Best Counselors That Will Take Medicare in 2022

If you are searching for counselors that accept Medicare, you will probably have luck finding one near you. While many counselors and mental health professionals accept Medicare, you will need to be sure that the reason you are going to counseling is covered. You can speak to your primary doctor or an agent with your Medicare plan to ensure your counseling session will be covered.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 16, 2021

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The Rundown

  • Medicare will cover counseling and mental health coaching in some instances
  • You must find therapists or counselors that accept Medicare
  • There are limits to how many therapy sessions Medicare will cover in a year

If you are on Medicare and feel you need therapy or counseling services, you may wonder whether there are counselors that accept Medicare.

Medicare does help to cover the cost of counseling visits, as long as they fall in the scope of practice Medicare considers medically necessary.

If you’re struggling with your mental health, you may need a counselor. Countless therapists accept Medicaid and Medicare in the U.S. Which is good news if you’ve ever asked the question, “Are there any mental health providers that accept Medicare near me?”

Suppose you currently have a different health insurance plan. In that case, you can search online for Medicare insurance rates that cover counselors to see if it’s worth it to switch your plan.

It should be reasonably easy for you to find mental health providers that accept Medicare near you. In addition, you may be able to find affordable Medicare insurance that covers counselors with rates that work better for you.

Because countless Medicare insurance companies cover counselors, especially under Medicare Advantage, compare multiple rates online to ensure you get the best deal.

Use our free quote tool above today to compare the best Medicare insurance quotes that cover counselors and see how much you can save.

Does Medicare cover counseling services?

If you’re searching for a counselor, rest assured that Medicare will cover some of your visits. At least, as long as those visits are pre-approved by your Medicare plan.

With your Medicare health insurance, you can visit the following mental health physicians if they accept Medicare in their offices:

  • Psychiatrists
  • Psychologists
  • Clinical therapists/counselors

It is up to you to make sure any office you visit accepts Medicare before you go. Otherwise, you may have to pay for your visit out of pocket.

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How can I find counselors that accept Medicare near me?

One of the best ways to find a mental health professional, such as a therapist that takes Medicare, is by asking for a referral from your physician.

Your primary doctor will likely know which therapists are in-network for patients on Medicare. You can also ask an agent with your plan or do your own research online.

Suppose you do find a therapist you want to visit. In that case, you need to make sure your visit is considered medically necessary and covered by your Medicare plan.

How do I know if my counseling session is covered by Medicare?

Medicare covers several reasons for counseling sessions and mental health services, such as:

  • Substance abuse
  • Obesity and nutrition therapy
  • STIs
  • Smoking or the cessation of tobacco use
  • Cardiac rehabilitation
  • Hospice
  • Mental health

If your reason for meeting with a counselor falls into one of these categories, your primary doctor can make the case that your Medicare plan should cover.

If you see any items on this list that you might want to work on with a mental health professional, talk to your doctor.

For example, working on your tobacco use with a counselor could help lower your life insurance for tobacco chewers once you’ve kicked the habit.

As is the case with any health insurance coverage, you can expect to find limits to the number of sessions Medicare will cover.

For example, you may only participate in one depression screening per year. And many other sessions Medicare covers only allow for a certain number before they cease.

Suppose you want to be sure you have the right Medicare coverage to meet your needs. In that case, you can always look online to see if other companies are offering better rates.

You can use our free quote tool below to help you buy Medicare insurance that covers counselors today.

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