Geico vs. Travelers Homeowners Insurance Review in 2024 (Head-to-Head: Discounts & Coverage)
You can find different benefits in cost and features between Geico vs. Travelers homeowners insurance. On average, Travelers is $37, and Geico is $30 monthly. Travelers provide more discounts, and Geico is better for digital tools and claims processing. Choose the best policy by comparing all of these factors.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
UPDATED: Nov 5, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Company Facts
Min. Coverage
A.M. Best Rating
Complaint Level
Company Facts
Min. Coverage
A.M. Best Rating
Complaint Level
Pros & Cons
Geico vs. Travelers homeowners insurance highlights Geico’s competitive pricing at $30/month and strong digital tools for easy claims. While Geico offers excellent customer satisfaction and a seamless online experience, Travelers excels in discounts, averaging $37/month.
To make sure you find the best car insurance for your situation, it’s always wise to compare multiple insurance quotes. so be sure to enter your ZIP code for accurate options.
- Geico vs. Travelers homeowners insurance shows Geico’s average rate is $30/month
- Travelers offer more discounts, averaging $37 per month for bundled policies
- Geico excels in digital tools for claim processing and policy management
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Coverage Cost: Geico vs. Travelers Homeowners Insurance
A handful of elements impact pricing when comparing Geico vs. Travelers homeowners insurance—the age, gender, and driving history of your household or national averages by state. Geico is also almost always more cost-effective, which can appeal to homeowners on a budget.
Geico is one of the cheapest companies available to all drivers, especially those with clean driving records and policyholders in middle-age brackets, and received a 4.5/5 rating. Older drivers with clean driving records will see better rates than younger drivers or drivers with violations.
Geico vs. Travelers Full Coverage Homeowners Insurance Monthly Rates by Age & Gender
Age & Gender | ||
---|---|---|
Age: 16 Female | $298 | $719 |
Age: 16 Male | $312 | $910 |
Age: 30 Female | $90 | $99 |
Age: 30 Male | $87 | $108 |
Age: 45 Female | $90 | $98 |
Age: 45 Male | $80 | $99 |
Age: 60 Female | $73 | $89 |
Age: 60 Male | $74 | $90 |
Although Travelers is rated a little more expensive at 4.4, that simply means it offers attentively broader coverage and discount features. This difference in pricing can grow larger, too, in states with tough insurance mandates or for people with less-than-perfect driving records.
Eric Stauffer Licensed Insurance Agent
Additionally, there are differences in insurance regulation by state; Traveler rates may fluctuate more significantly due to varying insurance requirements, while Geico provides more uniform rates across the country.
Geico offers lower rates for younger and high-risk drivers, but travelers may be better off for older drivers or households looking to bundle policies. Reading further will help you discover the best car insurance options tailored to your specific needs.
Business Reviews: Geico vs. Travelers
Business Ratings and Customer Reviews Are Important For Homeowners Insurance Evaluation With a score of 857 out of a possible 1,000 from J.D. Power and an A++ rating from A.M. Best, Geico performs well, thanks to low premiums and digital features.
Geico vs. Travelers Full Coverage Homeowners Insurance Monthly Rates by Driving Record
Driving Record | ||
---|---|---|
Clean Record | $80 | $99 |
Not-At-Fault Accident | $132 | $139 |
Speeding Ticket | $106 | $134 |
DUI/DWI | $216 | $206 |
Travelers is a close second, with a J.D. Power score of 860 and an A++, which gives it a very strong mark in feedback and customer service. Such ratings help customers select the right insurance provider. Both Geico and Travelers have excellent customer satisfaction ratings and reliability, so they are good options for homeowners insurance.
Consumers can weigh the two providers using Geico’s robust digital offerings and Travelers’ mustered customer feedback to choose the one with the attributes that matter most to them. This insight is essential for anyone looking for the cheapest car insurance companies, as understanding these options can lead to more informed decisions about coverage.
Frequently Asked Questions
What is the difference between Geico and Travelers homeowners insurance?
Geico and Travelers are both well-known insurance companies that offer homeowners insurance. However, there are some differences between the two. Geico is primarily known for its auto insurance but also offers homeowners insurance as an add-on to its policies. Travelers, on the other hand, is a dedicated insurance company that offers a wide range of insurance products, including homeowners insurance.
What are common reviews for Geico home insurance?
Geico home insurance reviews are mixed, with positive comments on affordability and negative feedback on customer service in some cases.
Are Travelers home insurance reviews generally positive?
Travelers home insurance reviews are typically positive, highlighting strong customer service and reliable claims handling.
What is Geico’s home insurance rating?
Geico’s home insurance rating varies by source, but it generally receives solid ratings for affordability and range of coverages.
How do customers rate Travelers homeowners insurance?
Travelers homeowners insurance reviews are generally favorable, with high marks for coverage options and claims satisfaction.
Can you bundle Travelers and Geico insurance policies?
Travelers and Geico do not offer joint bundles, but both provide discounts for bundling with other types of insurance within their networks.
Does Geico offer mobile home insurance?
Yes, Geico offers mobile home insurance, which can be customized to protect mobile and manufactured homes.
What are Geico Homesite insurance reviews like?
Geico Homesite insurance reviews vary, with customers noting reasonable prices but mixed experiences with customer support.
How can I get a Geico home insurance quote?
You can get a Geico home insurance quote online through their website or by calling their customer service.
Does Geico provide umbrella insurance?
Geico offers umbrella insurance to extend liability coverage beyond standard homeowners and auto insurance limits.
What is the relationship between Geico and Travelers?
Geico and Travelers are separate companies with no ownership relationship; each operates independently in the insurance market.
Does Geico offer jewelry insurance?
Geico offers coverage options for personal valuables, including jewelry, typically as an endorsement on a homeowners policy.
What is a Geico umbrella policy?
A Geico umbrella policy is an additional liability policy that protects against large claims not covered by primary insurance.
Does Geico provide mortgage protection insurance?
No, Geico does not offer mortgage protection insurance, but their homeowner’s policies may cover certain mortgage-related risks.
How is Geico’s homeowner’s insurance customer service?
Geico homeowners insurance customer service reviews are mixed; customers praise affordability but report varied experiences with claims.
Is Geico home insurance good?
Yes, Geico is often recommended for its affordability and accessibility, though coverage options may be limited.
Does Geico offer homeowners insurance directly?
Yes, Geico offers homeowners insurance through partnerships with other underwriters, such as Homesite and other providers.
Is Travelers insurance part of Geico?
No, Travelers is a separate insurance company not owned by Geico.
Does Geico own Travelers?
No, Geico and Travelers are separate companies and do not share ownership.
Is Geico a good home insurance company?
Geico is a reputable company, but third-party partners typically provide its homeowner’s insurance.
Does Geico or Travelers offer better discounts on homeowners insurance?
Both Geico and Travelers offer various discounts on homeowners insurance. The availability and extent of discounts may vary depending on your location, policy details, and eligibility criteria.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active life and health insurance licenses in seven states and over 20 years of experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.