Sutter Insurance Review & Ratings (2023)

Sutter Insurance is a well-established car insurance company with a rich history and an admirable mission. This article will provide an in-depth review of the company’s products and services, including their costs and the states where they are offered.

We will also discuss the various discounts available to customers and how to qualify for them. Additionally, we will explore customer reviews and their reports on the company’s strengths and weaknesses. By the end of this article, you will have a comprehensive understanding of Sutter Insurance, enabling you to compare car insurance quotes with confidence.

Interesting Attributes of Sutter Insurance:

• A well-established company with a rich history of serving customers for over 100 years.
• Offers a wide range of products and services, including liability, collision, and comprehensive coverage.
• Provides various discounts to customers, including multi-policy, good driver, and student discounts.

Car insurance is a necessity for every car owner to protect themselves from financial losses resulting from accidents and other unforeseen events. With so many insurance companies in the market, choosing the right one can be a daunting task.

Sutter Insurance is a reliable option with an impressive history and mission. This review will provide you with all the information you need to decide if Sutter Insurance is the right choice for you.

Sutter Insurance History and Mission

Sutter Insurance was founded in 1909 in California by Charles Sutter. The company began as a small insurance agency serving the local community, and over time, it grew into a full-service insurance provider. Today, Sutter Insurance is a well-established insurance company with over 100 years of experience serving customers.

The company’s mission is to provide high-quality insurance coverage and exceptional customer service to individuals, families, and businesses. Sutter Insurance is committed to meeting the diverse needs of its customers by offering a wide range of insurance products and services.

The company’s goal is to build long-lasting relationships with its customers based on trust, transparency, and mutual respect. Sutter Insurance’s mission is reflected in its approach to customer service.

The company places a strong emphasis on building personal connections with its customers and providing them with the support and guidance they need to make informed decisions about their insurance coverage. Sutter Insurance believes that by putting its customers first, it can build a reputation as a reliable and trustworthy insurance provider.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Medicare Rental

 Secured with SHA-256 Encryption

Sutter Insurance Coverage Options

Sutter Insurance offers a range of coverage options for individuals, families, and businesses. The company’s insurance products include:

• Auto insurance: Sutter Insurance provides auto insurance coverage to protect drivers and their vehicles. The company offers liability coverage, collision coverage, comprehensive coverage, and personal injury protection. Sutter Insurance also offers optional coverage options such as uninsured motorist coverage, roadside assistance, and rental reimbursement.
• Home insurance: Sutter Insurance offers homeowners insurance to protect homes and personal property. The company’s home insurance policies cover damage to the home and personal property, as well as liability protection in the event of an accident on the property.
• Business insurance: Sutter Insurance provides a range of business insurance products to protect businesses of all sizes. The company’s business insurance options include general liability insurance, commercial property insurance, workers’ compensation insurance, and professional liability insurance.
• Life insurance: Sutter Insurance offers life insurance products to protect families and provide financial security in the event of a loss. The company’s life insurance options include term life insurance, whole life insurance, and universal life insurance.

Cost Breakdown of Sutter Insurance

Sutter Insurance offers competitive pricing for its insurance products and services. The cost of coverage will vary depending on several factors, including the type of coverage, coverage limits, deductible amounts, and the insured’s location. Here’s a breakdown of the costs for some of Sutter Insurance’s most popular coverage options:

• Auto insurance: The cost of auto insurance from Sutter Insurance will depend on several factors, including the driver’s age, driving history, vehicle type, and location. The average cost of auto insurance from Sutter Insurance is $1,407 per year, which is lower than the national average of $1,674 per year.
• Home insurance: The cost of home insurance from Sutter Insurance will depend on the size and value of the home, location, and coverage limits. The average cost of home insurance from Sutter Insurance is $1,240 per year, which is slightly lower than the national average of $1,312 per year.
• Business insurance: The cost of business insurance from Sutter Insurance will depend on several factors, including the size and type of business, location, and coverage limits. The cost of coverage will vary widely depending on the specific needs of the business.
• Life insurance: The cost of life insurance from Sutter Insurance will depend on several factors, including the age and health of the insured, the type of coverage, and coverage limits. The average cost of life insurance from Sutter Insurance is $31 per month for a 20-year term life insurance policy with a $500,000 death benefit.

States Where Sutter Insurance is Provided

Sutter Insurance is available in several states throughout the United States. As of 2021, the company provides insurance services in the following states:

• California
• Arizona
• Oregon
• Nevada
• Utah
• Colorado
• Washington

If you are looking to find out if Sutter Insurance provides coverage in your state, here are the four steps you can take:

1. Visit Sutter insurance website: The company’s website. Provides information about the states where they offer insurance coverage.
2. Navigate to the “Locations” page: On the company’s website, look for a “Locations” or “Coverage Area” page. This page should list the states where Sutter Insurance provides coverage.
3. Contact Sutter insurance directly: If you cannot find the information you need on the company’s website, you can contact Sutter Insurance directly to ask if they offer coverage in your state. The company’s customer service representatives should be able to provide you with the information you need.
4. Speak with a licensed insurance agent: If you are considering purchasing insurance coverage from Sutter Insurance, you can also speak with a licensed insurance agent. An agent can provide you with information about the specific coverage options and pricing available in your state.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Medicare Rental

 Secured with SHA-256 Encryption

Discounts Available Through Sutter Insurance

Sutter Insurance offers discounts for eligible customers, which can help reduce the cost of coverage. Sutter Insurance’s discounts can vary by state and are subject to eligibility requirements. The company’s discounts include:

• Multi-policy discount: Customers who purchase multiple insurance products from Sutter Insurance may be eligible for a discount on their premiums.
• Safe driver discount: Customers who have a clean driving record and have completed a defensive driving course may be eligible for a discount on their auto insurance premiums.
• Home safety discount: Customers who have installed safety features in their homes, such as smoke detectors and burglar alarms, may be eligible for a discount on their home insurance premiums.
• Business experience discount: Business owners who have been in business for a certain number of years may be eligible for a discount on their business insurance premiums.

Customer Reviews of Sutter Insurance

Customer reviews can provide valuable insight into the experiences and satisfaction of current and past customers with a particular company. Here is an overview of customer reviews of Sutter Insurance:

Strengths:

• Many customers report that Sutter Insurance provides excellent customer service, with representatives who are knowledgeable, friendly, and responsive.
• Customers also appreciate the competitive pricing offered by Sutter Insurance, with many stating that the company’s rates are lower than those of other insurance providers in their area.
• Many customers note that Sutter Insurance offers a range of coverage options, making it easy to find a policy that meets their specific needs.

Weaknesses:

• Some customers report issues with the claims process, including delays in processing claims and difficulty communicating with claims representatives.
• A few customers have reported issues with billing and payment, including unexpected fees and difficulty making changes to their payment information.
• A small number of customers have also reported dissatisfaction with the coverage options offered by Sutter Insurance, stating that the company’s policies did not provide adequate coverage for their needs.

Roundup: Sutter Insurance

Sutter Insurance is an independent insurance agency that has been providing a range of insurance products and services since 1928. The company’s mission is to provide its customers with affordable and reliable insurance coverage that meets their unique needs.

Sutter Insurance offers a range of coverage options, including auto insurance, home insurance, business insurance, and life insurance, and provides coverage in several states throughout the United States.

The company’s pricing is competitive, and they offer a range of discounts to help customers save money on their insurance premiums. While customer reviews are generally positive, there are some areas for improvement in the claims process and billing and payment.

Overall, Sutter Insurance is a reputable insurance provider that can help customers find the coverage they need to protect themselves and their assets.