Farm Bureau Insurance Review & Ratings (2023)
This Farm Bureau Insurance Review will cover Farm Bureau Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Farm Bureau Insurance A.M. Best rating is A. To compare insurance rates from the best companies in your area, enter your ZIP code below.
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Written by
Chris Tepedino |
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Reviewed by
Laura Walker
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UPDATED: Feb 20, 2023
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Farm Bureau insurance has been in operation for more than 60 years, and has grown from a company with limited offerings to the farming community to a full service insurance company offering many lines of coverage including home, auto, health, life and long term disability insurance, as well as the original farm, ranch, crop and commercial agriculture lines.
An Overview: Farm Bureau Insurance
Looking for reliable car insurance can be a daunting task, but with Farm Bureau Insurance, you can rest easy knowing that you’re in good hands.
- Farm Bureau Insurance has been in business for over 75 years.
- They offer a wide range of insurance products including car, home, life, and health insurance.
- Farm Bureau Insurance offers numerous discounts for their car insurance policyholders.
With over 75 years of experience, Farm Bureau Insurance has established itself as a leading provider of insurance products and services. In this review, we’ll take a closer look at their history, mission, products, services, discounts, and customer reviews to help you make an informed decision.
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Farm Bureau History and Mission
Farm Bureau Insurance was founded in 1949 in Des Moines, Iowa, with a mission to provide comprehensive insurance products and services to individuals, families, and businesses.
Originally, Farm Bureau Insurance was created to serve the needs of farmers and rural communities, but over time the company expanded its offerings to include all individuals and families in the communities they serve.
The company’s mission is to help its clients protect what matters most to them by offering reliable and affordable insurance products and services. They strive to provide exceptional customer service and build long-lasting relationships with their clients.
Farm Bureau Insurance is part of the American Farm Bureau Federation, which is a national organization that advocates for agriculture and rural communities.
The company’s ties to the American Farm Bureau Federation have helped shape its values and mission, including its commitment to helping rural communities thrive and supporting agricultural communities.
Coverage Options: Farm Bureau Insurance
Farm Bureau Insurance offers a wide range of insurance products and services to individuals, families, and businesses. Here is a closer look at some of the products and services they offer:
- Car insurance: Farm Bureau Insurance offers comprehensive car insurance coverage that includes liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. They also offer additional coverage options, such as roadside assistance, rental car reimbursement, and more.
- Home insurance: Farm Bureau Insurance offers home insurance coverage that includes protection for your home and personal property, as well as liability coverage. They also offer additional coverage options, such as flood insurance, personal umbrella insurance, and more.
- Life insurance: Farm Bureau Insurance offers life insurance coverage that includes term life insurance, whole life insurance, and universal life insurance. They also offer additional coverage options, such as accidental death and dismemberment insurance, and more.
- Health insurance: Farm Bureau Insurance offers health insurance coverage, including individual and family health insurance plans, as well as Medicare supplement plans.
- Business insurance: Farm Bureau Insurance offers a range of insurance products and services for businesses, including property and liability insurance, workers’ compensation insurance, and more.
- Pet insurance: Farm Bureau Insurance offers pet insurance coverage for cats and dogs, which includes coverage for accidents, illnesses, and routine care.
The cost of their insurance products and services varies depending on some factors, including the type of coverage you choose, your location, and other risk factors.
States Where Farm Bureau Offers Insurance
Each state where Farm Bureau Insurance operates has its own local Farm Bureau organization, which is typically part of the American Farm Bureau Federation. Farm Bureau Insurance operates in 14 states across the United States, including:
- Arkansas
- Colorado
- Florida
- Georgia
- Iowa
- Kansas
- Kentucky
- Louisiana
- Michigan
- Mississippi
- Nebraska
- North Carolina
- Tennessee
- Virginia
These local organizations may offer additional services beyond insurance, such as advocacy and support for local farmers and rural communities.
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Cost of Coverage With Farm Bureau Insurance
The cost of insurance from Farm Bureau Insurance can vary depending on several factors, including the type of coverage you choose, your location, and other risk factors. Here are some of the factors that can impact the cost of insurance from Farm Bureau Insurance:
- Coverage type: The type of coverage you choose can have a significant impact on the cost of your insurance. For example, comprehensive car insurance coverage that includes protection against theft and damage to your vehicle will typically be more expensive than liability-only coverage.
- Location: The state where you live can also impact the cost of your insurance from Farm Bureau Insurance. Insurance regulations and requirements can vary from state to state, which can impact the cost of coverage. In addition, the specific risks and hazards that are present in your area can also impact the cost of insurance.
- Risk factors: Your risk factors can also impact the cost of insurance from Farm Bureau Insurance. For example, if you have a history of accidents or traffic violations, you may pay more for car insurance. Similarly, if you live in an area that is prone to natural disasters, you may pay more for homeowners insurance.
It’s important to note that insurance rates can vary widely depending on the specific details of your policy and your circumstances.
To get an accurate estimate of the cost of insurance from Farm Bureau Insurance, you’ll need to request a quote that takes into account your individual needs and risk factors.
Discounts Available at Farm Bureau Insurance
Farm Bureau Insurance offers a range of discounts to help customers save money on their insurance premiums. Here are some of the discounts that may be available:
- Multi-policy discount: If you have multiple policies with Farm Bureau Insurance, such as car insurance and homeowners insurance, you may be eligible for a discount on your premiums.
- Safe driving discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driving discount.
- Good student discount: If you or a family member on your policy is a full-time student with good grades, you may be eligible for a discount on your car insurance premiums.
- Mature driver discount: If you are over the age of 55 and have completed an approved driver safety course, you may be eligible for a mature driver discount on your car insurance.
- Home safety features discount: If your home has certain safety features, such as a security system or fire alarm, you may be eligible for a discount on your homeowners insurance premiums.
- Payment discounts: If you set up automatic payments or pay your premium in full at the beginning of your policy period, you may be eligible for a discount.
It’s important to note that not all discounts may be available in all states or for all types of insurance. In addition, the amount of the discount may vary depending on the specific details of your policy and your circumstances.
Customer Reviews: Farm Bureau Insurance
Customer reviews of Farm Bureau Insurance are generally positive, with many customers praising the company’s personalized service and competitive rates.
However, it’s important to note that some customers have reported negative experiences with Farm Bureau Insurance as well, particularly regarding the cost of coverage and issues with claims handling.
As with any insurance company, it’s a good idea to do your research and compare quotes from multiple providers before deciding on which company to choose for your insurance needs.
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In Summary: Farm Bureau Insurance
Farm Bureau Insurance is a well-established insurance provider with a long history of serving customers across the United States.
Their comprehensive car insurance policies, a wide range of discounts, and a solid reputation for customer service make them a great choice for anyone in the market for car insurance.
Whether you’re looking for basic liability coverage or more comprehensive protection, Farm Bureau Insurance has a policy that will meet your needs and budget.