Auto-Owners Insurance Review & Ratings (2023)
This Auto-Owners Insurance Review will cover Auto-Owners Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Auto-Owners Insurance A.M. Best rating is A++. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Feb 19, 2023
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Auto-Owners Insurance is a top-rated car insurance company that offers a wide range of products and services to customers across multiple states. With a history dating back to 1916, the company is known for its comprehensive coverage options and attractive discounts.
In this comprehensive review, we’ll explore the company’s history, products and services, costs, discounts, and customer reviews to help you make an informed decision about your car insurance.
Interesting Attributes of Auto-Owners Insurance:
- A++ rating from AM Best, indicating a superior level of financial stability
- Wide range of coverage options and discounts available
- More than 100 years of experience providing insurance services
Auto-Owners Insurance is a highly reputable car insurance company that has been serving customers for over 100 years. With a focus on providing comprehensive coverage options and excellent customer service, the company has built a strong reputation for quality and reliability.
In this review, we will take a closer look at the company’s history, products and services, costs, discounts, and customer reviews to help you determine if Auto-Owners Insurance is the right car insurance provider for you.
Auto-Owners Insurance History and Mission
Auto-Owners Insurance is a mutual insurance company that was founded in 1916 in Michigan. The company’s mission is to provide its policyholders with reliable insurance protection and exceptional customer service.
Throughout its history, Auto-Owners Insurance has remained committed to its policyholders, operating as a mutual company, which means that the policyholders own the company and share in its success. This allows the company to focus on the needs of its policyholders, rather than the demands of stockholders.
Auto-Owners Insurance has also remained committed to financial stability and long-term growth, consistently earning high ratings from industry experts for its financial strength and stability. This commitment has allowed the company to provide its policyholders with dependable insurance protection for over 100 years.
In addition to its insurance services, Auto-Owners Insurance is also committed to giving back to the communities it serves through its charitable giving program. The company has a long-standing tradition of supporting local organizations and initiatives that make a positive impact in the communities where its policyholders live and work.
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Types of Insurance Offered by Auto-Owners
Auto-Owners Insurance offers a wide range of insurance products and services, including:
- Auto insurance: covering damage to your vehicle and liability for damages or injuries to others caused by an accident you are responsible for.
- Homeowners insurance: covering damage to your home and personal property, as well as liability for accidents that occur on your property
- Life insurance: providing financial protection for your loved ones in the event of your death.
- Business insurance: covering your business operations, employees, and assets, including property damage and liability for accidents or injuries.
- Other types of insurance: include farm and ranch insurance, specialty insurance, and more.
States Where Auto-Owners Insurance is Provided
Auto-Owners Insurance is available in 26 states in the US: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin, and Wyoming.
If you are looking for Auto-Owners Insurance in your area, there are several ways to find a local agent or office. Here are a few options to consider:
- Use the Auto-Owners insurance website: The Auto-Owners Insurance website has a “Find an Agent” feature that allows you to search for a local agent by entering your zip code. You can also view a list of all the agents in your state.
- Call the Auto-Owners Insurance customer service line: You can call the Auto-Owners Insurance customer service line at (888) 252-4626 to speak with a representative. They can help you find a local agent in your area.
- Search online: You can search online for “Auto-Owners Insurance near me” or “Auto-Owners Insurance agents near me” to find a list of local agents. You can also use online directories, such as Yelp or Google Maps, to find local agents.
- Ask for recommendations: You can ask friends, family, or co-workers for recommendations on a local Auto-Owners Insurance agent. They may have personal experience with the agent or office and can provide valuable insights.
Auto-Owners Insurance Discounts Available
Auto-Owners Insurance offers a variety of discounts to help customers save on their insurance premiums. Some of the discounts available include:
- Safe driver discount: for drivers with a clean driving record.
- Multi-policy discount: for customers who have multiple policies with Auto-Owners, such as auto and homeowners insurance.
- Anti-theft device discount: for vehicles equipped with anti-theft devices.
- Teen driver discount: for households with teen drivers.
- Home security system discount: for homes with a monitored security system.
- Accident-free discount: for customers who have not been in an accident for a specified period.
- Good student discount: for students who maintain a good grade point average.
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Cost of Services: How much will Auto-Owners Insurance cost you?
The cost of insurance from Auto-Owners Insurance will vary based on several factors, including:
- The type of coverage you need: The cost of insurance can vary depending on the type of coverage you choose, such as liability coverage or full coverage.
- The amount of coverage you need: The cost of insurance can also vary based on the amount of coverage you choose, such as the limit on your liability coverage.
- Your location: The cost of insurance can be affected by where you live, as insurance costs can vary based on regional factors such as the frequency of accidents or theft.
- Your driving record: Your driving record can impact the cost of your insurance, with drivers who have a clean record typically paying less than those with a history of accidents or traffic violations.
- Your personal information: Factors such as your age, gender, marital status, and credit history can also impact the cost of your insurance.
Auto-Owners Insurance Customer Reviews
Auto-Owners Insurance is a large property and casualty insurance company headquartered in Lansing, Michigan. The company was founded in 1916 and has since grown to become one of the largest insurance providers in the United States. Auto-Owners Insurance offers a range of insurance products, including car insurance, home insurance, and life insurance.
Their car insurance policies include liability coverage, collision coverage, comprehensive coverage, and more. The cost of car insurance policies from Auto-Owners Insurance will vary depending on factors such as the coverage chosen, driving history, and other individual factors. The company offers discounts to their customers, including discounts for good driving, multiple vehicles, and safe vehicles.
Auto-Owners Insurance has a strong reputation among its customers, with many praising the company for its prompt and fair claims settlement process and a wide range of discounts offered. However, some customers have expressed dissatisfaction with the cost of their car insurance policies.
Overall, Auto-Owners Insurance is a reputable and established insurance company that offers a range of insurance products at a reasonable cost. If you’re in the market for car insurance, it may be worth considering Auto-Owners Insurance as an option.
In Summary: Auto-Owners Insurance
Auto-Owners Insurance is a large property and casualty insurance company based in Lansing, Michigan. The company was founded in 1916 and has since grown to become one of the largest insurance providers in the United States.
Auto-Owners Insurance offers a range of insurance products, including car insurance, home insurance, and life insurance, with car insurance policies including liability coverage, collision coverage, comprehensive coverage, and more.
The cost of Auto-Owners Insurance’s car insurance policies varies depending on factors such as coverage chosen, driving history, and individual circumstances. The company offers discounts to customers, including discounts for good driving, multiple vehicles, and safe vehicles, which can be availed by meeting certain criteria.
Customers generally have a positive view of Auto-Owners Insurance, praising the company for its fair claims settlement process and discounts offered. However, some customers have expressed dissatisfaction with the cost of their car insurance policies.