Total Insurance Review & Ratings (2023)
This Total Insurance Review will cover Total Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Mar 23, 2023
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Total Insurance is a reputable car insurance company that offers a wide range of coverage options at affordable prices. With a commitment to customer satisfaction, Total Insurance has become a trusted provider of car insurance in many states across the United States.
In this article, we’ll explore the history and mission of Total Insurance, the products and services they offer, the cost of those services, and the states where they’re available. We’ll also take a closer look at the discounts available to customers, as well as the strengths and weaknesses of the company as reported by customers.
Interesting Attributes of Total Insurance:
- Total Insurance offers a variety of coverage options to meet the needs of different drivers.
- The company has a strong commitment to customer satisfaction and offers excellent customer service.
- Total Insurance provides discounts to customers who meet certain criteria, making their coverage even more affordable.
Car insurance is a necessary expense for every driver, and finding the right insurance company can be challenging. Total Insurance is a reputable car insurance company that has been providing affordable coverage to drivers across the United States for many years.
Their commitment to customer satisfaction and excellent service has made them a trusted provider of car insurance. In this article, we’ll take a closer look at Total Insurance, including their history and mission, the products and services they offer, the cost of those services, and the states where they’re available. We’ll also explore the discounts available to customers and customer reviews of the company.
Total Insurance History and Mission
Total Insurance was founded in 2000 with the goal of providing affordable and reliable car insurance coverage to drivers in the United States. The company’s mission is to meet the changing needs of drivers by offering a wide range of coverage options, exceptional customer service, and competitive pricing.
Total Insurance is dedicated to making car insurance accessible to as many drivers as possible, regardless of their driving history or financial situation. Since its founding, Total Insurance has grown to become one of the leading providers of car insurance in the United States.
The company has expanded its coverage to include many states across the country and has a reputation for providing high-quality service to its customers. Total Insurance’s commitment to customer satisfaction is evident in its mission statement, which emphasizes the importance of building lasting relationships with customers.
The company believes that by listening to customers and providing personalized service, they can offer the best possible insurance solutions to meet their unique needs.
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Coverage Available From Total Insurance
Total Insurance offers a wide range of coverage options to meet the needs of drivers. Whether you’re looking for basic liability coverage or more comprehensive protection, Total Insurance has you covered. Here’s an overview of the main products and services the company offers:
- Liability coverage: This type of coverage is required by law in most states and helps cover the cost of damage or injury to other people or their property in an accident where you are at fault.
- Collision coverage: This type of coverage helps pay for damage to your car in the event of a collision with another vehicle or object.
- Comprehensive coverage: This type of coverage helps pay for damage to your car from events like theft, vandalism, or natural disasters.
- Personal injury protection: This type of coverage helps cover medical expenses and lost wages for you and your passengers in the event of an accident, regardless of who is at fault.
- Uninsured/Underinsured motorist coverage: This type of coverage helps protect you if you are involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the damages.
Cost of Total Insurance
The cost of Total Insurance coverage will vary depending on a number of factors, including the level of coverage you select, your driving history, the type of vehicle you drive, and where you live. Here are some of the factors that can affect the cost of your Total Insurance policy:
- Age: Drivers under the age of 25 typically pay more for car insurance than older drivers.
- Driving history: Your driving record and history of accidents or tickets can affect your insurance rates.
- Vehicle type: The make, model, and year of your car can affect your insurance rates.
- Location: Insurance rates can vary depending on where you live, as certain areas may have higher rates of accidents or thefts.
- Coverage level: The more coverage you select, the higher your insurance rates will typically be.
States Where Total Insurance is Available
Total Insurance is currently available in many states across the United States. Here’s a list of some of the states where Total Insurance operates:
- Arizona
- California
- Florida
- Georgia
- Illinois
- Missouri
- New York
- Ohio
- Pennsylvania
- Texas
- Virginia
If you’re looking to find out which states Total Insurance operates in, there are the four steps you can take:
- The company’s website should have a list of the states where they offer coverage. Look for a “Coverage Area” or “Locations” page to find this information.
- If you’re not able to find the information you’re looking for on the website, you can contact Total Insurance customer service directly. They should be able to tell you which states they operate in and provide you with more information about their coverage options.
- Many comparison websites allow you to compare car insurance rates and coverage options from different companies. Some of these websites may also provide information about which states Total Insurance operates in.
- If you have an insurance agent in your area, they may be able to tell you which companies offer coverage in your state, including Total Insurance.
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Discounts Offered by Total Insurance
Total Insurance offers a variety of discounts to help customers save money on their car insurance premiums. Here are some of the discounts available:
- Multi-policy discount: If you have multiple insurance policies with Total Insurance, such as home or renters insurance, you may be eligible for a discount on your car insurance premium.
- Safe driver discount: If you have a clean driving record and no recent accidents or traffic violations, you may be eligible for a safe driver discount.
- Good student discount: If you are a student with good grades, you may be eligible for a discount on your car insurance premium.
- Multi-car discount: If you insure multiple cars with Total Insurance, you may be eligible for a discount on your car insurance premiums.
- Anti-theft discount: If your car has anti-theft devices or security features, you may be eligible for a discount on your car insurance premium.
- Defensive driving discount: If you complete a defensive driving course, you may be eligible for a discount on your car insurance premium.
- Military discount: If you are an active-duty or retired member of the military, you may be eligible for a discount on your car insurance premium.
Customer Reviews of Total Insurance
When it comes to customer reviews of Total Insurance, the company has a mixed reputation online. Here’s an overview of what customers are saying:
Strengths:
- Many customers praise Total Insurance for its affordable rates and flexible coverage options.
- The company is often praised for its customer service, with many customers reporting positive experiences with Total Insurance agents.
- Customers appreciate the easy online access to their policy information and the ability to make changes to their policy online.
Weaknesses:
- Some customers report issues with claims processing, including long wait times and difficulty getting their claims approved.
- A few customers have reported issues with billing and payment processing, including incorrect billing amounts and unexpected charges.
- Some customers have reported issues with policy cancellations and non-renewals, often citing unclear or inconsistent communication from Total Insurance.
Roundup: Total Insurance
Total Insurance is a car insurance company that offers a variety of coverage options and discounts to help customers save money on their premiums. The company operates in several states across the United States, and its mission is to provide affordable and flexible insurance solutions to drivers of all backgrounds.
Some of the coverage options available from Total Insurance include liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. The company also offers a variety of discounts, including multi-policy discounts, safe driver discounts, and good student discounts, among others.
While Total Insurance has many satisfied customers, there are also some negative reviews and complaints to be found online. Customers have praised the company’s affordable rates and customer service, but some have reported issues with claims processing, billing, and policy cancellations.
If you’re considering Total Insurance for your car insurance needs, be sure to carefully review the coverage options and discounts available, and speak with a Total Insurance agent to get a better sense of what the company has to offer.