American Progressive Life and Health Insurance Review & Ratings (2024)

American Progressive Life and Health Insurance offers affordable insurance coverage tailored to meet your specific needs. Whether you require protection for your life or health, we have the right policy for you. Explore our range of options and secure the peace of mind you deserve. Don't wait any longer—get the insurance coverage you need today.

UPDATED: Dec 2, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 2, 2023Fact Checked

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

UPDATED: Dec 2, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 2, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 2, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 2, 2023Fact Checked
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American Progressive Life and Health Insurance

Average monthly rate for healthy individuals:

$100

A.M. Best rating:

A+ Superior

Complaint level:

Low

Pros

  • Competitive rates across various insurance products.
  • Diverse coverage options, including life, health, auto, home, and business insurance.
  • Positive customer reviews highlighting competitive rates and responsive customer service.
  • User-friendly digital tools, including a feature-rich mobile app and online account management.

Cons

  • Some customers reported issues with the claims process.
  • Difficulty in reaching customer service noted by a few individuals.
  • The article suggests variability in customer experiences, emphasizing the importance of individual research.

Final Verdict: Review of American Progressive Life and Health Insurance

Overall, American Progressive Life and Health Insurance is a well-established insurance company that offers a wide range of insurance products and services to customers in select states. The company is known for its competitive rates and easy-to-work-with customer service. However, some customers have reported issues with the claims process and difficulty in getting in touch with customer service.

What You Should Know About American Progressive Life and Health Insurance

Welcome to our thorough guide to American Progressive Life and Health Insurance. In this article, we’ll examine the major issues surrounding this well-known insurance company, including their selection of life and health insurance plans, the specifics of their coverage, the rewards they offer, and customer happiness. We have you covered whether you’re looking for reliable life insurance, economical health insurance, or both.

We encourage you to enter your zip code and compare quotes from top insurance providers in your area. This ensures that you discover the best rates for your insurance needs. Don’t delay—take immediate action and make an informed decision to avoid missing out on the opportunity to obtain the right life and health insurance coverage for you. Act now and protect yourself and your loved ones.

History of American Progressive Life and Health Insurance

American Progressive Life and Health Insurance is a well-established insurance company that has been serving customers for over a century. The company was founded in the early 1900s and has since grown to become one of the leading providers of insurance products and services in the United States.

The company’s mission is to provide customers with the insurance products and services they need to protect themselves and their families.

They strive to make insurance easy to understand and accessible to everyone. American Progressive Life and Health Insurance are committed to providing affordable coverage options that meet the unique needs of each of its customers.

Mission of American Progressive Life and Health Insurance

Throughout its history, the company has been dedicated to providing quality customer service and building long-term relationships with its customers. They have always been innovative in their approach to insurance and have continuously adapted their products to meet the changing needs of their customers.

American Progressive Life and Health Insurance have always been dedicated to providing customers with the coverage they need when they need it, and at a price, they can afford.

In addition, the company has also been known for its commitment to being socially responsible. American Progressive Life and Health Insurance have been involved in many charitable causes and community outreach programs throughout its history. They believe that it is their responsibility to give back to the communities in which they operate.

In summary, American Progressive Life and Health Insurance is a well-established insurance company with a long history of providing customers with the insurance products and services they need. The company’s mission is to provide easy-to-understand and accessible insurance options to everyone, at a price they can afford, while also being socially responsible.

American Progressive Life and Health Insurance Coverage Options

American Progressive Life and Health Insurance offer a wide range of insurance products and services to customers, including:

  • Life insurance: The company offers a variety of life insurance options, including term life insurance and permanent life insurance. Term life insurance policies offer coverage for a specific period, while permanent life insurance policies offer coverage for the entirety of the insured person’s life. These policies can provide financial protection for families in case of the unexpected death of a loved one.
  • Health insurance: American Progressive Life and Health Insurance offer a range of health insurance options, including individual and group health insurance. They offer plans that cover medical expenses, prescription drugs, and preventive care. They also offer coverage for pre-existing conditions, mental health, and substance abuse treatment.
  • Auto insurance: The company also offers auto insurance to customers. They offer liability coverage that protects customers against the financial responsibility of causing an accident. They also offer collision coverage that pays for damages to the customer’s vehicle caused by an accident. They also offer comprehensive coverage that pays for damages to the customer’s vehicle caused by non-collision events, such as theft or natural disasters.
  • Home insurance: American Progressive Life and Health Insurance offer homeowners insurance that covers the structure of the home, personal property, and liability. They also offer coverage for additional living expenses in case the home becomes uninhabitable due to a covered loss.
  • Business insurance: The company also offers insurance products for small business owners. They offer general liability insurance which provides coverage for third-party claims of bodily injury or property damage, and commercial auto insurance to provide coverage for vehicles used for business purposes.

In addition to these insurance products, American Progressive Life and Health Insurance also offer a variety of additional services, such as online account management, which allows customers to view their policy information, make payments, and file claims online. They also offer a mobile app that allows customers to access their policy information and file claims on the go.

Overall, American Progressive Life and Health Insurance offer a wide range of insurance products and services to customers, including life, health, auto, home, and business insurance. They also offer a variety of additional services, such as online account management and a mobile app, to help customers manage their policies and file claims easily.

States Where American Progressive Offers Insurance Coverage

American Progressive Life and Health Insurance are available in several states across the United States. The availability of their products and services may vary by state, so it’s best to check with the company directly to determine what options are available in your area.

However, it’s worth noting that the company is a large insurance carrier, and it’s likely to be available in most states. Many large insurance carriers have a nationwide presence, with offices and agents located in multiple states. This allows them to offer their products and services to customers in a variety of locations.

It’s also important to note that some of the insurance products offered by American Progressive Life and Health Insurance, such as health insurance, may be subject to state-specific regulations. This means that the coverage options and prices may vary depending on the state in which you live.

In summary, American Progressive Life and Health Insurance is available in several states across the United States, although availability may vary by state. It’s best to check with the company directly to determine what options are available in your area, and also note that some of their products may be subject to state-specific regulations.

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American Progressive Life and Health Insurance Rates Breakdown

Navigating the realm of insurance involves understanding various factors that influence rates. In this overview, we’ll explore key determinants such as age, gender, driving record, health status, and occupation, shedding light on how these aspects impact insurance premiums.

  • Age: Younger individuals may typically pay less for life insurance, while older individuals may face higher premiums. Age also impacts health insurance rates.
  • Gender: Historically, gender has been a factor in setting insurance rates, with women often receiving lower auto insurance premiums.
  • Driving Record: Auto insurance rates are heavily influenced by driving history. Safe drivers with a clean record generally enjoy lower premiums.
  • Health Status: Health insurance rates are affected by an individual’s health, with healthier individuals potentially paying lower premiums.
  • Occupation: Some insurance policies may offer occupational discounts, providing reduced rates for individuals in certain professions.

As you delve into the intricacies of insurance, recognizing the significance of age, gender, driving history, health, and occupation is essential. These factors contribute to the personalized nature of insurance rates, emphasizing the need for informed decision-making when selecting coverage that aligns with your unique circumstances.

Cost of American Progressive Life and Health Insurance

The cost of insurance through American Progressive Life and Health Insurance will vary depending on some factors, including the type of coverage, the amount of coverage, and the individual’s specific circumstances.

For example, the cost of life insurance will depend on factors such as the individual’s age, health, and lifestyle. A 30-year-old non-smoker in good health will generally pay less for life insurance than a 50-year-old smoker with a history of health issues.

Similarly, the cost of health insurance will depend on factors such as the individual’s age, location, and level of coverage. A young, healthy individual living in a state with a lower cost of living may pay less for health insurance than an older, less healthy individual living in a more expensive state.

Auto insurance rates also vary depending on factors such as the individual’s driving record, the make and model of the vehicle, and the location.

Homeowners insurance rates vary depending on factors such as the home’s age, location, and level of coverage.

Business insurance rates vary depending on factors such as the type of business, the location, and the level of coverage.

It’s important to note that American Progressive Life and Health Insurance offers a variety of discounts to help customers save on their insurance costs. These discounts may include things like safe driver discounts, multi-policy discounts, and discounts for bundling insurance policies.

In conclusion, the cost of insurance through American Progressive Life and Health Insurance will vary depending on many factors, including the type of coverage, the amount of coverage, and the individual’s specific circumstances. It’s recommended to get a quote from the company or their agent, to get the most accurate estimate of the cost of insurance.

American Progressive Life and Health Insurance Discounts Available

American Progressive Life and Health Insurance offer a variety of discounts to help customers save on their insurance costs. These discounts may include:

  • Safe driver discounts: If you have a clean driving record, you may qualify for a discount on your auto insurance.
  • Multi-policy discounts: If you bundle multiple policies with American Progressive Life and Health Insurance, such as auto and homeowners insurance, you may qualify for a discount.
  • Early signing discounts: Some policies may offer discounts for signing up for coverage before a certain date.
  • Home security discounts: If you have certain security features in your home, such as a security system or deadbolts, you may qualify for a discount on your homeowners insurance.
  • Occupational discounts: If you work in a certain profession, you may qualify for a discount on your life insurance.
  • Loyalty discounts: If you’ve been a customer for a certain amount of time, you may qualify for a discount on your insurance.

It’s important to note that discounts may vary by state, so it’s best to check with American Progressive Life and Health Insurance directly to determine what discounts are available in your area.

It’s also important to remember that discounts may not be available on all types of insurance policies and they may vary depending on the individual’s specific circumstances.

American Progressive Life and Health Insurance offer a variety of discounts to help customers save on their insurance costs. These discounts may include safe driver discounts, multi-policy discounts, early signing discounts, home security discounts, occupational discounts, and loyalty discounts.

It’s recommended to check with the company or their agent to know the discounts that are available in your state and that applies to your particular circumstance.

A Detailed Look at American Progressive Life and Health Insurance’s Claims Process

Ease of Filing a Claim

American Progressive Life and Health Insurance offers a convenient and user-friendly claims process. Customers have multiple options for filing a claim, including online, over the phone, and through their mobile app. This flexibility ensures that policyholders can choose the method that best suits their needs and preferences.

Average Claim Processing Time

One of the key factors in assessing an insurance company’s efficiency is the average claim processing time. American Progressive Life and Health Insurance is committed to a prompt claims handling process. While individual claim processing times may vary based on the complexity of the claim, the company strives to process claims quickly and efficiently to provide policyholders with timely assistance.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable when evaluating an insurance company’s claims process. American Progressive Life and Health Insurance has received positive feedback from customers regarding the resolution of their claims and the payout process. The company’s dedication to customer satisfaction is reflected in the positive experiences shared by policyholders who have filed claims.

Digital and Technological Offerings by American Progressive Life and Health Insurance

Mobile App Features and Functionality

American Progressive Life and Health Insurance offers a feature-rich mobile app that provides policyholders with convenient access to their insurance information. The app allows users to view policy details, make payments, and even file claims directly from their mobile devices. With user-friendly navigation and secure access, the mobile app enhances the overall customer experience.

Online Account Management Capabilities

Policyholders can easily manage their insurance policies through American Progressive Life and Health Insurance’s online account management platform. This online portal empowers customers to review policy documents, update personal information, and track claims status. The platform’s intuitive design ensures that policyholders can efficiently handle their insurance affairs online.

Digital Tools and Resources

In addition to the mobile app and online account management, American Progressive Life and Health Insurance provides a range of digital tools and resources to assist customers in making informed decisions about their insurance coverage. These resources may include educational articles, calculators, and other interactive features designed to help policyholders understand their insurance options better.

How American Progressive Life and Health Insurance Ranks Among Providers

In the competitive landscape of insurance, American Progressive Life and Health Insurance has several noteworthy rivals vying for the attention of consumers. Understanding the key players in the industry provides valuable insights into the choices available to those seeking insurance coverage. Here, we outline some of the main competitors in the market.

  • Geico: Known for competitive auto insurance rates and a user-friendly online experience, Geico is a prominent player in the insurance industry.
  • State Farm: With a comprehensive range of insurance products, State Farm stands out for its extensive agent network and personalized customer service.
  • Allstate: Recognized for its broad coverage options, Allstate offers a range of insurance products, including auto, home, and life insurance.
  • Progressive Insurance: Often considered a direct competitor, Progressive is known for its innovative approach to auto insurance, offering features like usage-based insurance.
  • Liberty Mutual: Liberty Mutual provides diverse insurance solutions, including auto, home, and life insurance, with a focus on customizable coverage.

In the dynamic world of insurance, awareness of the main competitors allows consumers to make informed decisions about their coverage. Each competitor brings unique strengths and offerings to the table, ensuring a market rich in choices for those seeking reliable insurance solutions.

Exploring these alternatives empowers individuals to find the coverage that best aligns with their specific needs and preferences.

Customer Reviews for American Progressive Life and Health Insurance

American Progressive Life and Health Insurance has generally positive customer reviews. Many customers praise the company for its competitive rates and helpful customer service.

Customers report that they were able to find insurance policies that fit their needs and budget. Some customers also mention the company’s responsive claims process and how fast their claims were handled.

It’s important to note that customer reviews can vary depending on the individual’s specific experience and that it is not possible to generalize from a few opinions.

Overall, customers report American Progressive Life and Health Insurance as a good option for insurance coverage, with competitive rates, good customer service, and a responsive claims process.

However, it’s always recommended to do your research and compare insurance options before making a decision.

Frequently Asked Questions

What is American Progressive Life and Health Insurance?

American Progressive Life and Health Insurance is an insurance company that offers life insurance, health insurance, and annuities.

What type of information is included in the American Progressive Life and Health Insurance Review & Ratings?

The American Progressive Life and Health Insurance Review & Ratings typically includes information on the financial stability of the company, as well as customer satisfaction ratings and reviews of the company’s insurance products.

How can I access information about American Progressive Life and Health Insurance?

The information about American Progressive Life and Health Insurance is available through the company’s website as well as through other insurance industry websites and publications.

How can I use the information in the American Progressive Life and Health Insurance Review & Ratings?

The information in the American Progressive Life and Health Insurance Review & Ratings can be used to evaluate the financial stability and customer satisfaction of American Progressive Life and Health Insurance when considering purchasing insurance coverage. It can also be used to compare American Progressive Life and Health Insurance to other insurance providers and make informed decisions about which one to choose.

Compare The Best Insurance Quotes In The Country

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Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications.  As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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