This Foremost review will cover Foremost ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Foremost A.M. Best rating is A, and the Foremost S&P Rating is A+. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
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UPDATED: Nov 19, 2011
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For over 60 years, Foremost Insurance Group has offered a variety of different insurance plans to their customers. They are affiliated with a number of different nationally known companies, and have a series of plans designed in conjunction with them for their specific client bases. Foremost Insurance Group is a member of the Farmers Insurance Group of Companies, and was the first company in the nation to come up with a form of insurance for mobile homes.
Foremost Insurance Group is licensed for all 50 states, and boasts that their claims representatives are available 24/7/365, or all of the time — for whatever problems may arise. Foremost offers an array of standard insurance plans, like those for homeowners, however, they also insure many things that other insurance companies do not. The full list is as follows:
- Business Insurance
- Worker’s Compensation
- Commercial Auto
- Automobile Insurance
- Home Insurance
- Motor Home Insurance
- Fifth-Wheel Insurance
- Travel Trailer Insurance
- Luxury Motor Coach Insurance
- Mobile Home Insurance
- Vacant Home Insurance
- Landlord and Rental Home Insurance
- Seasonal Home Insurance
- Motorcycle Insurance
- Off-Road Vehicle Insurance
- Scooter Insurance
- Golf Cart Insurance
- Neighborhood Electric Vehicle Insurance
- Snowmobile Insurance
- Personal Watercraft Insurance
- Boat Insurance
- Collectible Automobile Insurance
- Flood Insurance
Foremost Insurance Group offers a series of discounts depending on the policy. For example, you could receive a discount for paying electronically online, combining policies and paying for an entire years’ worth of coverage all at once. Their website contains details on all of their policies, and states how to qualify for a discount.
In order to get insurance coverage through Foremost Insurance Group, you can either submit an online quote request through their website, call their 1-800 number, or contact a specific local Foremost Insurance Group agency. However, some of their insurance products are not available in all fifty states – you can receive flood insurance coverage through Foremost no matter where you live in the United States, but can only receive automobile insurance in 43 states.