Geico DriveEasy Review: Pros, Cons, & Alternatives

This GEICO DriveEasy Review: Pros, Cons, & Alternatives review will cover GEICO DriveEasy Review: Pros, Cons, & Alternatives ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Feb 18, 2021

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The Rundown

  • GEICO DriveEasy offers up to a 25 percent discount based on your driving habits.
  • However, if you have poor driving skills your car insurance rate can go up
  • DriveEasy only uses an app, so there’s no device needed

Your GEICO DriveEasy discount is calculated based on your safe driving habits. Although the program is free, your GEICO DriveEasy car insurance rates can actually increase if you drive poorly.

Shop around and make sure you have the best price before you buy GEICO DriveEasy car insurance. To get quotes to compare, enter your ZIP code now.

What is GEICO DriveEasy and how does it work?

GEICO DriveEasy uses an app that tracks your driving habits. The program is very simple to use. Just download the app, create your GEICO login, and forget it. The program will continue to run in the background and track various factors.

The driving habits that DriveEasy tracks are:

  • Distance driven
  • Distracted driving
  • Time of day of the drive
  • Hard braking
  • Speed

You can’t get GEICO DriveEasy car insurance quotes because rates vary based on your driving.

Your discount is calculated based on how well you do in these categories, and you can get a significantly lower rate than your GEICO quote.

However, there are some factors that the app doesn’t take into account. For example, if someone pulls out in front of you and you brake hard, there is no way to note that.

The same is true for distracted driving. There is no way for the app to know if you are texting and driving or if your passenger is sending a text for you.

The app runs continually in the background on your phone, which can lead to a dead battery or overages on your data plan if you aren’t careful. Also, keep in mind that GEICO stores your data and can use it for different purposes.

You can contact GEICO customer service if you are having a problem with the app or it is recording incorrect data.

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Is GEICO DriveEasy worth it?

Just like with every telematics program, there are pros and cons when it comes to DriveEasy.

Pros for using DriveEasy include:

  • The program is free and easy to use
  • If you drive safely, you will save money on your auto insurance
  • You will pay more attention to your driving and improve any poor habits you might have picked up

One of the main advantages of telematics is that it provides immediate feedback, causing you to adjust your driving habits quickly, according to the Insurance Information Institute.

Cons of using DriveEasy are:

  • The GEICO DriveEasy app does use your data, so you need a good data plan
  • If you have poor driving habits, GEICO can actually raise your rates
  • There is no way to differentiate between you using your phone while driving and a passenger using it
  • DriveEasy isn’t available in every state and discounts will vary by state
  • Your data is tracked which can compromise your privacy

Although this is a helpful program for drivers with good habits and who don’t drive during peak times, DriveEasy can actually make your GEICO insurance increase.

If DriveEasy isn’t for you, there are many alternatives out there, including Progressive’s Snapshot and Allstate’s Drivewise. Research to find the best insurance companies to choose from for your particular needs.

DriveEasy will help you get affordable GEICO DriveEasy car insurance, but to make sure you get the best price, you can always compare quotes. Enter your ZIP code now to compare prices near you.

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