Foremost Insurance Review & Ratings (2023)

Foremost Insurance Group is a member of the Farmers Insurance Group of Companies and was the first company in the nation to come up with a form of insurance for mobile homes.

When it comes to car insurance, drivers have a lot of options to choose from. One of those options is Foremost Insurance, a company that specializes in providing personalized insurance solutions for unique vehicles. Whether you own an antique car, a mobile home, or a motorcycle, Foremost Insurance has a policy to fit your needs.

In this article, we’ll take a closer look at Foremost Insurance’s history and mission, the products and services they offer, the cost of those services, the states where they operate, the different types of discounts available to customers, and customer reviews of the company.

Foremost Insurance History and Mission

Foremost Insurance has a rich history that dates back to 1952. Originally founded as Farmers Insurance, the company was created to provide insurance to farmers who had unique insurance needs. Over time, the company expanded its offerings to include coverage for mobile homes, motorcycles, off-road vehicles, and more.

Today, Foremost Insurance is a subsidiary of the Farmers Insurance Group of Companies and continues to specialize in providing personalized insurance solutions to their customers. The company’s mission is to provide insurance coverage that is tailored to the specific needs of their customers.

Foremost Insurance understands that each customer has unique insurance needs, and they work closely with their customers to develop a policy that meets those needs. The company is committed to providing exceptional customer service and support.

They have a network of agents across the US who are trained to provide expert advice and guidance to customers. Whether you need help selecting the right coverage for your unique vehicle or have questions about your policy, Foremost Insurance’s agents are available to help.

Products and Services Offered by Foremost Insurance

Foremost Insurance is a specialized insurance provider that offers a variety of coverage options for customers with unique insurance needs. Here are some of the main products and services offered by Foremost Insurance:

• Auto insurance: Foremost Insurance offers auto insurance coverage for a variety of vehicles, including cars, trucks, and SUVs. They offer liability coverage, collision coverage, and comprehensive coverage, as well as specialized coverage for classic and collector cars.
• Home insurance: Foremost Insurance offers a range of home insurance options, including coverage for manufactured homes, mobile homes, and traditional homes. They offer coverage for both the structure and contents of the home, as well as liability coverage.
• Specialty insurance: In addition to auto and home insurance, Foremost Insurance offers a range of specialty insurance products to meet the unique needs of their customers. These products include coverage for motorcycles, boats, RVs, off-road vehicles, and more.
• Business insurance: Foremost Insurance also offers business insurance coverage for a variety of businesses, including contractors, retailers, and manufacturers. They offer liability coverage, property coverage, and business interruption coverage, as well as other specialized coverage options.

Foremost Insurance Discounts Available

Foremost Insurance offers a range of discounts to help customers save money on their insurance premiums. Here are some of the most common discounts available to Foremost Insurance customers:

• Multi-policy discount: Customers who have multiple insurance policies with Foremost Insurance can save money on their premiums. For example, customers who have both auto and home insurance policies with Foremost Insurance may be eligible for a discount on both policies.
• Paid-in-full discount: Customers who pay their entire insurance premium upfront may be eligible for a discount on their premium.
• Safety course discount: Customers who complete an approved safety course may be eligible for a discount on their auto insurance premium.
• Home safety features discount: Customers who have certain safety features in their home, such as smoke detectors, fire extinguishers, and security systems, may be eligible for a discount on their home insurance premium.
• Motorcycle safety course discount: Customers who complete an approved motorcycle safety course may be eligible for a discount on their motorcycle insurance premium.

How much does Foremost insurance cost you?

The cost of Foremost insurance will depend on a variety of factors, including the type and amount of coverage you need, your location, your driving record, and other personal factors. The cost of insurance can also vary depending on the type of policy you have, such as auto, home, specialty, or business insurance.

However, Foremost Insurance offers competitive pricing and works to provide coverage that is tailored to the specific needs of their customers. They offer a range of discounts to help customers save money on their premiums, and their agents are available to provide expert guidance and advice on selecting the right coverage.

Overall, the cost of Foremost insurance will depend on a variety of factors and will vary depending on the individual customer’s needs and circumstances. However, Foremost Insurance is committed to providing competitive pricing and personalized coverage options to meet the unique needs of their customers.

In what parts of the U.S. does Foremost insurance provide coverage?

Foremost Insurance provides coverage in all 50 US states and the District of Columbia. They have a network of independent agents across the country who can help customers select the right coverage options for their needs.

Foremost Insurance is committed to providing coverage that is tailored to the specific needs of its customers, no matter where they are located. They offer a range of insurance products, including auto, home, specialty, and business insurance, and their agents are available to provide expert guidance and advice to help customers select the right coverage options for their needs.

Here are the five steps to find the states where Foremost Insurance is provided:

1. Visit the Foremost Insurance website.
2. Click on the “Find an Agent” link in the top menu bar.
3. Enter your ZIP code or state in the search bar and click “Search”.
4. A list of independent agents in your area or state will be displayed, along with their contact information and the types of insurance products they offer.
5. You can contact an agent directly to inquire about the states where Foremost Insurance is provided and to get more information about the types of coverage available in your area.

Foremost Insurance Customer Reviews

Foremost Insurance has mixed customer reviews. While some customers are satisfied with their coverage and the customer service they have received, others have had negative experiences. Here is an overview of customer reviews of Foremost Insurance:

Strengths:

• Customers appreciate the range of insurance products offered by Foremost Insurance, including specialty insurance for boats, motorcycles, and RVs.
• Many customers have reported positive experiences with the customer service provided by Foremost Insurance agents, who are knowledgeable, helpful, and responsive to customer needs.
• Customers have also reported that Foremost Insurance offers competitive pricing and discounts that can help them save money on their insurance premiums.

Weaknesses:

• Some customers have reported that Foremost Insurance’s claims process is slow and frustrating, with delays and denials that can be difficult to understand or resolve.
• Others have reported that the company’s billing and payment system can be confusing and difficult to manage, with unexpected charges that can be difficult to navigate.
• A few customers have also reported that Foremost Insurance’s website and mobile app are outdated and difficult to use, making it hard to access account information or make changes to policies.

In Review: Foremost Insurance

Foremost Insurance is a national insurance company that offers a wide range of insurance products, including auto, home, specialty, and business insurance. With a network of independent agents across the country, Foremost Insurance is committed to providing personalized service and expert guidance to help customers select the right coverage options for their needs.

Some of the key features of Foremost Insurance include competitive pricing and discounts that can help customers save money on their insurance premiums, a range of specialty insurance products for boats, motorcycles, and RVs and a commitment to customer service that has earned the company positive reviews from many customers.

However, there are also some potential drawbacks to consider, including a claims process that some customers have found slow and frustrating, and a billing and payment system that can be confusing to navigate. Additionally, the company’s website and mobile app have been criticized for being outdated and difficult to use.

Overall, it’s important to carefully consider the strengths and weaknesses of Foremost Insurance, as well as the cost of coverage, before deciding on insurance. Working with an independent agent can be helpful in this process, as they can provide personalized service and expert guidance to help you select the right coverage options for your needs.