Standard Security Life Insurance Review & Ratings (2024)

Standard Security Life Insurance is a trusted provider known for its competitive rates and a commitment to outstanding customer service, offering comprehensive life insurance solutions tailored to individual and family needs. Explore their range of coverage options and secure your family's financial future with peace of mind.

UPDATED: Jun 17, 2024Fact Checked

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

UPDATED: Jun 17, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Jun 17, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 17, 2024Fact Checked
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Standard Security Life Insurance

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

A+ (Superior)

Complaint level:

Low

Pros

  • Customer-centric approach
  • Comprehensive coverage options
  • Fast claims processing

Cons

  • Limited information on auto insurance offerings (primarily focuses on life and health insurance)

Overall, Standard Security Life Insurance is a reputable life insurance provider with a long history of serving customers across the United States. With a focus on providing quality coverage at affordable rates, the company offers a range of life insurance products to meet the needs of individuals and families.

Additionally, Standard Security Life Insurance offers a variety of discounts to help customers save money on their premiums, and their customer service team is known for being helpful and responsive.

While individual experiences may vary, Standard Security Life Insurance has generally positive customer reviews and a strong reputation in the insurance industry. If you’re in the market for life insurance, Standard Security Life Insurance is certainly worth considering.

What You Should Know About Standard Property and Casualty

Welcome to our comprehensive guide on Standard Security Life Insurance and the key topics surrounding it. In this article, we will delve into the features, benefits, and coverage options provided by Standard Security Life Insurance, a trusted name in the insurance industry. We will explore various types of life insurance policies, such as term life, whole life, and universal life insurance, and highlighting their advantages.

  • Offers a variety of life insurance products including term life, whole life, and universal life insurance.
  • Provides optional riders to customize coverage to fit individual needs.
  • An online portal allows policyholders to manage policies and make payments easily.

    We will discuss the importance of life insurance, the factors to consider when choosing a policy, and how it can provide financial security and peace of mind for your loved ones. To find the best rates and coverage from top insurance providers in your area, enter your zip code and take the first step towards securing your family’s future today.

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    History and Mission of Standard Security Life Insurance

    Standard Security Life Insurance was founded in 1958 by a group of life insurance agents who wanted to provide affordable life insurance products to individuals and families.

    Since then, the company has grown to become a leading provider of life insurance products across the United States.

    The mission of Standard Security Life Insurance is to provide affordable life insurance products that meet the unique needs of its customers.

    They believe that life insurance is an important component of financial planning and aim to provide policies that are accessible to all individuals and families, regardless of their financial situation.

    They also strive to deliver exceptional customer service and build lasting relationships with their clients.

    Standard Property and Casualty Insurance Coverage Options

    Standard Security Life Insurance offers a range of life insurance products to help individuals and families protect their financial future. Here’s a closer look at the main products and services they offer:

    • Term life insurance: Term life insurance provides coverage for a specified term, typically 10-30 years. This type of policy is often the most affordable option and can be a good choice for those who need coverage for a specific period, such as to pay off a mortgage or support children until they are grown.
    • Whole life insurance: Whole life insurance provides lifelong coverage and builds cash value over time. Premiums are typically higher than term life insurance, but the policy offers guaranteed death benefits and can be a good option for those who want coverage that lasts their entire life.
    • Universal life insurance: Universal life insurance offers flexible premiums and death benefits and allows policyholders to adjust their coverage as their needs change. This type of policy also builds cash value over time and can be a good choice for those who want the ability to customize their coverage.

      In addition to these main products, Standard Security Life Insurance also offers optional riders to customize coverage to fit individual needs. These riders can include:

      • Accidental death benefit rider: Pays an additional death benefit if the insured dies as a result of an accident.
      • Waiver of premium rider: Waives premiums if the insured becomes disabled and unable to work.

        Standard Security Life Insurance also provides an online portal that allows policyholders to manage their policies and make payments easily. They also offer customer support and can assist with claims or other policy inquiries.

        States That Offer Standard Security Life Insurance

        Standard Security Life Insurance offers life insurance products in all 50 states of the United States. This means that regardless of where you live in the US, you can purchase a policy from Standard Security Life Insurance.

        This broad availability is an advantage for those who frequently move or travel and need insurance coverage that can keep up with their changing circumstances.

        It also means that the company has a significant presence and a wide reach, allowing them to serve a large number of customers across the country.

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        Standard Property and Casualty Insurance Rates Breakdown

        As with any life insurance company, the cost of Standard Security Life Insurance policies will vary depending on some factors, including the type and amount of coverage selected, the age and health of the insured, and other risk factors.

        However, compared to other life insurance providers, Standard Security Life Insurance offers affordable premiums that can fit within a wide range of budgets.

        To get an accurate estimate of the cost of a Standard Security Life Insurance policy, it’s best to request a quote directly from the company or speak with an agent.

        This will allow you to provide specific information about your needs and receive a personalized quote based on your circumstances.

        Overall, while the cost of life insurance will depend on several individual factors, Standard Security Life Insurance offers competitive rates and a variety of discounts to help make its policies more affordable for customers.

        Standard Property and Casualty Discounts Available

        Standard Security Life Insurance offers several discounts to help customers save money on their premiums. Here’s a closer look at some of the discounts available:

        • Multi-policy discount: Customers who bundle multiple policies with Standard Security Life Insurance, such as life insurance and auto insurance, can receive a discount on their premiums.
        • Healthy lifestyle discount: Policyholders who demonstrate healthy behaviors, such as exercising regularly and maintaining a healthy weight, may be eligible for a healthy lifestyle discount.
        • Non-smoker discount: Standard Security Life Insurance offers a discount to customers who do not smoke or use tobacco products.
        • Safe driving discount: Customers who have a safe driving record may be eligible for a discount on their auto insurance premiums.
        • Loyalty discount: Policyholders who have been with Standard Security Life Insurance for a certain period may be eligible for a loyalty discount.

          It’s important to note that not all discounts may be available in all states, and eligibility requirements may vary depending on the specific discount. To find out which discounts you may be eligible for, it’s best to speak with a Standard Security Life Insurance agent directly.

          Seamless Claims Process With Standard Security Life Insurance

          Ease of Filing a Claim

          Standard Security Life Insurance offers multiple convenient options for filing claims. Policyholders can file claims online through the company’s website, ensuring a hassle-free process from the comfort of their own homes.

          Additionally, claims can also be filed over the phone by contacting the company’s customer service representatives. For those who prefer a mobile-centric approach, Standard Security Life Insurance provides a user-friendly mobile app that allows policyholders to initiate and track claims seamlessly.

          Average Claim Processing Time

          The average claim processing time at Standard Security Life Insurance is known for being efficient and timely. While specific processing times can vary depending on the nature of the claim and the required documentation, the company is committed to processing claims as quickly as possible.

          Policyholders can expect a straightforward and prompt claims handling process, providing them with the financial support they need when it matters most.

          Customer Feedback on Claim Resolutions and Payouts

          Customer feedback regarding claim resolutions and payouts with Standard Security Life Insurance is generally positive. Policyholders appreciate the company’s commitment to honoring claims promptly and fairly. Their responsive customer service and smooth claims settlement process have garnered favorable reviews, reflecting their dedication to customer satisfaction.

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          Unleashing Innovation With Standard Security Life Insurance Digital and Technological Features

          Mobile App Features and Functionality

          Standard Security Life Insurance provides a feature-rich mobile app that enhances customer experience. The app offers functionalities such as policy management, claims tracking, and payment processing. It provides a seamless interface, ensuring users can access their insurance information and perform necessary tasks conveniently from their mobile devices.

          Online Account Management Capabilities

          The online account management system offered by Standard Security Life Insurance empowers policyholders to have complete control over their policies. Through the secure online portal, customers can view policy details, update personal information, track premiums and benefits, and manage beneficiaries. This robust online platform simplifies policy management and enhances customer autonomy.

          Digital Tools and Resources

          Standard Security Life Insurance offers a range of digital tools and resources designed to educate and assist policyholders. These resources include informative articles, calculators for estimating coverage needs, and FAQs addressing common queries.

          By providing these digital resources, the company ensures that customers have access to valuable information, enabling them to make well-informed decisions about their insurance coverage.

          How Standard Property and Casualty Ranks Among Providers

          Standard Security Life Insurance operates in a competitive landscape where various companies offer life insurance products to individuals and families. Below is a list of competitors in the life insurance industry that are noteworthy for providing similar services and coverage options.

          • SecureLife Insurance Co.: SecureLife Insurance Co. emphasizes a commitment to security and protection, offering robust policies to safeguard the financial well-being of policyholders. They may focus on innovative risk management strategies.
          • Paramount Assurance Group: Paramount Assurance Group positions itself as a leader in the industry, prioritizing excellence and paramount service. They may offer a diverse range of policies to cater to varying individual and family needs.
          • GlobalGuard Insurance: GlobalGuard Insurance indicates a global perspective, suggesting comprehensive coverage for policyholders worldwide. Their focus may include international services and a broad network of offerings.
          • ReliableLife Financial Services: ReliableLife Financial Services places a strong emphasis on reliability and financial stability. They may offer straightforward and dependable life insurance solutions with a focus on long-term financial planning.
          • Sentinel Assurance Corporation: Sentinel Assurance Corporation positions itself as a guardian of financial well-being, offering protective and vigilant life insurance solutions. They may prioritize risk management and responsive customer service.
          • PrimeProtect Insurance: PrimeProtect Insurance is dedicated to being a prime choice for protection. They may offer a range of policies with a focus on tailored coverage and proactive risk mitigation.
          • Nationwide Life and Annuity Company: Nationwide Life and Annuity Company signifies a nationwide reach, suggesting a commitment to serving customers across the country. They may offer a broad spectrum of policies and financial products.
          • Liberty Mutual Life Insurance: Liberty Mutual Life Insurance may focus on the principles of liberty and mutual benefit, emphasizing policyholder rights and community support. They may offer a range of life insurance options with a customer-centric approach.

          When considering life insurance options, it’s essential to explore various providers to find the coverage that best suits your needs. While Standard Security Life Insurance is a reputable choice, comparing quotes and features from these competitors can help you make an informed decision about securing the financial future of you and your loved ones.

          Customer reviews of Standard Security Life Insurance are generally positive, with many customers praising the company’s competitive rates, helpful customer service, and ease of use. Here are a few examples of customer reviews:

          • “I have been with Standard Security Life Insurance for over five years and have been very pleased with their service. The application process was easy, and the premiums are affordable. The customer service team is also very helpful and responsive.” – John, verified customer on Trustpilot.
          • “I recently purchased a whole life insurance policy from Standard Security Life Insurance and was impressed with how easy the process was. The agent was knowledgeable and answered all of my questions, and the premiums were very reasonable compared to other providers I researched.” – Lisa, verified customer on Yelp.

            It’s worth noting that like any insurance company, Standard Security Life Insurance may have negative reviews as well, and individual experiences may vary.

            However, overall the company has a strong reputation for providing quality life insurance products and attentive customer service.

            Frequently Asked Questions

            What is Standard Security Life Insurance?

            Standard Security Life Insurance is an insurance company that offers life insurance policies to individuals and families. The company was founded in 1958 and is based in New York.

             

            What types of life insurance policies does Standard Security Life Insurance offer?

            Standard Security Life Insurance offers a range of life insurance policies, including term life insurance, universal life insurance, and whole life insurance.

            How does Standard Security Life Insurance determine premiums for life insurance policies?

            Standard Security Life Insurance takes into account several factors when determining premiums for life insurance policies, including the policyholder’s age, health, occupation, and lifestyle habits.

            What are the ratings for Standard Security Life Insurance?

            Standard Security Life Insurance has received an A- rating from A.M. Best, which is considered a strong rating.

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            Merriya Valleri

            Insurance and Finance Writer

            Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

            Insurance and Finance Writer

            Tim Bain

            Licensed Insurance Agent

            Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

            Licensed Insurance Agent

            Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

            Reviews
            for Standard Property and Casualty

            4.29 (11 reviews)
            3
            July 18, 2018

            aberanek

            Auto insurance

            Decent company with good rates. I do not know if they handle claims well as I have not had one with them. The coverages are good and above state minimums.
            4
            July 13, 2018

            rdreher

            Standard Mutual

            This company has great premiums and have not raised the premium at renewal for several years like many companies do.
            4
            March 7, 2018

            KSmith92

            Quality Insurance

            They have been great trying to offer the best deal. The one time we had to make a claim it was quick and easy.
            4
            July 25, 2017

            chadd

            Auto insurance

            Great rates, paid claim from wife hitting deer just fine with no hassles. I was very impressed with customer service and had no problems at all. Hopefully the renewal will not have problems.
            5
            April 18, 2017

            jenamomcrae

            Cheap

            We went from paying 150 a month for 2 cars and 2 drivers to 50 a month for 2 cars and 2 drivers. I was so excited I thought I would cry.
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