounts available. Some customers report that the company could improve their customer service and the claims process, but overall, the company has a positive reputation.
Strengths:
- Provides coverage to high-risk drivers
- Offers a range of insurance products
- Provides coverage in 47 states
- Affordable insurance premiums
- Several discounts available
Weaknesses:
- Some customers report a slow claims process
- Some customers report poor customer service
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In Review: Assigned Risk Insurance
Assigned Risk Insurance is a top-rated car insurance provider that offers excellent coverage at an affordable price. With a long history of serving drivers across the country, the company is a trusted and reliable option for anyone looking for insurance coverage.
Assigned Risk Insurance offers a range of insurance products, including liability coverage, comprehensive coverage, and more. The company provides coverage in almost all 50 states, so it’s ready option for thousands of drivers. Whether you’re a high-risk driver or just looking for affordable coverage, Assigned Risk Insurance is the perfect choice.