Best Car Insurance Discounts for Kohl’s Employees in 2026 (Save up to 25% With These Companies)
USAA, Progressive, and Nationwide offer the best car insurance discounts for Kohl's employees, including safe driver, multi-vehicle, and bundling options. These discounts help Kohl’s workers save up to 25% on premiums, delivering the most savings based on driving habits and coverage needs.
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Table of Contents
Table of Contents


Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...
Tonya Sisler


Sr. Director of Content
Sara Routhier, Senior Director of Content, has professional experience as an educator, SEO specialist, and content marketer. She has over 10 years of experience in the insurance industry. As a researcher, data nerd, writer, and editor, she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance....
Sara Routhier


Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...
Jimmy McMillan
Updated August 2025
USAA, Progressive, and Nationwide offer the best car insurance discounts for Kohl’s employees, with USAA being the top pick overall for the best rates.
These providers offer exclusive discounts, including safe driver, multi-vehicle car insurance discounts, and bundling options, helping employees save up to 25%.
Our Top 10 Company Picks: Best Car Insurance Discounts for Kohl's Employees
| Company | Rank | A.M. Best | Membership Discounts | Who Qualifies? |
|---|---|---|---|---|
| #1 | A++ | 25% | Member, Veteran, Federal Employee | |
| #2 | A- | 15% | Affinity Groups | |
![]() | #3 | A+ | 15% | Federal Employee, First Responder |
| #4 | A | 15% | Professional Organization, Federal Group | |
![]() | #5 | A | 10% | Educator, Healthcare Professional |
| #6 | A | 10% | Alumni Network, Professional Organization | |
| #7 | A++ | 10% | Federal Group, Educators | |
| #8 | A+ | 10% | Affinity Groups, Alumni Network | |
| #9 | A++ | 8% | Student, Educator | |
| #10 | B | 5% | Alumni Network, Educator |
USAA offers the best rates, with Progressive and Nationwide providing excellent coverage. Kohl’s employees can maximize savings by comparing quotes for the best plan.
See if you’re getting the best deal on car insurance by entering your ZIP code here.
- Kohl’s employees can save up to 25% with discounts like safe driver and bundling
- USAA offers the best overall rates, followed by Progressive and Nationwide
- Compare quotes to find the most competitive options and maximize your savings
Exclusive Car Insurance Discounts for Kohl’s Employees
Kohl’s employees can unlock significant savings on car insurance with top providers like USAA, Progressive, and Nationwide. While USAA offers the best overall rates, Progressive provides competitive pricing and bundling options.
These discounts, including safe driver and multi-vehicle, ensure Kohl’s workers save up to 25%. Kohl’s workers can benefit from various auto insurance discounts, with top providers offering savings ranging from 10% to 40%.
Top Auto Insurance Discounts for Kohl's Workers by Provider
| Company | Bundling | Good Driver | Low Mileage | Defense Driving | Membership |
|---|---|---|---|---|---|
| 25% | 25% | 30% | 10% | 10% | |
| 25% | 25% | 20% | 10% | 15% | |
| 20% | 30% | 20% | 15% | 10% | |
| 25% | 26% | 30% | 15% | 8% | |
![]() | 25% | 20% | 30% | 10% | 10% |
![]() | 20% | 40% | 20% | 10% | 15% |
| 10% | 30% | 30% | 31% | 15% | |
| 17% | 25% | 30% | 15% | 5% | |
| 13% | 10% | 20% | 20% | 10% | |
| 10% | 30% | 20% | 5% | 25% |
For example, Nationwide offers the highest discount, 40%, for good drivers, while Allstate, American Family, and Geico offer strong bundling and low mileage discounts of up to 30%. USAA delivers up to 25% for membership, and Farmers provides significant savings to good drivers and bundling.
Discounts like defensive driving and low mileage also lower premiums, making it essential for Kohl’s employees to compare offers to find the best coverage and savings.
Kohl’s employees can save on car insurance premiums based on their driving record, with rates varying by provider. For example, with a clean record, rates can be as low as $59 with USAA, while those with one accident or ticket may see rates from $86 to $174, depending on the provider.
Jimmy McMillan Licensed Insurance Agent
This table compares monthly rates from top insurers like Allstate, Progressive, and State Farm, helping Kohl’s employees find the most affordable options based on their driving history.
Bundling Discount
Kohl’s employees can use bundling discounts to save on car insurance and other policies, such as home or renters insurance. By combining multiple insurance types with providers like Allstate, Geico, and Liberty Mutual, employees can receive discounts of up to 25%.
Bundling helps get lower premiums and consolidate coverage by using a single provider to manage all policies. This choice enables Kohl’s employees to gain significant coverage while also saving as much as possible on total insurance costs.
Good Driver Discount
Kohl’s employees can benefit from discounts to maintain a clean driving record. Providers like Allstate, Progressive, and Geico offer up to 30% off for safe driving, helping to lower premiums.
To qualify, employees must avoid car accidents and traffic violations for a certain period. This discount helps Kohl’s workers lower insurance costs by maintaining safe driving habits.
Low Mileage Discount
The best low-mileage car insurance discounts offer up to 30% savings for drivers with low annual mileage. Providers like Geico, Farmers, and Liberty Mutual reward fewer miles driven with lower premiums, making them ideal for short commutes or occasional trips.
Defensive Driving Discount
The defensive driving course car insurance discount can save Kohl’s employees up to 31% on car insurance. This discount is provided by many providers for completing an approved course and rewards those who have improved skills behind the wheel and drive more safely.
This discount reduces the premium and also resulted in road awareness which is further reduced the possibility of accidents. This programme allows Kohl’s associates to receive commendations for their safe driving habits and could lower their comprehensive insurance coverage payments substantially simply by taking this initiative.
Membership Discount
Through a membership program, Kohl’s employees receive up to 25% off their car insurance premium with select insurance providers.
This discount is generally offered via partnerships with organizations, such as professional organizations and affinity programs. For instance, employees can save money and receive further benefits on full coverage car insurance by utilizing their membership to receive discounted rates.
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Eligibility Requirements for Car Insurance Discounts for Kohl’s Employees
Kohl’s employees can access a variety of car insurance discounts to save on premiums based on driving habits and personal circumstances. The best car insurance discounts to ask for include savings for a clean driving record, bundling policies, and more, ensuring employees get the most out of their coverage.
- Clean Driving Record: No accidents or moveable traffic violations within a given time period. You can save substantially on premiums, as many insurers will offer significant discounts to safe drives.
- Bundling Insurance Policies: You can save by bundling car insurance with home or renters policies. Providers like Allstate, Geico, and Liberty Mutual offer multi-policy discounts, lowering costs.
- Low Mileage: Driving fewer miles each year can qualify you for low mileage discounts, with up to 30% savings for employees who use their vehicles for short commutes or occasional trips.
- Defensive Driving Course: Taking an approved defensive driving course demonstrates a commitment to safety and can lead to discounts of up to 31%, indicating a lower probability of accidents and subsequent claims.
- Membership Discounts: Kohl’s employees can utilize membership discounts, these discounts through professional or affinity organizations can save you up to 25% reducing your premium.
By meeting the eligibility criteria for these discounts, Kohl’s employees can maximize savings on car insurance premiums.
Tonya Sisler Insurance Content Team Lead
Several opportunities exist to reduce costs while maintaining comprehensive coverage, whether through safe driving, bundling, or leveraging membership discounts.
Unlock Big Savings: Best Car Insurance Discounts for Kohl’s Employees
Kohl’s employees can use several car insurance discounts to save up to 25% on premiums. Top providers like USAA, Progressive, and Nationwide offer exclusive discounts for safe drivers, bundling policies, low mileage, and good driving records.
Additional savings can be unlocked through membership discounts, defensive driving courses, and comprehensive coverage selection. By comparing quotes and finding the right policy, Kohl’s employees can maximize savings while securing the best rates.
Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool to find the best policy for you.

Frequently Asked Questions
Does Kohl’s offer a senior discount?
Kohl’s does not have a specific senior discount, but it does offer regular sales and promotional discounts that seniors can take advantage of. It’s always a good idea to check the Kohl’s website or in-store promotions for ongoing discounts.
What is the Kohl’s Associate discount policy?
Kohl’s associate discount starts at 15% and can go up to 35%, depending on the employee’s position and promotion. The discount applies both in-store and online with employee credentials. Some items, like sales or deeply discounted products, may not qualify for the discount.
Comparing quotes is the easiest way to find affordable car insurance. Simply enter your ZIP code into our free comparison tool to see rates in your area.
Can students qualify for Kohl’s student discount?
Kohl’s offers a discount for eligible students, helping them save on select items. Students must verify their status through a discount platform or directly with Kohl’s to qualify. Similarly, the good student car insurance discount rewards students with good grades by offering lower insurance rates.
How can I access Kohl’s employee discount?
Kohl’s employees can enjoy an exclusive discount on most store items. To access the discount, employees must show their employee ID at checkout or use their employee login when shopping online.
What are the benefits of working at Kohl’s?
Kohl’s employee benefits include access to health insurance, retirement savings plans, paid time off, and discounts on store merchandise. Additional benefits may include bonuses and career advancement opportunities within the company.
Can I get Kohl’s car insurance?
While Kohl’s doesn’t offer car insurance, employees can access discounts through providers like USAA, Progressive, and Nationwide, which includes Nationwide car insurance discounts.
How do I get insurance through Kohl’s?
Kohl’s provides its employees with access to insurance options, including health, dental, and vision coverage. Employees can enroll in these plans through the company’s benefits portal during open enrollment periods.
Is there a Kohl’s location in St. Petersburg, FL?
Yes, Kohl’s has a store in St. Petersburg, FL. You can shop for a wide range of clothing, home goods, and other products there.
How can a Kohl’s employee handle a car accident involving Kaiser insurance?
Kohl’s employees with Kaiser health insurance can seek coverage for medical expenses from a car accident. Employees should also report the incident to their car insurance provider for vehicle repairs, liability claims, or liability insurance coverage. Be sure to review the specific terms of the coverage.
How much is the Kohl’s employee discount?
The Kohl’s employee discount typically offers employees 15% to 35% off regular prices, depending on the promotion or the level of seniority within the company. Discounts may vary during special sales events or holiday periods.
Do Kohl’s employees get a discounts on all products?
Does Kohl’s offer automotive-related products?
How can I access Kohl’s health insurance benefits?
What discounts do Kohl’s employees get?
What is Kohl’s employee discount and how does it impact car insurance rates?
How does Kohl’s discounts work?
Can you use multiple discounts at Kohl’s?
Does senior car insurance offer special benefits for Kohl’s employees?
What is the Friends and Family discount at Kohl’s?
Does Kohl’s offer a military discount?
Does Kohl’s offer a military discount online?
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