Liberty Insurance Corp Review & Ratings (2023)

This Liberty Insurance Corp Review will cover Liberty Insurance Corp ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Liberty Insurance Corp A.M. Best rating is A, and the Liberty Insurance Corp S&P Rating is A. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Feb 28, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Feb 28, 2023

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Company Details
Address: 175 Berkeley Street
City: Boston
State: MA
ZIP Code: 02116
Phone Number: (617) 357-9500
Fax: (617) 574-5955
AM Best Rating: A
S&P Global Ratings: A
Company Rating 3.79 (5 reviews)

Liberty Insurance is a car insurance company with a long history of providing reliable and affordable coverage. With a strong focus on customer service and a wide range of discounts available, Liberty Insurance is an excellent option for drivers looking for quality coverage at a reasonable price.

In this review, we will take a closer look at the company’s history, mission, products and services, discounts, and customer reviews.

Interesting Attributes of Liberty Corporation:

  • Offers a wide range of discounts to help customers save money on their car insurance premiums.
  • Has a reputation for excellent customer service and quick claim processing.
  • Provides comprehensive coverage options for all types of drivers, including those with less-than-perfect driving records.

If you are looking for a car insurance company that offers affordable coverage and excellent customer service, Liberty Corporation is a great option to consider.

With a long history of providing reliable insurance products to drivers across the country, Liberty Corporation is a company you can trust to keep you and your vehicle protected on the road.

Liberty Insurance History and Mission

Liberty Corporation was founded in 1912 in Boston, Massachusetts, and has since grown into one of the largest car insurance providers in the United States. The company’s founder, Edward A. Hall, had a vision of providing affordable and reliable insurance to all drivers, regardless of their financial status or driving record.

Over the years, Liberty Corporation has expanded its offerings to include a wide range of insurance products and services, including car, home, and life insurance. The company has also expanded its geographic reach, offering coverage in many states across the country.

Despite this growth, Liberty Corporation has remained committed to its original mission of providing quality insurance products at a reasonable cost. The company prides itself on its customer service and works to ensure that every policyholder receives the attention and care they deserve.

In recent years, Liberty Corporation has also focused on embracing new technologies and innovations to better serve its customers. This includes the development of online account management tools and mobile apps that make it easier for customers to manage their policies and file claims.

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Products and Services That Liberty Insurance Offers

Liberty Group offers a range of car insurance products and services to drivers across the country. The company provides comprehensive coverage options to suit the needs of all types of drivers, regardless of their driving record or vehicle type.

Here is an overview of the main products and services that Liberty Group offers:

  • Liability insurance: This is the most basic form of car insurance, and it is required by law in most states. Liability insurance covers the cost of damage or injury that you cause to other people or their property while driving.
  • Collision insurance: This type of insurance covers the cost of damage to your own vehicle if you are involved in an accident with another car or object, regardless of who is at fault.
  • Comprehensive insurance: Comprehensive insurance provides coverage for damage to your car that is caused by something other than an accident, such as theft, fire, or severe weather.
  • Personal injury protection: This coverage pays for medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who is at fault.
  • Uninsured/Underinsured motorist coverage: This type of coverage provides protection if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.

In addition to these core insurance products, Liberty Group also offers a range of optional add-ons that can provide additional protection and peace of mind. These include:

  • Roadside assistance: This service provides help if you break down or have a flat tire while on the road.
  • Rental reimbursement: If your car is damaged in an accident, this coverage will pay for a rental car while your vehicle is being repaired.
  • Customized equipment coverage: If you have customized or aftermarket equipment installed in your vehicle, this coverage will provide protection for those items.
  • New car replacement: This coverage provides protection if your new car is totaled within the first year of ownership and will pay to replace it with a new one.

Coverage Costs for Liberty Insurance

The cost of Liberty Insurance products and services can vary depending on a number of factors. These factors include:

  • Driving record: Drivers with a clean driving record typically pay less for car insurance than those with a history of accidents or traffic violations.
  • Vehicle type: The type of vehicle you drive can also impact the cost of your insurance. Generally, more expensive or high-performance cars cost more to insure than economy cars or mid-range vehicles.
  • Coverage level: The level of coverage you choose will also impact the cost of your car insurance. Basic liability coverage is typically less expensive than comprehensive or collision coverage.
  • Location: Insurance rates can also vary based on the state where you live. Some states have higher minimum coverage requirements or more expensive insurance markets than others.

Areas Where Liberty Insurance is Available

Liberty Mutual Group is available in several states across the United States, offering car insurance to drivers in a range of locations. The company’s coverage area includes the following states:

  • Connecticut
  • Indiana
  • Kentucky
  • Maine
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • Ohio
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia
  • Wisconsin

The company has a strong presence in the Northeast and Midwest regions of the United States, with a growing footprint in other areas as well. Liberty Mutual Group is committed to providing quality coverage options and excellent customer service to drivers in all of the states where it operates. If you live in one of these states and are in need of car insurance, Liberty Mutual Group may be a good option to consider.

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Liberty Insurance Discounts Available

The company also offers a range of discounts and savings opportunities that can help lower the cost of car insurance for eligible drivers. Some of the discounts offered by Liberty Insurance include:

  • Safe driver discount: If you have a clean driving record and no recent accidents, you may be eligible for a safe driver discount.
  • Multi-car discount: If you insure more than one car with Liberty Insurance, you may be eligible for a discount on your overall premium.
  • Homeowner discount: If you own a home, you may be eligible for a discount on your car insurance.
  • Student discount: If you are a student with good grades, you may be eligible for a discount on your car insurance.

Customer Reviews of Liberty Insurance

Customer reviews of Liberty Group are generally positive, with many policyholders praising the company for its competitive rates, personalized coverage options, and excellent customer service.

Some of the strengths of Liberty Group that customers frequently mention in reviews include:

  • Affordable rates: Many customers appreciate the company’s competitive rates and affordable coverage options, especially compared to other insurance providers.
  • Customizable coverage: Liberty Group allows policyholders to tailor their coverage to their specific needs and budget, with options for comprehensive, collision, liability, and other types of coverage.
  • Good customer service: Customers frequently mention the helpfulness and responsiveness of Liberty Group customer service team, with many reviewers noting that representatives are knowledgeable and easy to work with.
  • Discounts and savings opportunities: Liberty Group offers a range of discounts and savings opportunities to help policyholders save money on their car insurance premiums.

While most customer reviews of Liberty Group are positive, there are some criticisms and areas for improvement mentioned as well. Some of the weaknesses or areas of concern that customers note in reviews include:

  • Claims process: Some customers have had negative experiences with the claims process, citing slow response times or difficulty getting claims approved.
  • Limited availability: Liberty Group is not available in all states, which can be a disadvantage for drivers in areas where the company does not operate.
  • Limited coverage options: Some customers note that Liberty Group coverage options can be somewhat limited compared to other insurance providers.

Overall: Liberty Insurance Corporation

Liberty Liberty Insurance is a reputable car insurance provider that offers affordable, customizable coverage options to drivers in 17 states across the United States. The company’s mission is to provide high-quality insurance products and services that meet the unique needs of individual drivers.

Liberty Insurance offers a range of discounts and savings opportunities to help policyholders save money on their car insurance premiums, and the company’s customer service is widely praised by customers.

While some customers have had negative experiences with the claims process or feel that coverage options can be limited, overall, Liberty Insurance is a good option for drivers seeking affordable, personalized car insurance coverage.

If you are in need of car insurance and live in one of the states where Liberty Insurance operates, you may want to consider getting a quote from the company to compare coverage and pricing options.

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