Kingstone Homeowners Insurance Review & Ratings (2023)
This review will cover ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction about Kingstone Homeowners Insurance. Apart from homeowners insurance, Kingstone Insurance offers a variety of insurance policies. You will also find Kingstone insurance rates, and a few extra options and coverages to choose from.
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UPDATED: Jun 28, 2022
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- Kingstone Insurance offers a variety of insurance policies apart from homeowners insurance
- Almost all of Kingstone’s insurance policies are customizable
- New York customers can expect to pay around $109 a month for Kingstone homeowners insurance
If you are a brand new or experienced home buyer, homeowners insurance is essential when buying a home. Many insurance companies, such as Kingstone Insurance, offer reliable homeowners insurance policies.
With so many options to choose from, the home-buying process may be strenuous and time-consuming, but finding the right homeowners insurance doesn’t have to be.
We have created a Kingstone homeowners insurance review to ensure that your experience is as simple as possible. You will find Kingstone insurance rates, ratings, customer reviews, and more within this review.
Before jumping in, enter your ZIP code into our free online tool for instant homeowners insurance rates from companies in your area.
Kingstone Homeowners Insurance
Kingstone Insurance offers a wide variety of insurance products for individuals and businesses alike. Because it has so many options to choose from, Kingstone could provide coverage for all of your insurance needs.
Kingstone Insurance offers the following personal insurance policies:
- Condominium and Co-op
- Canine Liability (pet insurance)
- For Hire Physical Damage Only (auto)
As far as business insurance policies, Kingstone only promotes insurance for landlords on its website. It is also important to note that Kingstone Insurance only advertises its insurance policies for customers in New York. For customers looking for insurance in states other than New York, Kingstone does not list any policies.
You may be able to find more information about policies using your Kingstone Insurance login. You can also make a Kingstone Insurance payment or file a Kingstone Insurance claim through this.
Kingstone Insurance understands that every customer and home is different and, for this reason, takes pride in having flexible homeowners insurance policies. Some of the facets of Kingstone homeowners insurance include:
- Single-family and multi-family homes
- Four-family homes
Specifically, Kingstone specializes in covering coastal and high-valued homes and offers ample discounts and additional coverages to make homeowners insurance applicable to every customer.
There are quite a few extra options and coverages to choose from when purchasing a homeowners insurance policy with Kingstone Insurance. Some of the company’s homeowners insurance coverages and enhancements include:
- Flood Coverage
- Service Line Coverage
- Identity Fraud Coverage
- Home Systems Protection
- Flexible Coverage Options
- Back-up to Sewer and Drains
- Building Coverage up to $2 million
- Liability Coverage up to $1 million
Regardless of which type of homeowners insurance you need, Kingstone Insurance has plenty of options for you. Especially for New York residents, purchasing a homeowners insurance policy with Kingstone guarantees an agent that understands what coverages you will need for your home.
Before deciding on a Kingstone homeowners insurance policy, be sure to research your options and discuss your needs with an insurance agent. An agent will guide you in the right direction and keep you from overspending on homeowners insurance.
You can start your search using an online quote tool to find homeowners insurance rates by ZIP code. This will give you a good launch point for the rest of your search.
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What are Kingstone homeowners insurance rates and ratings?
Unfortunately, homeowners insurance rates for Kingstone Insurance are not available online. However, you can expect to pay around the average homeowners insurance rates in New York, $1,309 a year or $109 a month, or in the United States, $1,211 a year or $101 a month.
From the insurance industry’s leading rating organization, A.M. Best, Kingstone Insurance holds a “B” (Good) Financial Strength Rating and a “bbb-” (Fair) Issuer Credit Rating. Both good scores reflect Kingstone’s financial stability and overall dependability as an insurance company.
When you choose a homeowners insurance policy with Kingstone Insurance, you will likely be satisfied with the company’s policies and customer service.
However, it is always good to look into Kingstone Insurance reviews and talk with your insurance agent before buying an insurance policy. Your agent will help you find the best insurance policy or policies for your specific needs and the best insurance companies for you.
What is Kingstone Insurance?
Kingstone Insurance is an insurance company with over a century of experience in the industry. Originally founded to provide insurance to New York citizens, Kingstone Insurance has grown to cover eight states and is currently writing in five.
Take a look at the following table for quick stats and information about Kingstone Insurance Company.
|Key Info||Company Specifics||Source|
|Year Founded||1886||Company website|
|Address||15 Joys Lane|
Kingston NY 12401
|Phone #||1-800-364-7045||Company website|
|Executives||Barry Goldstein, Chairman||Company website|
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It is also important to note that Kingstone Insurance has a couple of phone numbers by which customers can reach the company with questions or concerns. In addition to the general phone number listed above, Kingstone Insurance has the following:
- Kingstone Insurance Claims: 1-855-394-0704
You may also choose to reach Kingstone customer service via mailing or e-mail address.
Kingstone Insurance: The Bottom Line
Kingstone Insurance is a reputable insurance company with over a century of experience in the insurance industry. The company values its customers and prides itself in offering customizable insurance policies.
Whether you are looking for business or personal insurance policies, Kingstone Insurance has plenty of options for you. For example, Kingstone business insurance includes landlord insurance. At the same time, the company’s personal insurance has umbrella, homeowners, and more.
Kingstone Insurance has a “B” A.M. Best rating, and homeowners insurance rates are expected to be around $1,309 a year or $109 a month, or $101 a month or $1,211 a year.
We highly recommend discussing your homeowners insurance options with an insurance agent before deciding on a policy. That conversation will help you weed out any insurance coverages you don’t need.
Not yet ready to buy Kingstone Insurance? Enter your ZIP code into our free online tool for instant homeowners insurance quotes from companies near you today.