National Indemnity Insurance Review & Ratings (2023)
This National Indemnity Insurance Review will cover National Indemnity Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The National Indemnity Insurance A.M. Best rating is A++, and the National Indemnity Insurance S&P Rating is AA+. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Feb 23, 2023
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National Indemnity Insurance is a subsidiary of Berkshire Hathaway, one of the largest and most reputable financial services companies in the world. Here are some interesting attributes that make National Indemnity Insurance stand out:
- High financial stability rating: National Indemnity Insurance has an A++ rating from A.M. Best, indicating its financial strength and stability
- Customizable policies: Customers can tailor their policies to their specific needs, choosing from a range of coverage options, deductibles, and limits
- 24/7 customer service: National Indemnity Insurance provides around-the-clock customer service to assist clients with any issues or concerns they may have
National Indemnity Insurance History and Mission
National Indemnity Insurance has a rich history that dates back to its founding in 1940. The company was founded by Jack Byrne, who believed in providing exceptional customer service and innovative insurance solutions. In 1967, Byrne sold the company to Warren Buffett’s Berkshire Hathaway, which has since become one of the largest and most successful financial services companies in the world.
National Indemnity Insurance’s mission is to provide customers with reliable and affordable insurance products that offer peace of mind and protection. The company has a long-standing commitment to its customers and strives to build lasting relationships based on trust and transparency.
National Indemnity Insurance understands that insurance can be complex and overwhelming, which is why it offers personalized support and guidance to help customers make informed decisions about their coverage.
In addition to its commitment to customers, National Indemnity Insurance is also dedicated to giving back to the community. The company supports a variety of charitable organizations, including those focused on education, healthcare, and the arts. National Indemnity Insurance believes that corporate responsibility is essential to its success and strives to make a positive impact on the world.
Overall, National Indemnity Insurance has a strong history of providing exceptional insurance products and services, as well as a commitment to its customers and the community. The company’s mission is centered on providing peace of mind and protection to its customers, while also giving back to society.
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National Indemnity Insurance Products and Services
National Indemnity Insurance offers a wide range of car insurance products and services to meet the needs of drivers of all types. Here are some of the main products and services offered by the company:
- Liability coverage: Liability coverage is mandatory in most states and covers damages that you cause to others in an accident. National Indemnity Insurance offers liability coverage that meets or exceeds state minimums and provides protection up to the policy limits.
- Collision coverage: Collision coverage covers the cost of repairing or replacing your vehicle if it is damaged in an accident. National Indemnity Insurance offers collision coverage that provides protection for your vehicle, regardless of who is at fault for the accident.
- Comprehensive coverage: Comprehensive coverage covers damages to your vehicle that are not the result of an accident, such as theft, vandalism, or weather-related damage. National Indemnity Insurance offers comprehensive coverage that provides protection for your vehicle in a variety of situations.
- Personal injury protection: Personal injury protection (PIP) covers medical expenses and lost wages if you or your passengers are injured in an accident. National Indemnity Insurance offers PIP coverage that can help you cover these expenses if you are injured in an accident.
- Classic car coverage: National Indemnity Insurance offers coverage for classic cars that are 25 years or older. This coverage includes liability, collision, and comprehensive coverage that is tailored to the unique needs of classic car owners.
- Recreational vehicle coverage: National Indemnity Insurance offers coverage for a variety of recreational vehicles, including motorhomes, travel trailers, and campers. This coverage includes liability, collision, and comprehensive coverage that is tailored to the unique needs of RV owners.
- Commercial auto coverage: National Indemnity Insurance offers coverage for businesses that use vehicles for business purposes, such as delivery vehicles or company cars. This coverage includes liability, collision, and comprehensive coverage that is tailored to the unique needs of businesses.
In addition to these main products and services, National Indemnity Insurance also offers optional add-ons such as roadside assistance and rental car coverage. These add-ons can provide additional protection and peace of mind in case of an accident or breakdown.
Cost of National Indemnity Insurance
The cost of car insurance with National Indemnity Insurance can vary widely depending on a number of factors, including the driver’s age, driving record, location, and the type of vehicle being insured. Other factors that can affect the cost of car insurance include the amount of coverage chosen, deductibles, and optional add-ons.
To get an accurate quote for car insurance with National Indemnity Insurance, it is best to contact the company directly or use their online quote tool. By providing some basic information about yourself and your vehicle, National Indemnity Insurance can provide you with a personalized quote that takes into account all of the factors that can affect the cost of car insurance.
It’s important to note that National Indemnity Insurance is known for providing quality car insurance coverage at affordable rates. The company offers a number of discounts that can help customers save money on their premiums, such as safe driver discounts, multi-car discounts, and good student discounts.
By taking advantage of these discounts, drivers can potentially lower the cost of their car insurance with National Indemnity Insurance.
National Indemnity Insurance Discounts
National Indemnity Insurance offers a variety of discounts that can help customers save money on their car insurance premiums. Here are some of the most common discounts offered by the company:
- Safe driver discount: National Indemnity Insurance offers a safe driver discount to customers who have a clean driving record for a certain period of time. This discount is typically available to drivers who have not had any accidents or violations in the past three to five years.
- Multi-car discount: If you insure more than one car with National Indemnity Insurance, you may be eligible for a multi-car discount. This discount can help you save money on your premiums by bundling all of your cars under one policy.
- Good student discount: National Indemnity Insurance offers a good student discount to students who maintain a certain grade point average. This discount is typically available to students who have a GPA of 3.0 or higher.
- Anti-theft discount: If your car is equipped with an anti-theft device, such as an alarm or tracking system, you may be eligible for an anti-theft discount. This discount can help you save money on your premiums by reducing the risk of theft or vandalism.
- Homeowner discount: National Indemnity Insurance offers a homeowner discount to customers who own their own home. This discount is typically available to homeowners who insure their home and car with the same insurance company.
- Bundling discount: If you bundle your car insurance with other types of insurance, such as homeowners or renters insurance, you may be eligible for a bundling discount. This discount can help you save money on your premiums by bundling all of your insurance policies under one provider.
It’s important to note that the availability and amount of these discounts can vary depending on the state where you live and other factors.
To find out more about the discounts available to you, it’s best to contact National Indemnity Insurance directly or speak with an agent.
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States Where National Indemnity Insurance is Offered
National Indemnity Insurance is a subsidiary of Berkshire Hathaway, which is one of the largest insurance companies in the world. The company offers car insurance coverage in several states across the United States, including:
- Arizona
- California
- Colorado
- Georgia
- Illinois
- Iowa
- Kansas
- Missouri
- Nebraska
- Nevada
- New Mexico
- North Carolina
- Ohio
- Oklahoma
- South Carolina
- Texas
- Utah
It’s important to note that the availability of National Indemnity Insurance coverage can vary depending on the state where you live. Some states may have different insurance requirements or regulations that affect the type and amount of coverage available.
To find out more about the specific car insurance options available in your state, it’s best to contact National Indemnity Insurance directly or speak with an agent.
Customer Reviews of National Indemnity Insurance is Offered
National Indemnity Insurance has generally positive customer reviews. The company has an A+ rating from the Better Business Bureau and a 3.7 out of 5-star rating on Trustpilot. Here are some common themes in customer reviews of National Indemnity Insurance:
- Good customer service: Many customers praise National Indemnity Insurance for their helpful and responsive customer service. Customers report that representatives are knowledgeable and willing to go above and beyond to address concerns and questions.
- Affordable rates: Customers appreciate National Indemnity Insurance’s affordable rates, which they say are competitive with other insurance providers. Many customers mention that they were able to get good coverage for a reasonable price.
- Easy claims process: Several customers report that National Indemnity Insurance has an easy and straightforward claims process. They say that claims are processed quickly and without any hassle.
- Limited availability: Some customers mention that National Indemnity Insurance is only available in a limited number of states. This can be a drawback for customers who live in areas where the company doesn’t offer coverage.
- Mixed claims experience: While many customers report a positive claims experience, some report frustration with the claims process. Some customers mention that their claims were denied or took longer than expected to process.
Overall, National Indemnity Insurance has a reputation for providing good customer service and affordable rates. However, customers should be aware of the company’s limited availability and the mixed claims experience reported by some customers.
As with any insurance provider, it’s important to carefully read through policy details and ask questions before signing up for coverage.
In Summary: National Indemnity Insurance
National Indemnity Insurance is a subsidiary of Berkshire Hathaway and offers car insurance coverage in several states across the United States. The company has generally positive customer reviews, with customers praising their helpful and responsive customer service, affordable rates, and easy claims process.
However, some customers mention frustration with the limited availability of coverage in some areas and mixed experiences with the claims process.
Overall, National Indemnity Insurance has a reputation for providing good customer service and affordable rates. Customers should be aware of the company’s limited availability and mixed claims experience reported by some customers. It’s important to carefully read through policy details and ask questions before signing up for coverage with any insurance provider.
If you’re interested in National Indemnity Insurance, you can contact the company directly or speak with an agent to find out more about their car insurance options and coverage in your state.